topic APRROVED-------------> in Credit Cards

APRROVED------------->

Anonymous — Wed, 14 May 2008 01:22:06 GMT

IM Finally In the YES!!!! status of life I must say it was exciting it took everything in me to do only 4 applications (I did tht bc i have no inQ.for 2008) and last time was Sept of 07 for auto loan thats it! anyways back to my suREAL life Experience I recieved a Circuit City they pulled EQ CL1000 my score is 682 I also got the Kays Jewlers card 1500CL yippppppee the other that I applied for that said needs further processing is Citi Premium Pass or is that chase UGHHH IDK lol....

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diva0969 — Wed, 14 May 2008 01:33:09 GMT

Congratulations!!

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jaxstraw — Wed, 14 May 2008 01:33:21 GMT

congrats !!

sorry about nfcu,maybe you should recon.

jax

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Niki9 — Wed, 14 May 2008 02:22:06 GMT

congrats!!!!

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Anonymous — Wed, 14 May 2008 03:48:33 GMT

Really at first I was kinda pissed bc my money is there! and I did have a gr8t score and 8 pays as agreed and 2 collections frm 2005 but when they showed me love at the others i was like eventually I will get the Bigger Limits but Im not complaining !!! Im happy I got my digital cam i wanted lol......... Im going to Vegas in June so NFCU would have been excellent

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UpNComing — Wed, 14 May 2008 03:54:15 GMT

Congrats!

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islandchild82 — Wed, 14 May 2008 07:17:17 GMT

Congrats! And good luck with the other two!

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Mommy2anAngel2007 — Wed, 14 May 2008 20:36:36 GMT

Congrats!!!! What a good feeling!

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Anonymous — Thu, 15 May 2008 21:54:37 GMT

Thank U all........... I called Citi today still Pending so hoppppppppppppefully Im still Happy!

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Anonymous — Thu, 15 May 2008 22:10:24 GMT

I'm SO GLAD you got approved!

And still sad and confused as to why you didn't get NFCU??

But hey, they'll be knocking on your door soon enough!

Congrats!

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Anonymous — Thu, 15 May 2008 22:29:55 GMT

Congrats,and hopefully you will hear good news from Citi & Chase .

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Anonymous — Sat, 17 May 2008 00:24:27 GMT

I knw I was highly disappointed but someone on the board told me to Recon. it hurt tht people with lower scores have cards an loans and I have nothing from them! 682 WTF anyways Im hoping in the end I get the best card for me! ya knw...

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Schoolbuskid — Sat, 17 May 2008 03:13:22 GMT

Great Job keep up the good work!

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Anonymous — Tue, 20 May 2008 02:33:48 GMT

UPDATE!!!!!!!!! Chase just approved me for my BP visa gas card! after denial by computer I called back door number lol....yeah now for NFCU recon??? hmmmmmm which im over it now ! Citi says they will approve i have to send in updated info there being sticklers (one rep) about my freakin app I have a 682 and she said u have one collection from 5/2005 and its over 250 bucks i go to check my report and its freakin! 285 Gimmie a break! But its one that i have in disputes so hopefully ill get it removed but oh well if I dont Friggin Lady!

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Anonymous — Tue, 20 May 2008 03:05:49 GMT

@Anonymous wrote:
UPDATE!!!!!!!!! Chase just approved me for my BP visa gas card! after denial by computer I called back door number lol....yeah now for NFCU recon??? hmmmmmm which im over it now ! Citi says they will approve i have to send in updated info there being sticklers (one rep) about my freakin app I have a 682 and she said u have one collection from 5/2005 and its over 250 bucks i go to check my report and its freakin! 285 Gimmie a break! But its one that i have in disputes so hopefully ill get it removed but oh well if I dont Friggin Lady!

Congrats! Chase seems to be one of more successful recon CCCs.

If you don't mind me asking, what terms did you get on the BP Visa?

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Anonymous — Tue, 20 May 2008 03:16:03 GMT

actually I dont knw??? LOL i figured with a Good credit score it wasnt going to be high I just did the recon a couple of hours ago? so its not posted yet! neither do i knw Circuit City either which is from Chase bank also!!!! Chase is Showing me Mad LOVE............ cant wait till xmas... I ll have to go back to the website hold on ill post it! lowest standard APR is 11.99% and may be as high as 19.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 6.99% to the U.S. prime rate.

Rewards:
This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 758 is recommended for a higher chance of approval for the Chase BP Visa Rewards Card®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Chase BP Visa Rewards Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 758, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Double Rebates for two months;
5% rebates on all participating BP location purchases;
2% rebates on all eligible travel and dining purchases;
1% rebates on all other eligible purchases;
No limit on rebates;
Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

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Anonymous — Tue, 20 May 2008 03:33:51 GMT

Congrats Mrs. A! Good news. Maybe the credit crunch is easing a bit?

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Anonymous — Tue, 20 May 2008 14:16:53 GMT

mrsanderson--

i'm so happy for you! that's awesome you got some biggies in term of companies...

bc those 2 collections did you have any other baddies, like a bk or anything??

good luck w/future app's!!