topic Re: midcycle update for cli? in Credit Cards

midcycle update for cli?

Anonymous — Sun, 16 Feb 2014 00:19:50 GMT

I recently got a Discover CLI to $3000, but won't report to CBs for awhile. Should I midcycle update, then ask chase and AMEX to match the CL Discover is offering me?

Re: midcycle update for cli?

Anonymous — Mon, 17 Feb 2014 03:02:59 GMT

bump..

Re: midcycle update for cli?

09Lexie — Mon, 17 Feb 2014 03:05:53 GMT

You can ask for a midcycle update but Amex does not match CL's -doubt that it would work with Chase either.

Re: midcycle update for cli?

indiolatino61 — Mon, 17 Feb 2014 04:25:43 GMT

@Anonymous wrote:
I recently got a Discover CLI to $3000, but won't report to CBs for awhile. Should I midcycle update, then ask chase and AMEX to match the CL Discover is offering me?

Congrats to you...everyone is getting Discover luv but me...!

Re: midcycle update for cli?

Anonymous — Mon, 17 Feb 2014 04:35:36 GMT

@09Lexie wrote:
You can ask for a midcycle update but Amex does not match CL's -doubt that it would work with Chase either.

Would I have a better chance of getting a higher CLI, if any, or higher credit limit if I chose to open a new card?

Re: midcycle update for cli?

Anonymous — Mon, 17 Feb 2014 04:36:13 GMT

@indiolatino61 wrote:
@Anonymous wrote:
I recently got a Discover CLI to $3000, but won't report to CBs for awhile. Should I midcycle update, then ask chase and AMEX to match the CL Discover is offering me?
Congrats to you...everyone is getting Discover luv but me...!

Hardpull if you're willing.

Re: midcycle update for cli?

09Lexie — Mon, 17 Feb 2014 05:02:33 GMT

@Anonymous wrote:
@09Lexie wrote:
You can ask for a midcycle update but Amex does not match CL's -doubt that it would work with Chase either.
Would I have a better chance of getting a higher CLI, if any, or higher credit limit if I chose to open a new card?

For Chase? It would depend on your profile, if you have already hit their internal limit and the product. Chase has shown more generosity in their co-branded cards.