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  <channel>
    <title>topic Re: Duck Card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2830267#M805403</link>
    <description>Also that $949 million dollar in assets you found using google, makes it one of the smaller credit unions, with the smallest membership.</description>
    <pubDate>Wed, 19 Feb 2014 00:20:30 GMT</pubDate>
    <dc:creator>blondy250</dc:creator>
    <dc:date>2014-02-19T00:20:30Z</dc:date>
    <item>
      <title>Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816097#M801787</link>
      <description>&lt;P&gt;Hello everybody&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you havent known, all applications for the Duck Card are denied from all States besides Oregon. I just spoke to a supervisor.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe its helpful if you want to apply&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have a good day&lt;/P&gt;</description>
      <pubDate>Thu, 13 Feb 2014 23:41:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816097#M801787</guid>
      <dc:creator>dbutterworth1988</dc:creator>
      <dc:date>2014-02-13T23:41:11Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816123#M801795</link>
      <description>&lt;P&gt;I wonder if that is related to the potential compromised event lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That's not in the disclosures when applying for the card so if it's true shame on them again.&amp;nbsp; Not hard to update a PDF file.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 13 Feb 2014 23:45:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816123#M801795</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-13T23:45:24Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816153#M801806</link>
      <description>Oh well.. THE PARTY'S OVER!! &lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;</description>
      <pubDate>Thu, 13 Feb 2014 23:51:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816153#M801806</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2014-02-13T23:51:41Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816239#M801917</link>
      <description>As soon as I get a call back from an underwriter I'll update and see what they say</description>
      <pubDate>Fri, 14 Feb 2014 00:18:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816239#M801917</guid>
      <dc:creator>dbutterworth1988</dc:creator>
      <dc:date>2014-02-14T00:18:04Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816331#M801947</link>
      <description>&lt;P&gt;Even for alumni and full members?&amp;nbsp; What's the point of the card !&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 00:40:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816331#M801947</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-14T00:40:20Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816377#M801963</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/743979"&gt;@baller4life&lt;/a&gt; wrote:&lt;BR /&gt;Oh well.. THE PARTY'S OVER!! &lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I wasn't even invited...lol...&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;!&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 00:51:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816377#M801963</guid>
      <dc:creator>indiolatino61</dc:creator>
      <dc:date>2014-02-14T00:51:31Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816397#M801971</link>
      <description>&lt;P&gt;oh well...not much missed....cannot see anything special on these cards but maybe their names DUCK and BEAVER ..LOL&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:01:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816397#M801971</guid>
      <dc:creator>lg8302ch</dc:creator>
      <dc:date>2014-02-14T01:01:51Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816433#M801980</link>
      <description>&lt;P&gt;lg8302ch OCCU offers superior credit management features that are untouched in the industry.&amp;nbsp; These include 100% inaccessible credit lines 100% of the time.&amp;nbsp; They're very proactive in helping you keep your scores high and utilization low.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:32:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816433#M801980</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-14T01:32:58Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816439#M801982</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;lg8302ch OCCU offers superior credit management features that are untouched in the industry.&amp;nbsp; These include 100% inaccessible credit lines 100% of the time.&amp;nbsp; They're very proactive in helping you keep your scores high and utilization low.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;oh yes my fault.....completely forgot that &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:35:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816439#M801982</guid>
      <dc:creator>lg8302ch</dc:creator>
      <dc:date>2014-02-14T01:35:55Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816447#M801985</link>
      <description>&lt;P&gt;So in the space of about a month, these cards have gone from being THE hot topic and being the card that most people were interested in - to being as popular as a fart in a space suit, that is very sad ;(&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:37:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816447#M801985</guid>
      <dc:creator>chrisw1968uk</dc:creator>
      <dc:date>2014-02-14T01:37:39Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816455#M801987</link>
      <description>&lt;P&gt;chris the card may be fine OCCU is like a fart in a crowded elevator, it stinks for everyone.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:40:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816455#M801987</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-14T01:40:29Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816461#M801988</link>
      <description>&lt;P&gt;i just got done reading an article that states occu's game plan was to help its card holders by creating a card that would always show 0% utilization!!!!! MISSION ACCOMPLISHED&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:42:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816461#M801988</guid>
      <dc:creator>juggalo9er</dc:creator>
      <dc:date>2014-02-14T01:42:35Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816465#M801990</link>
      <description>&lt;P&gt;juggao9er their cards really do save you hundreds on interest!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A new tag line may be in order&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"Remarkably Slow to Respond"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:44:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816465#M801990</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-14T01:44:10Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816475#M801992</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;juggao9er their cards really do save you hundreds on interest!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A new tag line may be in order&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"Remarkably Slow to Respond"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;HR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;P&gt;have they told anyone any real news?&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 01:47:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816475#M801992</guid>
      <dc:creator>juggalo9er</dc:creator>
      <dc:date>2014-02-14T01:47:40Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816709#M802046</link>
      <description>&lt;P&gt;So glad I didn't jump on this card... Hopefully you guys can all start using them soon.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 03:01:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2816709#M802046</guid>
      <dc:creator>Exonumist</dc:creator>
      <dc:date>2014-02-14T03:01:51Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817075#M802135</link>
      <description>Jugg:&lt;BR /&gt;&lt;BR /&gt;Nobody is reporting their cards are on. In another forum someone said they called occu and were bounced from department to department. Another person said here they sent a Facebook post that got deleted but no response. Others have posted saying messages sent from the duck site came back with a thing saying they can't help at this time.&lt;BR /&gt;&lt;BR /&gt;Imagine if someone went away on vacation with this card as their primary? Can't even get someone from the credit union to pick up a phone while you're stuck on the side of the road!!!!&lt;BR /&gt;&lt;BR /&gt;Has anyone that had theirs turned on gotten an explanation or a letter?</description>
      <pubDate>Fri, 14 Feb 2014 05:44:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817075#M802135</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-02-14T05:44:24Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817133#M802158</link>
      <description>&lt;P&gt;My card is active and I just had a BT last month. I even received a PIN which I never requested. Have had no problems with the Duck.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 06:07:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817133#M802158</guid>
      <dc:creator>amdm2013</dc:creator>
      <dc:date>2014-02-14T06:07:14Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817237#M802200</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Jugg:&lt;BR /&gt;&lt;BR /&gt;Nobody is reporting their cards are on. In another forum someone said they called occu and were bounced from department to department. Another person said here they sent a Facebook post that got deleted but no response. Others have posted saying messages sent from the duck site came back with a thing saying they can't help at this time.&lt;BR /&gt;&lt;BR /&gt;Imagine if someone went away on vacation with this card as their primary? Can't even get someone from the credit union to pick up a phone while you're stuck on the side of the road!!!!&lt;BR /&gt;&lt;BR /&gt;Has anyone that had theirs turned on gotten an explanation or a letter?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i do not have have nor have i ever apped for the duck but i do know how upset i would be if i had it with whats going on&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 07:19:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817237#M802200</guid>
      <dc:creator>juggalo9er</dc:creator>
      <dc:date>2014-02-14T07:19:23Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817411#M802233</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/770759"&gt;@dbutterworth1988&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Hello everybody&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you havent known, all applications for the Duck Card are denied from all States besides Oregon. I just spoke to a supervisor.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe its helpful if you want to apply&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have a good day&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I Hope (in the future) they don't decide to take back all of their cards from us (myfico members) that were not part of the credit union when we first joined.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 12:06:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817411#M802233</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2014-02-14T12:06:02Z</dc:date>
    </item>
    <item>
      <title>Re: Duck Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817569#M802262</link>
      <description>&lt;P&gt;Sort of figured this was going to happen after seeing the people here with toy limits, &amp;nbsp;getting cards with 5x or 10x higher &amp;nbsp;limits then there next highest card. This was a small credit union card that just closed a loop hole, it was never meant to be a card available to the general public.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Feb 2014 14:39:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Duck-Card/m-p/2817569#M802262</guid>
      <dc:creator>blondy250</dc:creator>
      <dc:date>2014-02-14T14:39:37Z</dc:date>
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