topic Re: CHASE Recon? in Credit Cards

CHASE Recon?

TKDALLSTAR — Tue, 13 May 2008 19:23:20 GMT

Hi,

My sister decided to app for a CHASE card online. She got a 30 day message. She decided to call 1-888-245-0625, and ask for a reconsideration.

After speaking with an agent, about job/income/etc, how she is with paying bills now, the agent said that a two year ago credit trouble with first premier bank was "not allowing her to override the system" to grant an approval.

Does this mean she shouldn't try calling again to speak with another agent?

Thanks for any feedback..

Message Edited by TKDALLSTAR on 05-13-2008 12:23 PM

Message Edited by TKDALLSTAR on 05-13-2008 12:23 PM

Re: CHASE Recon?

unknown_entity — Tue, 13 May 2008 21:05:37 GMT

Probably can't hurt.

Re: CHASE Recon?

Anonymous — Tue, 13 May 2008 21:18:00 GMT

I agree. She could try a couple more times. The worst they can do is say no.

Re: CHASE Recon?

Anonymous — Tue, 13 May 2008 22:46:52 GMT

Yeah it works just went from you have one CC and poor utiz to Welcome to chase, here is your $500 CC, Took 10 mins

Re: CHASE Recon?

TKDALLSTAR — Tue, 13 May 2008 22:48:04 GMT

Is it okay to call them back more that once in the same day?

Re: CHASE Recon?

Anonymous — Tue, 13 May 2008 22:54:47 GMT

I waited a Day

Re: CHASE Recon?

unknown_entity — Tue, 13 May 2008 23:16:47 GMT

TKDALLSTAR wrote:
Is it okay to call them back more that once in the same day?

You can call them 20 times and you'll never get the same person....lol. Call back until you get someone to say yes. What are they gonna do? Take away your birthday?? LOL!! When I finally got approved after 3 calls the guy was laughing at all my previous applications with Chase (8 in the past year) LOL. I called today and got a recon approval for a New York Life Visa on a denial letter dated 04/15/08. Luckily I got it on the first call this time, without them pulling my CR, (they used the one they pulled when I apped on the 04/15.) Just keep trying is my motto.

date edit

Message Edited by unknown_entity on 05-13-2008 07:16 PM

Re: CHASE Recon?

TKDALLSTAR — Wed, 14 May 2008 03:04:25 GMT

Thanks unknown_entity.. I will have my sister give Chase [Recon] another call tomorrow. If all goes well on her end, there could be a possibility I can be approved. Thanks everyone!

Re: CHASE Recon?

unknown_entity — Wed, 14 May 2008 03:33:05 GMT

You are welcome!! Just remember to be nice, real nice, to them. When they answer the line and say: "Hello My name is Mike......" you should say: "Hi Mike!! my name is....." and start the conversation that way. I find it beneficial to remember the name of the person you are talking with and use it sparingly during your conversation, preferably right after the word thanks. That seems to strike a friendly tone with most people. I'm sure you will do well. Good Luck!!!

Re: CHASE Recon?

TKDALLSTAR — Wed, 14 May 2008 04:34:44 GMT

unknown_entity, thanks for your prompt replies... Which Chase card did you apply for? I was debating the Chase Honda Card, for services with my Honda Accord Coupe..

Re: CHASE Recon?

unknown_entity — Wed, 14 May 2008 04:53:58 GMT

The Sony Card and the New York Life Visa.

Re: CHASE Recon?

TKDALLSTAR — Wed, 14 May 2008 17:28:55 GMT

I went ahead and applied for the Chase Honda Rewards Visa Card. I then decided to first call the Chase Recon number. After speaking with an agent, "Julie" -- I made sure to address her before and after being placed on hold. She came back and said she was going to reconsider the application, and recommend me for $2,500 CL? That's after the verification process is complete, and card to be mailed 7-10 business days? I will post back with the results when my sister calls..

Re: CHASE Recon?

unknown_entity — Wed, 14 May 2008 20:06:30 GMT

TKDALLSTAR wrote:
I went ahead and applied for the Chase Honda Rewards Visa Card. I then decided to first call the Chase Recon number. After speaking with an agent, "Julie" -- I made sure to address her before and after being placed on hold. She came back and said she was going to reconsider the application, and recommend me for $2,500 CL? That's after the verification process is complete, and card to be mailed 7-10 business days? I will post back with the results when my sister calls..

That pretty much means they are mailing the card today. Chase is just as fast as Capital One about getting the cards to you PDQ. That's the same thing they told me and I called tha "status line" @ 1-800-432-3117 and it gave me the details of the card. You might want to try that and check. I think you hit the # key and it gives you the app status menu. Good Luck!!

Re: CHASE Recon?

Anonymous — Thu, 15 May 2008 02:37:44 GMT

I applied for the southwest chase rewards card last week as I travel back and forth to the east coast weekly. After applying I got a 30day response and decided to wait, however after reading this thread and seeing the 1-888- Reconsideration number I called. I was very polite and asked about a status on my app and the lady I spoke to put me on hold and took a few minutes to review my account.

They pulled my equifax which is a FICO score of 588 due to a collection that got put on my credit that I paid about a week ago. She asked why I had the collection and a charged off account and I explained the circumstances and mentioned that my other accts (Car loan, 4CCs and storecard) were always $0 at the end of the month and have been in good standing for the past 3yrs.

She was convinced and told me I will be recieving my card with a $2,000 credit within 7-10 business days! Woooohoo............here I come southwest rewards credits. I have been buying the tickets with my other cards and I get reimbursed by my job so now I am on my way to earning alot of award tickets!

Re: CHASE Recon?

unknown_entity — Thu, 15 May 2008 03:05:32 GMT

WOW, Congrats!! Take notes people!! A Chase recon with a 588 score . Good Job!!!!