topic Re: Chase Lowest CL? in Credit Cards

Chase Lowest CL?

n777ua — Sun, 23 Feb 2014 21:17:37 GMT

Does anyone know what the lowest CL Chase will allow is to still keep the account open ? I have a United Explorer card, but my business travel will be almost nil for the nest 18-24 months, but I was to keep the account open to a run a charge through every now and then to keep my Mileageplus account active. My CL right now is $5k, I was wondering if they would transfer $4500 to my SP and lower the CL on United to $500. Thoughts on this ? My reasoning here is to keep the UA account active, and also to avoid a hard pull in a couple of years when I start using and needing the card again.

Re: Chase Lowest CL?

Anonymous — Sun, 23 Feb 2014 21:30:18 GMT

If I'm not wrong the UA explorer card has a minimum CL of 2k, but that's to open the account. Not sure if you need to have a 2k CL to keep the account open however.

Re: Chase Lowest CL?

09Lexie — Sun, 23 Feb 2014 21:32:20 GMT

@Anonymous wrote:
If I'm not wrong the UA explorer card has a minimum CL of 2k, but that's to open the account. Not sure if you need to have a 2k CL to keep the account open however.

You are not wrong. $2k is the min CL. I would suggest sending a SM to verify if its just for account opening.

Re: Chase Lowest CL?

Brusilov — Sun, 23 Feb 2014 21:32:36 GMT

Not sure but my Chase Amazon started at and remains at $500.

Re: Chase Lowest CL?

370Z — Mon, 24 Feb 2014 00:41:14 GMT

If it's a Visa Signature, 5k should be the minimum.

Re: Chase Lowest CL?

Kenny — Mon, 24 Feb 2014 00:43:38 GMT

I have a visa signature that started way above 5k but took it down to 2k so that is not accurate above.

Listen, the only way to know is to call because unless people have done it they don't know.

My bet would be 500, though. (That is if you get the right person.)

Re: Chase Lowest CL?

370Z — Mon, 24 Feb 2014 01:24:29 GMT

@KennyS2006 wrote:
I have a visa signature that started way above 5k but took it down to 2k so that is not accurate above.

Listen, the only way to know is to call because unless people have done it they don't know.

My bet would be 500, though. (That is if you get the right person.)

That's what I was told when I called in not too long ago. I suppose it may depend on getting the right CSR who is willing to get it done.

Re: Chase Lowest CL?

indiolatino61 — Mon, 24 Feb 2014 01:51:51 GMT

@370Z wrote:
@KennyS2006 wrote:
I have a visa signature that started way above 5k but took it down to 2k so that is not accurate above.

Listen, the only way to know is to call because unless people have done it they don't know.

My bet would be 500, though. (That is if you get the right person.)
That's what I was told when I called in not too long ago. I suppose it may depend on getting the right CSR who is willing to get it done.

+1...unfortunately many things often depend on how committed the CSR is that you happen to get.