topic Re: Wells Fargo credit app?? in Credit Cards

Wells Fargo credit app??

Bill2265 — Sat, 01 Mar 2014 18:57:53 GMT

Anybody know who Wells Fargo pulls?

Re: Wells Fargo credit app??

Vegas247 — Sat, 01 Mar 2014 20:44:56 GMT

Wells Fargo pulled Experian for my secured card....I'm in Oregon....I think they pull EX most of the time....If I were in Vegas betting on who they would pull, I would bet EX. I think all the Big Banks pull EX and most all the Credit Unions pull EQ

Re: Wells Fargo credit app??

thom02099 — Sat, 01 Mar 2014 20:45:53 GMT

@Bill2265 wrote:
Anybody know who Wells Fargo pulls?

According to the credit pulls database of the site of which we may not speak, They can and will pull from any of the 3. They seem to favour EX and TU from that database. I've had them pull TU for credit card related inquiries, and EX for loans. Also could depend on location.

Re: Wells Fargo credit app??

mccrcamd — Sat, 01 Mar 2014 23:07:49 GMT

I'm in Tx and they pulled EX yesterday for me

Re: Wells Fargo credit app??

Anonymous — Sun, 02 Mar 2014 17:20:42 GMT

@mccrcamd wrote:
I'm in Tx and they pulled EX yesterday for me

+1 when they pulled mine 2.5 years ago

Re: Wells Fargo credit app??

CribDuchess — Sun, 02 Mar 2014 19:16:27 GMT

I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.

Re: Wells Fargo credit app??

Vegas247 — Sun, 02 Mar 2014 22:19:02 GMT

CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.

Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?

Re: Wells Fargo credit app??

CribDuchess — Sun, 02 Mar 2014 22:24:30 GMT

@Vegas247 wrote:
@CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.
Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?

Hey neighbor! Thank you very much! Yep, they bestowed $14K upon little old me. They gave my DH quite a bit more than that last August. The 6-month 5x promo expired on his card this past week, so my new card gives us another 6 months of 5x on grocery stores, gas station and drug stores. We have cashed in over $1,200 in cash rewards on my DH's card and should be able to rake in the same with my new card. It's a cash cow for us.

Re: Wells Fargo credit app??

Vegas247 — Sun, 02 Mar 2014 22:59:22 GMT

@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.
Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?
Hey neighbor! Thank you very much! Yep, they bestowed $14K upon little old me. They gave my DH quite a bit more than that last August. The 6-month 5x promo expired on his card this past week, so my new card gives us another 6 months of 5x on grocery stores, gas station and drug stores. We have cashed in over $1,200 in cash rewards on my DH's card and should be able to rake in the same with my new card. It's a cash cow for us.

I see you have a Chase Freedom Card. Do you like your WF Rewards better than your Chase Freedom? I'm thinking of apping for the Chase Freedom. Everyone here on MyFico always talks about Chase Freedom and Chase Cards in general, and very little talk about Wells Fargo Cards....

Re: Wells Fargo credit app??

CribDuchess — Sun, 02 Mar 2014 23:08:10 GMT

@Vegas247 wrote:
@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.
Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?
Hey neighbor! Thank you very much! Yep, they bestowed $14K upon little old me. They gave my DH quite a bit more than that last August. The 6-month 5x promo expired on his card this past week, so my new card gives us another 6 months of 5x on grocery stores, gas station and drug stores. We have cashed in over $1,200 in cash rewards on my DH's card and should be able to rake in the same with my new card. It's a cash cow for us.
I see you have a Chase Freedom Card. Do you like your WF Rewards better than your Chase Freedom? I'm thinking of apping for the Chase Freedom. Everyone here on MyFico always talks about Chase Freedom and Chase Cards in general, and very little talk about Wells Fargo Cards....

For the initial 6 months, yes, I do like the WF rewards better than the Chase Freedom. The WF rewards are not capped like the Freedom is. But I do have a Chase checking account, so I do get the 10% annual bonus. I still love my Freedom card, but right now I'm having a 6-month affair with Wells Fargo.

Long term, Chase cards are definitely better than any Wells Fargo cards. Although, I have read here that Wells Fargo plans to offer some new cards later this year, including an Amex version. Those might tempt me!

Re: Wells Fargo credit app??

Vegas247 — Sun, 02 Mar 2014 23:25:56 GMT

@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.
Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?
Hey neighbor! Thank you very much! Yep, they bestowed $14K upon little old me. They gave my DH quite a bit more than that last August. The 6-month 5x promo expired on his card this past week, so my new card gives us another 6 months of 5x on grocery stores, gas station and drug stores. We have cashed in over $1,200 in cash rewards on my DH's card and should be able to rake in the same with my new card. It's a cash cow for us.
I see you have a Chase Freedom Card. Do you like your WF Rewards better than your Chase Freedom? I'm thinking of apping for the Chase Freedom. Everyone here on MyFico always talks about Chase Freedom and Chase Cards in general, and very little talk about Wells Fargo Cards....
For the initial 6 months, yes, I do like the WF rewards better than the Chase Freedom. The WF rewards are not capped like the Freedom is. But I do have a Chase checking account, so I do get the 10% annual bonus. I still love my Freedom card, but right now I'm having a 6-month affair with Wells Fargo.

Long term, Chase cards are definitely better than any Wells Fargo cards. Although, I have read here that Wells Fargo plans to offer some new cards later this year, including an Amex version. Those might tempt me!

I also have a Chase checking as well as a Wells Checking. What's the 10% annual bonus?

Re: Wells Fargo credit app??

CribDuchess — Mon, 03 Mar 2014 00:03:44 GMT

@Vegas247 wrote:
@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
@Vegas247 wrote:
@CribDuchess wrote:
I was approved for a WF Rewards Visa on February 7th and they pulled EQ. I'm in Washington State.
Hi neighbor! Im in Oregon. I just looked at your signature! Congrats on the WF Rewards Visa!!! WF really gave you an initial CL of 14K?
Hey neighbor! Thank you very much! Yep, they bestowed $14K upon little old me. They gave my DH quite a bit more than that last August. The 6-month 5x promo expired on his card this past week, so my new card gives us another 6 months of 5x on grocery stores, gas station and drug stores. We have cashed in over $1,200 in cash rewards on my DH's card and should be able to rake in the same with my new card. It's a cash cow for us.
I see you have a Chase Freedom Card. Do you like your WF Rewards better than your Chase Freedom? I'm thinking of apping for the Chase Freedom. Everyone here on MyFico always talks about Chase Freedom and Chase Cards in general, and very little talk about Wells Fargo Cards....
For the initial 6 months, yes, I do like the WF rewards better than the Chase Freedom. The WF rewards are not capped like the Freedom is. But I do have a Chase checking account, so I do get the 10% annual bonus. I still love my Freedom card, but right now I'm having a 6-month affair with Wells Fargo.

Long term, Chase cards are definitely better than any Wells Fargo cards. Although, I have read here that Wells Fargo plans to offer some new cards later this year, including an Amex version. Those might tempt me!
I also have a Chase checking as well as a Wells Checking. What's the 10% annual bonus?

You get an annual bonus of 10% on the rewards you earn with a Freedom card if you have a Chase checking account. I just got my 10% bonus in February (my checking account was opened in February 2013). Every little bit helps.