topic Re: BoA PC suggestions in Credit Cards

BoA PC suggestions

newUser0 — Tue, 04 Mar 2014 01:29:37 GMT

I have got my BoA secured card, graduated with a Cl of 400$, few months ago.

I am planning to PC this card to some thing else, which will earn rewards. My selections are as follows-

1) BoA Travel rewards card

2) Fidelity Amex/Visa Card.

my questions are as follows -

1) Will they allow me to PC with low limit of 400?

2) Which is the best card in BoA to PC. I am not using this card much, but just want a rewards card to account all my transactions on this card.

3) Heard, for some guys, they waived off the AF completely? Will I get this oppurtunity?

I have opened another card called Cash Priveliges with them last month with a CL of 2500

Re: BoA PC suggestions

Creditaddict — Tue, 04 Mar 2014 01:32:50 GMT

@newUser0 wrote:
I have got my BoA secured card, graduated with a Cl of 400$, few months ago.
I am planning to PC this card to some thing else, which will earn rewards. My selections are as follows-
1) BoA Travel rewards card
2) Fidelity Amex/Visa Card.

my questions are as follows -
1) Will they allow me to PC with low limit of 400?
2) Which is the best card in BoA to PC. I am not using this card much, but just want a rewards card to account all my transactions on this card.
3) Heard, for some guys, they waived off the AF completely? Will I get this oppurtunity?

I have opened another card called Cash Priveliges with them last month with a CL of 2500

you won't be able to PC to Fidelity products... or at least monitor the 2 threads of people that seem to "maybe" gotten reps to put in requests some how... I have been trying practically weekly to convert a cash rewards signature and the only thing I'm repeatedly told is available is any of the bofa brand cards... so your travel rewards is a choice, cash rewards, better balance.

i have tried alaska air too... nothing.

I would pc this one to the travel card and once the conversion completes then CLI

Re: BoA PC suggestions

newUser0 — Tue, 04 Mar 2014 01:39:37 GMT

Oh! So Sad.. Do you know, why we can't PC to Fidelity? They both are issued from BoA right?

What about the cards that are NOT listed on BoA website? Like World Points? or Amex Accelerated rewards card?

Re: BoA PC suggestions

Creditaddict — Tue, 04 Mar 2014 01:43:27 GMT

@newUser0 wrote:
Oh! So Sad.. Do you know, why we can't PC to Fidelity? They both are issued from BoA right?

What about the cards that are NOT listed on BoA website? Like World Points? or Amex Accelerated rewards card?

well FIA/ which is a branch of BofA... it kind of annoys me... I tried for Merrill products too!

I don't know about world points?

Re: BoA PC suggestions

newUser0 — Tue, 04 Mar 2014 01:49:14 GMT

I was thinking Bank of America offers only the cards listed on their website.

They have lot of other cards. Example -

https://www.managerewardsonline.bankofamerica.com/RWDapp/ns/home?mc=mwprwd&locale=en_US

https://consumer.bankofamerica.com/USCCapp/Ctl/entry?cid=2094991#b

Not sure, you knew these cards/rewards already.

Re: BoA PC suggestions

Creditaddict — Tue, 04 Mar 2014 01:51:40 GMT

@newUser0 wrote:
I was thinking Bank of America offers only the cards listed on their website.
They have lot of other cards. Example -
https://www.managerewardsonline.bankofamerica.com/RWDapp/ns/home?mc=mwprwd&locale=en_US

https://consumer.bankofamerica.com/USCCapp/Ctl/entry?cid=2094991#b

Not sure, you knew these cards/rewards already.

the worldpoints I think are all business cards

the accelerated amex was fab in it's day but even the cash rewards or 321 basically is way better than 1.25%

Re: BoA PC suggestions

newUser0 — Tue, 04 Mar 2014 02:30:24 GMT

Oh!! I don't see much threads about BoA PC.

Will Call the Analyst directly tomorrow and ask what all my eligible options..

Re: BoA PC suggestions

Creditaddict — Tue, 04 Mar 2014 02:35:04 GMT

@newUser0 wrote:
Oh!! I don't see much threads about BoA PC.
Will Call the Analyst directly tomorrow and ask what all my eligible options..

you can do chat right online.

Re: BoA PC suggestions

newUser0 — Tue, 04 Mar 2014 03:40:00 GMT

Wow.. Are they online during this time?

Re: BoA PC suggestions

jesseh — Sat, 05 Apr 2014 17:00:02 GMT

@newUser0 wrote:
Wow.. Are they online during this time?

It's 24/7.

Re: BoA PC suggestions

DrZoidberg — Sat, 05 Apr 2014 20:10:57 GMT

Based on my experience they wouldn't PC a graduated credit card. I've had it since 09 and asked 2 months ago. I went ahead and applied and got the Cash Rewards Privileges card.

Re: BoA PC suggestions

One7 — Sat, 05 Apr 2014 19:51:57 GMT

I had my card graduate after 10 months about a month and a half ago. The very next day I sent a secured message requesting to be PC'd to the Travel Rewards card which they did the next day. Then I asked if I could have my limit increase ($300) to $2000, which they did, all within a couple of days. After reading some posts on here saying I should of asked for more I went to my online account and pushed the CLI button and asked for $10,000, they countered with $5,000 and my limit was changed within minutes. All with no HP, I'm super happy with the outcome. After 6 months I'm going to ask for it to change to the Signature version since it's at 5k now. It did take over 4 weeks for the new card to come in though

Re: BoA PC suggestions

DrZoidberg — Sat, 05 Apr 2014 20:11:46 GMT

Isn't the BoA request for a CLI online a hard pull?

Re: BoA PC suggestions

Creditaddict — Sat, 05 Apr 2014 21:03:34 GMT

@DrZoiberg wrote:
Isn't the BoA request for a CLI online a hard pull?

usually but a few have reported it didn't end up being one, but most of us it is so I would plan on it being one!

Re: BoA PC suggestions

PrettyGyrl — Sat, 05 Apr 2014 23:14:56 GMT

It was for me.

Re: BoA PC suggestions

One7 — Sun, 06 Apr 2014 03:18:01 GMT

From what I hear its a HP, but im guessing because they already SP my report for the PC they must of used the same pull. I was pretty lucky im assuming