topic Re: Amazon store card, what do they like to see? in Credit Cards

Amazon store card, what do they like to see?

reno55 — Tue, 04 Mar 2014 16:22:53 GMT

I just got approved for a $800 CL with an Amazon store card... What's the key to get some good luv from them using this card?

Re: Amazon store card, what do they like to see?

ibmrad7 — Tue, 04 Mar 2014 16:58:07 GMT

Usage and Balance. Don't pay in full if you want to see more auto Love.

Re: Amazon store card, what do they like to see?

reno55 — Tue, 04 Mar 2014 18:13:31 GMT

Any particular util?

Re: Amazon store card, what do they like to see?

plasectomy — Tue, 04 Mar 2014 19:15:21 GMT

So sad but so true. "Pay us interest and we'll give you more credit"

Re: Amazon store card, what do they like to see?

Involver — Tue, 04 Mar 2014 19:16:51 GMT

Took me 14 months of various usage patterns to get a CLI on this card, so from my experience they don't know what they're looking for lol.

Re: Amazon store card, what do they like to see?

Anonymous — Tue, 04 Mar 2014 19:26:02 GMT

I got regular cli's every 4 months on my card. I used it each month and pif before the statement cut. It's been at 5k for a while now but I've not been asking either. When I would call when I had a lower limit, I would tell them I wanted to take advantage of their 0% financing but still be ok with utilization.

Re: Amazon store card, what do they like to see?

CenturyChild — Tue, 04 Mar 2014 19:35:04 GMT

I only use mine on bigger items I want to take advantage of Promos. So, $150 is the bare min. purchase I use it for.

I've kept a balance on the card every day for over a year.

Never paid a penny in interest.

A couple times (especially my first purchase due to $600 starting limit) I've had a high utilization on the card. 75-80% but paid it down quickly.

Always pauid the balance off before promos expire. In fact, month or more early.

I get auto CLIs every 4 months or so.

So, I would say, they just want to see usage and on time payments.

Re: Amazon store card, what do they like to see?

krial — Tue, 04 Mar 2014 19:45:36 GMT

I always order $150 and take advantage of 6 months with no interest. Minimum payments pay it off before any interest is due. I've never paid one cent of interest and always have usage on the card. I guess they like what I'm doing.

I started at $600, got auto CLI to $900 after 3 months. Hit the luv button just over 2 months later and instantly bumped it to $1500.

Re: Amazon store card, what do they like to see?

mszuki1000 — Fri, 21 Mar 2014 00:25:55 GMT

I also just got approved for the Amazon Store Card for $700......Do they do automayic increases because I stay shopping on Amazon....Have been for years!!! All my grankids christmas gifts came from there,already gift wrapped......Love It!......Maybe I can get an increase by Christmas of 2014

Re: Amazon store card, what do they like to see?

Anonymous — Fri, 21 Mar 2014 00:42:44 GMT

It's just like the other GECRB cards.

4th statement cut (meaning you have to use it) should get you an Auto CLI or you can request CLI online or on the phone.

If you want to go big, call the backdoor number and request a good number from the phone rep.

What they don't want to see is inactivity, late payments, or new negatives on your credit report.

Re: Amazon store card, what do they like to see?

B335is — Fri, 21 Mar 2014 00:48:01 GMT

I put little, if any usage through mine and they auto-CLI at 3 months. I asked for a higher limit the next month, then another 6 months later. Both requests were granted in full. I've let a balance report 1 or 2 months - ever and always pay in full.

Re: Amazon store card, what do they like to see?

sailor_mercury — Fri, 21 Mar 2014 00:52:02 GMT

@Involver wrote:
Took me 14 months of various usage patterns to get a CLI on this card, so from my experience they don't know what they're looking for lol.

I laughed out loud at work.... Thanks

Re: Amazon store card, what do they like to see?

mszuki1000 — Fri, 21 Mar 2014 01:16:00 GMT

I can't wait to start using mine and test the waters......As much as I shop on Amazon, it won't be hard lol

Re: Amazon store card, what do they like to see?

kroberts67 — Fri, 21 Mar 2014 01:23:11 GMT

I've gotten CLI's every 4 mos and until last month when I paid it all off, carried high UT (50% to 90%) with that card. I used it for startup biz needs and xmas so I've given them lots of interest! From here on out they've joined my PIF club so we'll see how my future CLI's go.

Re: Amazon store card, what do they like to see?

mrlh1980 — Sat, 22 Mar 2014 03:15:42 GMT

That's not the case with me. I had no charges on my PayPal connect with 1,500k (I totally forgot about). When I called GE credit solutions for my Amazon increased 1,300k to 2,500k approved and Lowe's 500.00$ to 3,500k approved. Then they mentioned I have a PayPal connect and if I want to get a credit increase on that also. I haven't used it since January 2013. I said increase it to 3,000k. Approved