topic Amex Blue Cash account review in Credit Cards

Amex Blue Cash account review

bigbang91 — Tue, 04 Mar 2014 22:23:41 GMT

Hi guys, i just want to know if any of you guys with the Amex BCE and got reviewed by Amex very frequently. I just checked my EX report and found out this:

Amex Account review

Date of Request:
03/03/2014
03/01/2014
02/10/2014
11/22/2013
11/12/2013
11/11/2013
11/05/2013
10/28/2013
10/26/2013
10/17/2013
10/12/2013
10/07/2013

Is this normal?

Re: Amex Blue Cash account review

09Lexie — Tue, 04 Mar 2014 22:24:55 GMT

@bigbang91 wrote:
Hi guys, i just want to know if any of you guys with the Amex BCE and got reviewed by Amex very frequently. I just checked my EX report and found out this:
Amex Account review
Date of Request:
03/03/2014
03/01/2014
02/10/2014
11/22/2013
11/12/2013
11/11/2013
11/05/2013
10/28/2013
10/26/2013
10/17/2013
10/12/2013
10/07/2013
Is this normal?

Wow! That's a lot of ARs. Assume you do not have a charge card; have you been carrying balances, new inq's, TLs, etc?

Re: Amex Blue Cash account review

newUser0 — Tue, 04 Mar 2014 22:33:48 GMT

It looks I might have more than this. Usually for new accounts they do this very often. Once they get comfortable, the intervals of SP decreases.

Re: Amex Blue Cash account review

NonSufficientFunds — Tue, 04 Mar 2014 22:36:11 GMT

I have seen that AmEx has looked at my CR every two or three months, but nothing like the way they are looking at you.

There must be something else going on with your finances (perhaps with another creditor?) that is causing them to check your account every few days.

Are you applying for new cards, carrying large balances, or have a borderline FICO score ?

Re: Amex Blue Cash account review

bigbang91 — Tue, 04 Mar 2014 23:09:29 GMT

@09Lexie wrote:
Wow! That's a lot of ARs. Assume you do not have a charge card; have you been carrying balances, new inq's, TLs, etc?

yup, i dont have a charge card. I have been using around 700-1000$ each month and pay about 500$ each month,my CLI is 6k. 4 new inq on EX,2 of them is result of auto loan,and the others for Chase Sapphirre preferred and freedom. Will Amex close my account because of too many new cards?I'm a bit worried.

Re: Amex Blue Cash account review

bigbang91 — Tue, 04 Mar 2014 23:14:41 GMT

@NonSufficientFunds wrote:
I have seen that AmEx has looked at my CR every two or three months, but nothing like the way they are looking at you.

There must be something else going on with your finances (perhaps with another creditor?) that is causing them to check your account every few days.

Are you applying for new cards, carrying large balances, or have a borderline FICO score ?

My FICO score is 735, cc utilization is 1.5%(11% with card that I'm authorized user,my sis like to carry balances),and i have an auto loan and 2 new credit cards after amex