topic Re: Best way to pay only once a month in Credit Cards

Best way to pay only once a month

dabossman — Wed, 05 Mar 2014 14:15:52 GMT

What's the most efficient way to switch all my days my statements close so I can just pay all but one off every month on the same day. Instead of right now where I have 4 close around 17-19 2 around the 24-27. And 1 that closes on the 6th of the months.

Just login and talk to some reps and try and get all my statement closing dates to the 20th?

Cards in siggy

Re: Best way to pay only once a month

aubie1kenobie2 — Wed, 05 Mar 2014 17:12:02 GMT

I've done that with Citi and they agreed to move my date. They only let me pick either first half or 2nd half of the month though and not a specific date.

Re: Best way to pay only once a month

Anonymous — Wed, 05 Mar 2014 17:56:49 GMT

Getting all the due days in a cluster is best. However, I am making an exception to that rule, separaing my Walmart and Discover cards so I get a different, brand new FICO every two weeks. But, I think your idea should be the general rule.

Re: Best way to pay only once a month

Chris679 — Thu, 06 Mar 2014 01:43:59 GMT

I set the due date on all for the 27th. This puts the statement date right around the 31st or 1st. I love the idea of staggering the FICO scores but Walmart closed my account due to inactivity. For whatever reason I can still log in and get a new FICO each month so I don't want to rock the boat.