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    <title>topic Re: BOA/$8000 CLI/BT 5700/0% interest/ 12 months/costing $99 in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/BOA-8000-CLI-BT-5700-0-interest-12-months-costing-99/m-p/242164#M81863</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Super Congrats Jazzytimes!!!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;BofA is really good about credit limit increases.&lt;/DIV&gt;&lt;DIV&gt;I'm glad they responded so quickly in your case.&lt;/DIV&gt;&lt;DIV&gt;Now you can breathe again. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Once again, congratulations on your success! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;CanDo&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;"The right attitude is everything"&lt;/DIV&gt;</description>
    <pubDate>Mon, 19 May 2008 22:28:34 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-05-19T22:28:34Z</dc:date>
    <item>
      <title>BOA/$8000 CLI/BT 5700/0% interest/ 12 months/costing $99</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BOA-8000-CLI-BT-5700-0-interest-12-months-costing-99/m-p/242121#M81849</link>
      <description>&lt;DIV&gt;I want to thank you all for posting your personal financial&amp;nbsp;experiences. This&amp;nbsp;motivates people like me to take giant leaps.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I was worried about util because my wife has a total of 12 accounts. she uses credit but never monitors them. one of her accounts util was about 50% and the other was 95%. I called BOA yesterday and inquired about the balance transfer and a CLI for cusion. I was told an account manager will look at the account today to know how high of a CLI I can get. I transfered 5700 to a 7000 CL at 0% interest for 12 months costing $99.&lt;/DIV&gt;&lt;DIV&gt;a fellow poster said fico could get hurt as a result of the BT. On my way home from work, I called BOA, Tel # 1-866-506-5067 and asked for the CLI again. The CSR tols me effective this morning, the CL was raised from $7000 to 15000. I went crazy. Came home, check my account and there it was.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;$40,000 CL/ Owing 15% of it. No more worries. Now I can take my time to pay back and still spend comfortably.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Today was a good day. Can't wait to check out these Fico&amp;nbsp;scores next month.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thank you Fico Forum&lt;/DIV&gt;</description>
      <pubDate>Mon, 19 May 2008 21:48:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BOA-8000-CLI-BT-5700-0-interest-12-months-costing-99/m-p/242121#M81849</guid>
      <dc:creator>Jazzytimes</dc:creator>
      <dc:date>2008-05-19T21:48:02Z</dc:date>
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    <item>
      <title>Re: BOA/$8000 CLI/BT 5700/0% interest/ 12 months/costing $99</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BOA-8000-CLI-BT-5700-0-interest-12-months-costing-99/m-p/242164#M81863</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Super Congrats Jazzytimes!!!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;BofA is really good about credit limit increases.&lt;/DIV&gt;&lt;DIV&gt;I'm glad they responded so quickly in your case.&lt;/DIV&gt;&lt;DIV&gt;Now you can breathe again. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Once again, congratulations on your success! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;CanDo&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;"The right attitude is everything"&lt;/DIV&gt;</description>
      <pubDate>Mon, 19 May 2008 22:28:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BOA-8000-CLI-BT-5700-0-interest-12-months-costing-99/m-p/242164#M81863</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-19T22:28:34Z</dc:date>
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