topic Re: All of these AMEX threads are killin' me!!!! in Credit Cards

All of these AMEX threads are killin' me!!!!

Trishco — Mon, 19 May 2008 22:58:15 GMT

But its ok....I WILL NOT APPLY!!!!

*deeeeepppp breath* whewwww....I feel better and thank you for listening!!

Re: All of these AMEX threads are killin' me!!!!

aftermath — Mon, 19 May 2008 23:12:53 GMT

"Come over to the dark side of the Force" - Darth Vader

Message Edited by aftermath on 05-19-2008 04:12 PM

Re: All of these AMEX threads are killin' me!!!!

CREDIT4BIZ — Mon, 19 May 2008 23:14:21 GMT

DO IT, DO IT LOL I DID AND GLAD I DID. NO FEAR

Re: All of these AMEX threads are killin' me!!!!

aftermath — Mon, 19 May 2008 23:16:13 GMT

"... and together we will rule the galaxy as father and son." -Darth Vader

Re: All of these AMEX threads are killin' me!!!!

Trishco — Mon, 19 May 2008 23:19:48 GMT

You are bad influences!!

They have denied me 4 times, yes 4 times in the last year. The most recent was with a score of 668 and roughly 12% utilization!

The only reason I want them is cuz umm...right now I can't have them. LMAO! I've got my BoA, my Discover, and my 2 chase accounts.

I'll just sit back and nurture my new flock and let Amex send those preapprovals to ME!!

Re: All of these AMEX threads are killin' me!!!!

aftermath — Mon, 19 May 2008 23:25:40 GMT

Trishco wrote:
You are bad influences!!

They have denied me 4 times, yes 4 times in the last year. The most recent was with a score of 668 and roughly 12% utilization!

The only reason I want them is cuz umm...right now I can't have them. LMAO! I've got my BoA, my Discover, and my 2 chase accounts.

I'll just sit back and nurture my new flock and let Amex send those preapprovals to ME!!

How in the world did you not get approved? My score is in the low 600's with 1 unpaid collection and 3 dergos and 2 CO's. Instant approval $4500! You must have left a flaming bag of dog poop on their CEO's doorstep or something.

Message Edited by aftermath on 05-19-2008 04:25 PM

Re: All of these AMEX threads are killin' me!!!!

smallfry — Mon, 19 May 2008 23:29:23 GMT

@Trishco wrote:
You are bad influences!!
They have denied me 4 times, yes 4 times in the last year. The most recent was with a score of 668 and roughly 12% utilization!
The only reason I want them is cuz umm...right now I can't have them. LMAO! I've got my BoA, my Discover, and my 2 chase accounts.
I'll just sit back and nurture my new flock and let Amex send those preapprovals to ME!!

Forget Amex and apply for a Citi card.

Re: All of these AMEX threads are killin' me!!!!

smallfry — Mon, 19 May 2008 23:30:04 GMT

@aftermath wrote:

@Trishco wrote:
You are bad influences!!
They have denied me 4 times, yes 4 times in the last year. The most recent was with a score of 668 and roughly 12% utilization!
The only reason I want them is cuz umm...right now I can't have them. LMAO! I've got my BoA, my Discover, and my 2 chase accounts.
I'll just sit back and nurture my new flock and let Amex send those preapprovals to ME!!

How in the world did you not get approved? My score is in the low 600's with 1 unpaid collection and 3 dergos and 2 CO's. Instant approval $4500! You must have left a flaming bag of dog poop on their CEO's doorstep or something.

Message Edited by aftermath on 05-19-2008 04:25 PM

Now that's an idea. Why didn't I think of that?

Re: All of these AMEX threads are killin' me!!!!

Trishco — Mon, 19 May 2008 23:56:03 GMT

Umm....Citi denied me too! I just wanted those reward cards is all...

I've got Chase now and they pc me to the perfect for the rewards so I'm happy! Only a 1400 cl but its a start. Then I got Amazon with a 4000 cl couple of days later so I think I'm gonna see if I can charm them into switching the cl's. I'd rather the 1400 be on amazon as I'll only use it for the college txtbooks I order!

I'm beginning to think ya'll are conspiring together to get me guaranteed placement at the concord/sleigh center!!

Re: All of these AMEX threads are killin' me!!!!

smallfry — Tue, 20 May 2008 00:01:29 GMT

@Trishco wrote:
Umm....Citi denied me too! I just wanted those reward cards is all...
I've got Chase now and they pc me to the perfect for the rewards so I'm happy! Only a 1400 cl but its a start. Then I got Amazon with a 4000 cl couple of days later so I think I'm gonna see if I can charm them into switching the cl's. I'd rather the 1400 be on amazon as I'll only use it for the college txtbooks I order!
I'm beginning to think ya'll are conspiring together to get me guaranteed placement at the concord/sleigh center!!

Tough to figure. Citi will give me a new card every time I apply while Chase, after giving me a Visa Platinum last year, won't approve me anymore.

Re: All of these AMEX threads are killin' me!!!!

aftermath — Tue, 20 May 2008 00:05:08 GMT

Trishco wrote:
Umm....Citi denied me too! I just wanted those reward cards is all...

I've got Chase now and they pc me to the perfect for the rewards so I'm happy! Only a 1400 cl but its a start. Then I got Amazon with a 4000 cl couple of days later so I think I'm gonna see if I can charm them into switching the cl's. I'd rather the 1400 be on amazon as I'll only use it for the college txtbooks I order!

I'm beginning to think ya'll are conspiring together to get me guaranteed placement at the concord/sleigh center!!

If you are too nervous to apply for Amex, I'll do it for you. Email me your social security number. I'll let you know if you get approved!

Re: All of these AMEX threads are killin' me!!!!

BundiFan — Tue, 20 May 2008 00:20:16 GMT

Which amex give you the best chance of being approved with a low fico score and do the check EX mostly?

Re: All of these AMEX threads are killin' me!!!!

Trishco — Tue, 20 May 2008 00:23:35 GMT

If you are too nervous to apply for Amex, I'll do it for you. Email me your social security number. I'll let you know if you get approved!

LMAO!!!!

Re: All of these AMEX threads are killin' me!!!!

aftermath — Tue, 20 May 2008 04:17:33 GMT

@Trishco wrote:
If you are too nervous to apply for Amex, I'll do it for you. Email me your social security number. I'll let you know if you get approved!
LMAO!!!!

Oh yeah, by the way... please don't forget your full name, home address, your date of birth, and also your mother's maiden name just in case

Re: All of these AMEX threads are killin' me!!!!

wmarat — Tue, 20 May 2008 04:36:08 GMT

@aftermath wrote:
@Trishco wrote:
If you are too nervous to apply for Amex, I'll do it for you. Email me your social security number. I'll let you know if you get approved!
LMAO!!!!
Oh yeah, by the way... please don't forget your full name, home address, your date of birth, and also your mother's maiden name just in case

And your tax return in case of FR 2min after approval.

Re: All of these AMEX threads are killin' me!!!!

Trishco — Tue, 20 May 2008 04:39:22 GMT

LMAO! And then my first born as well???

OT, how do ya'll copy the previous replies into the new one? Thanks!

Trish

Re: All of these AMEX threads are killin' me!!!!

Anonymous — Tue, 20 May 2008 05:33:33 GMT

Trishco wrote:
LMAO! And then my first born as well???

OT, how do ya'll copy the previous replies into the new one? Thanks!

Trish

How about my second? He's driving me nuts.

But seriosuly... It's funny how AMEX still has this certain cache' . I think logically, they're not the 'best' out there... but there's still this 'aura' (deserved or not) about having the card.

Getting an AMEX was for me an emotional (not logical) milestone. Now.. if you can be smarter than I... you'll follow your head, not your heart. Now that I have one, and have even gotten a nice CLI.. I'm still having to be fearful of an FR and/or CLD if actually carry a balance. Who wants that worry? (me, apparently?!)

I do some travel, and I'm hoping the rewards will come in handy..but when it all comes down to it so far it sounds like BoA, Citi, and some of the CU's have overall better products.

(There... have I dissuaded you yet? - I'm trying to mitigate my evil reputation for the day) *grin*

Re: All of these AMEX threads are killin' me!!!!

Trishco — Tue, 20 May 2008 08:25:45 GMT

Emotional indeed!

As stated, the only reason I want want is cuz I can't have one!

But between your attempted dissuasion (is that a word?) and the FR on activation thread posted by aftermath, I *think* I have decided I no longer want one!

Re: All of these AMEX threads are killin' me!!!!

Red1Blue — Tue, 20 May 2008 15:50:20 GMT

Do you want my Amex Platinum card? Let me know, I'll fedex it to you.

Trishco wrote:
Emotional indeed!
As stated, the only reason I want want is cuz I can't have one!
But between your attempted dissuasion (is that a word?) and the FR on activation thread posted by aftermath, I *think* I have decided I no longer want one!

Re: All of these AMEX threads are killin' me!!!!

rom828 — Wed, 21 May 2008 02:11:43 GMT

Amex is a funny creature!

And I agree with Sovy, there's a certain 'prestige' to having one. After working to repair and rebuild over these past years, for me, getting the Amexes was like an "attaboy, girl!"!!

I was denied by Citi for old paid derog (old CO and PR), but was approved for Amex Green, Amex Delta Skymiles and Blue!

I applied for Green first, and following the advice of this forum, immediately apped for Delta, since it's supposed to be the easiest to get.

Voila! Instant approvoal and $7500 credit line! I was elated! Debated for 3 days about applying for Blue since I thought it suited me better. Went to the forum for opinions and then went for it. Got the dreaded 24 hour message and then much to my delight, received email that I was approved for $3100!

Upon receipt of Blue, I called amex to move $6500 to Blue and did a $2500 BT (from my 2 lowly Orchard cards)

I apped for Discover More (that was a real nail biter) and got approved for it also, but did have to call for them to verify info..wasnt instant....and CL only $2K but I'm not complaining)

FICOS when I applied were TU 696 EQ 662(they hate me) and EX 687. Amex pulls EX.

Delta and Discover are now reporting and scores are TU 684 EQ 665 and EX 707 (My first 700+!!)

I say if you can take the possible inq ding, go for the Gold....Delta Skymiles Gold that is!! You can go right to the Amex site, right this minute, and app for instant approval!! (Is that too pushy?!?!)

And please post back with your results if you do apply!!

Message Edited by rom828 on 05-20-2008 07:06 PM

Message Edited by rom828 on 05-20-2008 07:11 PM