topic Re: New Barclays account , need some advice. in Credit Cards

New Barclays account , need some advice.

Ruggs — Fri, 07 Mar 2014 23:33:42 GMT

I was recently instantly approved for the LL Bean visa from Barclays. The website said my CL was 2,000. So a few days later I checked the status of the app and the online message said I was approved for the card on 2/26/14 and my CL is 4,500. So I got my card today , on the paper that the card comes on it says CL 2,000. I set up my online account and the site says CL 4,500! I'm confused but don't really want to call them and stir the pot....any advice??? Thanks!

Re: New Barclays account , need some advice.

Creditaddict — Fri, 07 Mar 2014 23:34:48 GMT

I would assume what is online is correct since that is telling you what's available to spend as of now, right?

Re: New Barclays account , need some advice.

Ruggs — Fri, 07 Mar 2014 23:37:55 GMT

Yes Credit , online it says CL 4500 and available credit is also 4500.

Re: New Barclays account , need some advice.

Rhaeny — Sat, 08 Mar 2014 00:38:58 GMT

@Ruggs wrote:
Yes Credit , online it says CL 4500 and available credit is also 4500.

Well then, $4500 it is!

Congrats!

PS...And I sure wouldn't call them about the discrepancy..LOL!

Re: New Barclays account , need some advice.

Vegas247 — Sat, 08 Mar 2014 01:33:30 GMT

Yes, it's is $4,500.00......Congrats

Re: New Barclays account , need some advice.

asphaltcowboy — Sat, 08 Mar 2014 01:36:55 GMT

Congrats on the approval and nice starting CL!

Re: New Barclays account , need some advice.

mxp114 — Sat, 08 Mar 2014 02:05:35 GMT

They sometimes reduce the CL until activation, this is probably what happened. Congrats and enjoy your new card.

Re: New Barclays account , need some advice.

Rhaeny — Sat, 08 Mar 2014 02:16:17 GMT

Oh and forgot to add, I've had a Barclays rewards for about 1.5 years and just apped for the Sallie Mae and was approved.

My CL is $5K but the approval said $650, yep $650 dollars...LOL!

So of course I knew that couldn't be right.

When I logged into my account a few minutes later, they had already added the Sallie Mae and there it sat for $5K.

So I *pretended* I was calling in about my rewards card (LOL) and I just briefly mentioned the Sallie Mae and the rep said, Oh I see you were approved today for $5K so you should get good use from that too.

Haha!! Because I sure as heck wasn't going to ask about the $650!

I just think that there is a quirk in the system so I wouldn't worry about it.

Your CL is whatever it says online.

Re: New Barclays account , need some advice.

BrokaToe — Sat, 08 Mar 2014 02:46:38 GMT

+1 leave that one alone...lol Besides, they probably realized after the initial that you were a myFico guru and decided they should give you a larger line