topic Chase Card Services? in Credit Cards

Chase Card Services?

H4LO — Sat, 08 Mar 2014 11:42:44 GMT

I see Chase did a soft pull, it says "Chase Card Services". What's this?

I've been putting a lot of spend on my CSP and Freedom recently. Is this a good SP?

CHASE CARD SERVICES

	Address: PO BOX 15298 WILMINGTON DE 19850 No phone number available	Date of Request: 03/06/2014

Just happened to see it when I was looking if AMEX SP'd as I'm encroaching on my 3X CLI.

Re: Chase Card Services?

newUser0 — Sat, 08 Mar 2014 14:35:10 GMT

How did you check the SP?

Re: Chase Card Services?

blondy250 — Sat, 08 Mar 2014 14:40:37 GMT

@H4LO wrote:
I see Chase did a soft pull, it says "Chase Card Services". What's this?
I've been putting a lot of spend on my CSP and Freedom recently. Is this a good SP?

CHASE CARD SERVICES
Address:
PO BOX 15298
WILMINGTON DE 19850
No phone number available Date of Request:
03/06/2014

Just happened to see it when I was looking if AMEX SP'd as I'm encroaching on my 3X CLI.

Wouldn't worry about it. When I last checked my SP's last year, Chase and Citi would hit me sometimes 3x a month, don't read to much into what it means.

Re: Chase Card Services?

H4LO — Sat, 08 Mar 2014 15:05:03 GMT

@newUser0 wrote:
How did you check the SP?

Need an Experian report number, go to their website and enter the number. Gives you the report.

Re: Chase Card Services?

H4LO — Sat, 08 Mar 2014 15:05:43 GMT

@blondy250 wrote:
@H4LO wrote:
I see Chase did a soft pull, it says "Chase Card Services". What's this?
I've been putting a lot of spend on my CSP and Freedom recently. Is this a good SP?

CHASE CARD SERVICES
Address:
PO BOX 15298
WILMINGTON DE 19850
No phone number available Date of Request:
03/06/2014

Just happened to see it when I was looking if AMEX SP'd as I'm encroaching on my 3X CLI.
Wouldn't worry about it. When I last checked my SP's last year, Chase and Citi would hit me sometimes 3x a month, don't read to much into what it means.

Interesting. Google'd around and didn't see any information on it.

Re: Chase Card Services?

newUser0 — Sat, 08 Mar 2014 15:40:11 GMT

If I buy my report from this link - http://www.experian.com/consumer-products/credit-history-and-score.html

Tu- https://disclosure.transunion.com/dc/disclosure/disclosure.jsp

Will I be able to see my SP?

Re: Chase Card Services?

wacdenney — Sat, 08 Mar 2014 15:55:49 GMT

My EQ Complete Advantage plan shows all SPs on every report I pull. Most of my current lenders hit me periodically, some more often than others. I choose to think positive and assume they are looking to give me auto CLIs.

Re: Chase Card Services?

DigitalArk — Sat, 08 Mar 2014 16:02:28 GMT

Chase SP...hopefully there is nothing more than just a SP!

Re: Chase Card Services?

newUser0 — Sat, 08 Mar 2014 16:17:26 GMT

Update-

Just now puchased TU report for 11$

I have got a tons of SP. I am suprised, Chase has been doing me SP since July 2013, Oct 2013. I got my first chase card on Dec 2013.

Can they SP before being a card member?

Re: Chase Card Services?

newUser0 — Sat, 08 Mar 2014 16:18:52 GMT

Will buy EX report once my Amex PRG and CSP starts reporting.

Re: Chase Card Services?

mnavas — Sat, 08 Mar 2014 16:40:24 GMT

@newUser0 wrote:
Update-
Just now puchased TU report for 11$
I have got a tons of SP. I am suprised, Chase has been doing me SP since July 2013, Oct 2013. I got my first chase card on Dec 2013.

Can they SP before being a card member?

SPs are also done by companies (credit card, mortgages etc) to evaluate your CR and see if you meet their criteria so they can offer you a credit card and thats why you might get credit cards offers in the mail (or prescreened offers).

Re: Chase Card Services?

mnavas — Sat, 08 Mar 2014 16:47:55 GMT

@H4LO wrote:
I see Chase did a soft pull, it says "Chase Card Services". What's this?
I've been putting a lot of spend on my CSP and Freedom recently. Is this a good SP?

CHASE CARD SERVICES
Address:
PO BOX 15298
WILMINGTON DE 19850
No phone number available Date of Request:
03/06/2014

Just happened to see it when I was looking if AMEX SP'd as I'm encroaching on my 3X CLI.

Yeah thats an AR. Chase SP when you have big changes in your CRs..(lots of inquiries, many new accs etc) They're kind of like AMEX but i think AMEX is more obsessive when it comes to SPs (they're doing SPs everytime you add a new acc or a new inquiry)

Re: Chase Card Services?

Anonymous — Sat, 08 Mar 2014 16:48:55 GMT

I don't think there's much to worry over a SP. If they are going to take AA, then it's pretty much unavoidable regardless of whether you know they did a SP.

The SPs for chase and Amex seems to be done every few weeks to months, depending on your file and how long you have been a customer with that institution.

And whenever there's a new inquiry or account reporting, this usually triggers Amex and chase to do new SPs as well. WF, USBank, citi, BofA and Barclays doesn't seem to do any SPs when new account / inquiries hit. Maybe they are doing it on TU, which I wouldn't know then, since I have access to EX and EQ only.

Outside of SPs due to new accounts and inquiries reporting, Amex, Barclays, citi and chase seem to SPs me on average once every 2-3 months on average. BofA, Wells Fargo and US bank doesn't seem to even care and SP once in the past 12 months, which isn't a good thing if I'm hoping for SP CLIs. My WF account has been opened for 9 years though.

Re: Chase Card Services?

newUser0 — Sat, 08 Mar 2014 17:39:51 GMT

I can see boA SP on my TU (4 SP in total)