topic Re: thought this was odd.. in Credit Cards

thought this was odd..

Anonymous — Mon, 19 May 2008 18:30:00 GMT

i got an old navy card about almost 2 months ago..so last night i decided to get a gap card or so i thought..i got a 7-10 day msg about it...

i thought that if you had one it would be just as easy to get the other..but i guess not..

anyone else had this experience?

Re: thought this was odd..

Anonymous — Mon, 19 May 2008 19:49:30 GMT

The inquiry and new card could have dropped your credit scores which could result in being declined.. or maybe the fact that they are all virtually the same card? I have a Gap card and it works at Old Navy, Banana Republic, and Piperlime.

Re: thought this was odd..

Anonymous — Mon, 19 May 2008 19:57:18 GMT

@Anonymous wrote:
i got an old navy card about almost 2 months ago..so last night i decided to get a gap card or so i thought..i got a 7-10 day msg about it...

i thought that if you had one it would be just as easy to get the other..but i guess not..

anyone else had this experience?

CALL the # on the post left earlier re: pay/pal GEMB. I called and got results today. I had and similar situation with gap last week. but you have to call today if you applied today.

Re: thought this was odd..

Anonymous — Mon, 19 May 2008 20:34:47 GMT

kiyahsmom--

what happened to you? and i applied last night about 930 not today...what should i do? what did you have to do or say to them when you called?

Re: thought this was odd..

Anonymous — Mon, 19 May 2008 22:37:46 GMT

Several of us have been writing about this for weeks. If you apply for a GEMB card and get the 7-10 day message, CALL THEM! There is an identity verification glitch in their system! I had the problem weeks ago... I had to call.. and for every card for which I applied and got the message (and one actual denial) it was clarrified over the phone and I was approved for the card!

Re: thought this was odd..

Anonymous — Mon, 19 May 2008 23:43:29 GMT

@Anonymous wrote:
kiyahsmom--
what happened to you? and i applied last night about 930 not today...what should i do? what did you have to do or say to them when you called?

I applied in store for a card and was denied. I got a letter a few days later saying they were unable to verify my identity. When i called the csr said they couldn't verify my phone #. Told that i could reapply with a different #. Called today and the csr was able to verify through my other GEMB account. Told me that it wasn't a problem that he would need to do another credit app, and everything was fine.

Re: thought this was odd..

Anonymous — Tue, 20 May 2008 13:57:58 GMT

i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

Re: thought this was odd..

Red1Blue — Tue, 20 May 2008 16:01:49 GMT

Don't torture your self. Give them a call and find out.

bamagirl1 wrote:
i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

Re: thought this was odd..

Anonymous — Tue, 20 May 2008 16:24:02 GMT

@Anonymous wrote:
i'm just wondering it i was denied for another reason bc i'm applied for gemb online and never had an issue until the gap card...what number should i call for gap card?

866-246-4282 GEMB.