topic Re: CLI with Secured BoA Card in Credit Cards

CLI with Secured BoA Card

Anonymous — Wed, 21 May 2008 01:28:30 GMT

Has anyone received a CLI with a secured card? When I signed online to my acct., there's a place to request a CLI. I've paid the card in on time and in full each month. Do you think it's possible for a CLI? Thanks for your help!!

Re: CLI with Secured BoA Card

llecs — Wed, 21 May 2008 01:30:05 GMT

I don't think its possible. Haven't seen any success stories here. I do know they will graduate you after a year or less and at that moment you can call and request a CLI and they will usually grant it.

Re: CLI with Secured BoA Card

diva0969 — Wed, 21 May 2008 01:58:59 GMT

Interesting. My BofA secured card graduated last month and I STILL don't see the luv button when I log in. I do know, however, that you cannot get a CLI until your account is converted or graduated to an unsecured account. And even then it's not automatic.

Re: CLI with Secured BoA Card

Red1Blue — Wed, 21 May 2008 02:33:19 GMT

What secured card did you have? Is it 99/500 or fully secured card? How many months did it take for the card to become unsecure?

diva0969 wrote:
Interesting. My BofA secured card graduated last month and I STILL don't see the luv button when I log in. I do know, however, that you cannot get a CLI until your account is converted or graduated to an unsecured account. And even then it's not automatic.

Re: CLI with Secured BoA Card

llecs — Wed, 21 May 2008 02:37:54 GMT

Like Concord, I have a 99/500. We always want input from others when the card graduates.

diva0969 wrote:
Interesting. My BofA secured card graduated last month and I STILL don't see the luv button when I log in. I do know, however, that you cannot get a CLI until your account is converted or graduated to an unsecured account. And even then it's not automatic.

The CLI link, at least on my ungraduated 99/500 is located in the "Services" tab after you click on the CC in your accounts page. I have a link that says "Request a credit limit increase". I never clicked it because CLIs aren't offered on secured products.

Re: CLI with Secured BoA Card

unknown_entity — Wed, 21 May 2008 03:34:12 GMT

I think a CLI on a secured account, by definition, requires more deposit money....lol.

Re: CLI with Secured BoA Card

Anonymous — Thu, 22 May 2008 02:05:43 GMT

Yuppers, MO' MONEY ! I mashed the luv button first day and it wasn't bashful about telling me that secured cards are not eligible for CLI.

Re: CLI with Secured BoA Card

diva0969 — Thu, 22 May 2008 12:55:19 GMT

I had the fully secured BOA platinum visa.

Re: CLI with Secured BoA Card

Anonymous — Thu, 22 May 2008 13:33:34 GMT

I've read a couple of posts from other forum members who stated adding money to their secured CC for a CLI also involved a hard pull. I have no idea why that would be the case though, nor do I remember who the lender was.

Re: CLI with Secured BoA Card

Anonymous — Thu, 22 May 2008 13:40:18 GMT

FretlessMayhem wrote:
I've read a couple of posts from other forum members who stated adding money to their secured CC for a CLI also involved a hard pull. I have no idea why that would be the case though, nor do I remember who the lender was.

BoA softed me when I have added more money to mine. (Twice) I'm at the 9 month mark now and wanting to call them to see if I am getting close.