topic Re: Revolving Credit Amount in Credit Cards

Revolving Credit Amount

Anonymous — Thu, 22 May 2008 02:38:16 GMT

My FICO score is 552. The score watch report is saying that I have almost 3100.00 in revolving credit and that the main contributor to my low score is that I'm currently using 138% of it. Hmmm. The truth is that I have 2 low limit cards, with a total combined available credit of 1k. What am I missing?

Thanks in advance for answering my first ever post.

Re: Revolving Credit Amount

jmbfl — Thu, 22 May 2008 02:46:07 GMT

Do you have any closed accounts with balances?

Re: Revolving Credit Amount

Anonymous — Thu, 22 May 2008 15:33:33 GMT

I do. My cr shows 2 Cap 1 cards that are CO accounts. I honestly can not say whether or not they are both mine. I know that one is. Both are due to drop of this summer and fall. If I add up the co amount, it comes close to the amount reflected above.

Re: Revolving Credit Amount

Anonymous — Thu, 22 May 2008 15:38:25 GMT

Cap 1 CO's will add to UTL unfortunately.