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    <title>topic Re: New Sport Chalet Mastercard in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921208#M829146</link>
    <description>Hmmm.....&lt;BR /&gt;&lt;BR /&gt;Ron.</description>
    <pubDate>Tue, 18 Mar 2014 03:43:04 GMT</pubDate>
    <dc:creator>Ron1</dc:creator>
    <dc:date>2014-03-18T03:43:04Z</dc:date>
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      <title>New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920788#M829042</link>
      <description>&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 01:13:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920788#M829042</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T01:13:30Z</dc:date>
    </item>
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      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920904#M829066</link>
      <description>&lt;P&gt;Cue in...Ron.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;LOL just kidding (maybe).&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 01:52:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920904#M829066</guid>
      <dc:creator>injustifiiable</dc:creator>
      <dc:date>2014-03-18T01:52:42Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920912#M829069</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 01:54:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920912#M829069</guid>
      <dc:creator>emptypockets</dc:creator>
      <dc:date>2014-03-18T01:54:47Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920982#M829084</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:12:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920982#M829084</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T02:12:53Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920990#M829087</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Doesn't FNBO pull EX most of the time?&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:15:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920990#M829087</guid>
      <dc:creator>injustifiiable</dc:creator>
      <dc:date>2014-03-18T02:15:09Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920992#M829088</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;FNBO pulls EX and they give you free Fico with a card!&lt;/P&gt;&lt;P&gt;they also give sp CLI every 6 months or maybe even faster.... they can be conservative but then on the flip many have the highest limit with them because of the sp CLI!&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:14:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920992#M829088</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-03-18T02:14:42Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920996#M829089</link>
      <description>&lt;P&gt;Crap...my EX is downright ugly.&amp;nbsp; I'm embarrassed to tell how many inq &lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:17:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2920996#M829089</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T02:17:36Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921000#M829091</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850"&gt;@Creditaddict&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;FNBO pulls EX and they give you free Fico with a card!&lt;/P&gt;&lt;P&gt;they also give sp CLI every 6 months or maybe even faster.... they can be conservative but then on the flip many have the highest limit with them because of the sp CLI!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Correct CA&amp;nbsp;&lt;/P&gt;&lt;P&gt;Bankcard ehance fico&amp;nbsp;&lt;/P&gt;&lt;P&gt;SP CLI every 3-4 months&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pulls EX&amp;nbsp;&lt;/P&gt;&lt;P&gt;Customer service nice too&lt;/P&gt;&lt;P&gt;I have the Amex version and love them&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:17:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921000#M829091</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2014-03-18T02:17:41Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921072#M829103</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, I know all about that Duck card (serves me right for getting a card from Oregon CU when I went to UM, lol)!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have any FNBO cards (I get pre-approvals for them monthly, but so far have resisted). I do think they are conservative, and I think they do not give instant approvals (thought I read that most of theirs are manual approvals).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You can always app for a REI Visa, they are still backed by US Bank.&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:45:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921072#M829103</guid>
      <dc:creator>emptypockets</dc:creator>
      <dc:date>2014-03-18T02:45:07Z</dc:date>
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      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921084#M829105</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, I know all about that Duck card (serves me right for getting a card from Oregon CU when I went to UM, lol)!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have any FNBO cards (I get pre-approvals for them monthly, but so far have resisted). I do think they are conservative, and I think they do not give instant approvals (thought I read that most of theirs are manual approvals).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You can always app for a REI Visa, they are still backed by US Bank.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I've tried to get Club Carlson and Flexperks, but they yanked the approvals.&amp;nbsp; Is REI approval different?&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:49:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921084#M829105</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T02:49:12Z</dc:date>
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    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921102#M829110</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/250802"&gt;@emptypockets&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/623998"&gt;@B335is&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Previously backed by US Bank, this card is now backed by FNBO.&amp;nbsp; 6% back at Sport Chalet and 2% everywhere else.&amp;nbsp; Has anybody applied for this yet?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_self" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;Sport Chalet Mastercard&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Go for it, you can be the Guinea Pig, lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I played guinea pig for this thing called the Duck Card once.&amp;nbsp; Ever heard of it??&amp;nbsp; &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;&lt;P&gt;I'm just trying to figure out who they would pull and if they give instant approvals or not.&amp;nbsp; FNBO is pretty conservative I think?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, I know all about that Duck card (serves me right for getting a card from Oregon CU when I went to UM, lol)!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have any FNBO cards (I get pre-approvals for them monthly, but so far have resisted). I do think they are conservative, and I think they do not give instant approvals (thought I read that most of theirs are manual approvals).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You can always app for a REI Visa, they are still backed by US Bank.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I've tried to get Club Carlson and Flexperks, but they yanked the approvals.&amp;nbsp; Is REI approval different?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Not sure, probably the same. US Bank can also be very picky I am told.&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 02:55:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921102#M829110</guid>
      <dc:creator>emptypockets</dc:creator>
      <dc:date>2014-03-18T02:55:55Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921108#M829112</link>
      <description>&lt;P&gt;You would want the US Bank Cash+ as you could choose one of your 5% categories to be Sporting Good Stores, which includes Sports Challet, REI, etc.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Even the Packers Pro Shop...&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:01:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921108#M829112</guid>
      <dc:creator>Themanwhocan</dc:creator>
      <dc:date>2014-03-18T03:01:58Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921192#M829139</link>
      <description>What card again? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I already got Duck card. Do I need another? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Ron.</description>
      <pubDate>Tue, 18 Mar 2014 03:36:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921192#M829139</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2014-03-18T03:36:15Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921206#M829145</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;What card again? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I already got Duck card. Do I need another? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Ron.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:41:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921206#M829145</guid>
      <dc:creator>sailor_mercury</dc:creator>
      <dc:date>2014-03-18T03:41:53Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921208#M829146</link>
      <description>Hmmm.....&lt;BR /&gt;&lt;BR /&gt;Ron.</description>
      <pubDate>Tue, 18 Mar 2014 03:43:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921208#M829146</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2014-03-18T03:43:04Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921218#M829148</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;Hmmm.....&lt;BR /&gt;&lt;BR /&gt;Ron.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You do such a great job of test driving everything for us &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:45:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921218#M829148</guid>
      <dc:creator>sailor_mercury</dc:creator>
      <dc:date>2014-03-18T03:45:00Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921224#M829150</link>
      <description>&lt;P&gt;Ron, new Sport Chalet card:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://www.sportchalet.com/category/sport+chalet+mastercard.do"&gt;http://www.sportchalet.com/category/sport+chalet+mastercard.do&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:46:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921224#M829150</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T03:46:44Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921228#M829152</link>
      <description>Really? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Ron.&lt;BR /&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:48:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921228#M829152</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2014-03-18T03:48:31Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921230#M829153</link>
      <description>I am saving to go for NM card. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Ron.</description>
      <pubDate>Tue, 18 Mar 2014 03:49:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921230#M829153</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2014-03-18T03:49:11Z</dc:date>
    </item>
    <item>
      <title>Re: New Sport Chalet Mastercard</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921238#M829155</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;I am saving to go for NM card. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;Ron.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Haha, ok. &amp;nbsp;My NM came in the mail today &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 03:52:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/New-Sport-Chalet-Mastercard/m-p/2921238#M829155</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T03:52:19Z</dc:date>
    </item>
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