topic Re: when should I ask NAVY For a CLI in Credit Cards

when should I ask NAVY For a CLI

Interestedincredit — Wed, 19 Mar 2014 01:57:18 GMT

My credit is new, I was approved for a 1500.00 cash rewards and a 3k navcheck, I requested a navcheck CLI withing a wek of opening it, and it was denied due to insuficient experience at my current limit.. So i have been running alot thru the nav check (dont really care about the daily interest) and them pay back what I used within a week. I would like to get my cash rewards up to 5k so I can PC to a siggy. any ideas?

Re: when should I ask NAVY For a CLI

H4LO — Wed, 19 Mar 2014 02:05:34 GMT

Interested as I've not run any money through one of my cards and I want a CLI.

Re: when should I ask NAVY For a CLI

JediNeo — Wed, 19 Mar 2014 02:07:53 GMT

Congrats. I have read some people have requested and received a CLI at three months. Although most seem to get it a six months. From my understanding the first request will be a HP. I am waiting for six months to request mine.

Re: when should I ask NAVY For a CLI

JediNeo — Wed, 19 Mar 2014 02:16:10 GMT

Here is another thread to check out

http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/m-p/2101185/highlight/true#M584463

Re: when should I ask NAVY For a CLI

Pupeitmeister — Wed, 19 Mar 2014 02:49:10 GMT

I got both of my navy cards in December. I have only had 2 statements cut, and I applied for a CLI, (misreading the above thread to see when to stop on the process). it was an HP attempt both times. granted, I took advantage of their BT offer and have both cards at very high (over 80% ) UTI, but am making 3 to 4X the min payment each month... I will try again in September, when all my accounts should be in better standing.

Truth be told, I really don't NEED any more CLIs, I just need to quit getting "caught up in the moment" and thinking I can get what others have... I have more then I need now.

Re: when should I ask NAVY For a CLI

Creditaddict — Wed, 19 Mar 2014 04:10:32 GMT

@Interestedincredit wrote:
My credit is new, I was approved for a 1500.00 cash rewards and a 3k navcheck, I requested a navcheck CLI withing a wek of opening it, and it was denied due to insuficient experience at my current limit.. So i have been running alot thru the nav check (dont really care about the daily interest) and them pay back what I used within a week. I would like to get my cash rewards up to 5k so I can PC to a siggy. any ideas?

You are using your cash rewards or navcheck?

i would wait till 3 statements and payments on credit card and then cli for $25k and take counter.

id wait 6 months on navcheck