topic Does Cap1 Soft you? in Credit Cards

Does Cap1 Soft you?

Anonymous — Tue, 11 Sep 2007 22:53:38 GMT

When you go to Cap1s website and use their 'find the right card for me' feature, it asks for personally identifiable info. Does anyone know if they are actually doing soft pulls Not applying just bored....slow right now and was playing around/

Re: Does Cap1 Soft you?

fused — Tue, 11 Sep 2007 22:56:01 GMT

I did this several months ago and they did not do a softy on EQ and EX, not sure about TU because I have never been able to access soft pulls from them.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 01:20:08 GMT

be careful brammy! cap1 is tricky, they like to pull fast ones!

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 01:32:59 GMT

Seriously, I was playing around trying to see which cards they would offer. I have one. Not a fan just looking for sites that make so called offers based on your info. Emailed the webmaster out of curiosity.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 01:58:41 GMT

Brammy wrote:
Seriously, I was playing around trying to see which cards they would offer. I have one. Not a fan just looking for sites that make so called offers based on your info. Emailed the webmaster out of curiosity.

Brammy- you already promised the Sleigh center you will not app!!

Hello my name is netpanther and I am an app'er.

I will not app...I will not app....

If you feel just a twinge of thinking of apps I will be your sponsor. hehehehehehe

Re: Does Cap1 Soft you?

fused — Wed, 12 Sep 2007 02:00:25 GMT

netpanther wrote:

Brammy wrote:

Seriously, I was playing around trying to see which cards they would offer. I have one. Not a fan just looking for sites that make so called offers based on your info. Emailed the webmaster out of curiosity.

Brammy- you already promised the Sleigh center you will not app!!

Hello my name is netpanther and I am an app'er.

I will not app...I will not app....

If you feel just a twinge of thinking of apps I will be your sponsor. hehehehehehe

Are APR reduction sprees allowed?

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:00:26 GMT

Well Panther, as long as that's the site I'm playing on the last thing I'm gonna do is app...lol!! now if I were back out at Discover, there may have been a problem.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:01:13 GMT

fused111 wrote:

Are APR reduction sprees allowed?

That's the best reason to app.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:02:11 GMT

Rate reduction sprees are allowed as long as they are soft pulls. Still think we need to wait till 700 or higher though- as then the chips are on our side of the table.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:03:00 GMT

Scratch that. NO NEW APPS!!!!

Only call for rate reductions on cards you already have.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:03:28 GMT

netpanther wrote:

Rate reduction sprees are allowed as long as they are soft pulls. Still think we need to wait till 700 or higher though- as then the chips are on our side of the table.

Think its as low as it will get for me til I cross 720/

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:04:19 GMT

netpanther wrote:

Scratch that. NO NEW APPS!!!!

Only call for rate reductions on cards you already have.

Give me 8.9 fixed and I'n jumping off the wagon, not until

Re: Does Cap1 Soft you?

fused — Wed, 12 Sep 2007 02:06:57 GMT

Brammy wrote:

netpanther wrote:

Scratch that. NO NEW APPS!!!!

Only call for rate reductions on cards you already have.

Give me 8.9 fixed and I'n jumping off the wagon, not until

Just got my second CC down to 9.99%. Will start on the others tomorrow.

Re: Does Cap1 Soft you?

Anonymous — Wed, 12 Sep 2007 02:12:04 GMT

fused111 wrote:

Brammy wrote:

netpanther wrote:
Scratch that. NO NEW APPS!!!!

Only call for rate reductions on cards you already have.

Give me 8.9 fixed and I'n jumping off the wagon, not until

Just got my second CC down to 9.99%. Will start on the others tomorrow.

Ok. this is good work- pat on the back for well done. No need to tranquilize you. Just promise no new aqpps- w/ teaser rates or something. Only your established cards that you are negotiating the rates on.

Re: Does Cap1 Soft you?

fused — Wed, 12 Sep 2007 03:25:53 GMT

netpanther wrote:

fused111 wrote:

Brammy wrote:

netpanther wrote:

Scratch that. NO NEW APPS!!!!

Only call for rate reductions on cards you already have.

Give me 8.9 fixed and I'n jumping off the wagon, not until

Just got my second CC down to 9.99%. Will start on the others tomorrow.

Ok. this is good work- pat on the back for well done. No need to tranquilize you. Just promise no new aqpps- w/ teaser rates or something. Only your established cards that you are negotiating the rates on.

Yep, just the established CCs!