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    <title>topic Pre-Approved for First Premier PLATINUM MASTERCARD in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923786#M830290</link>
    <description>&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;</description>
    <pubDate>Tue, 18 Mar 2014 22:29:38 GMT</pubDate>
    <dc:creator>scvbd99</dc:creator>
    <dc:date>2014-03-18T22:29:38Z</dc:date>
    <item>
      <title>Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923786#M830290</link>
      <description>&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 22:29:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923786#M830290</guid>
      <dc:creator>scvbd99</dc:creator>
      <dc:date>2014-03-18T22:29:38Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923792#M830291</link>
      <description>&lt;P&gt;Did you accept? &amp;nbsp;It's in approval section&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 22:31:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923792#M830291</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-18T22:31:35Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923828#M830292</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/674871"&gt;@scvbd99&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You got to be kidding me &lt;A target="_blank" href="https://ficoforums.myfico.com/t5/util/emoticonspopuppage"&gt;&lt;IMG alt=":smileyfrustrated:" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-frustrated.gif" title="Smiley Frustrated" border="0" /&gt;&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 22:41:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923828#M830292</guid>
      <dc:creator>-Wade-</dc:creator>
      <dc:date>2014-03-18T22:41:17Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923856#M830293</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/674871"&gt;@scvbd99&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I got the same offer in the mail last week! &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 22:44:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923856#M830293</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2014-03-18T22:44:30Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923890#M830294</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Wade64 wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/674871"&gt;@scvbd99&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You got to be kidding me &lt;A target="_blank" href="https://ficoforums.myfico.com/t5/util/emoticonspopuppage"&gt;&lt;IMG alt=":smileyfrustrated:" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-frustrated.gif" title="Smiley Frustrated" border="0" /&gt;&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nope. &amp;nbsp;Not exaggerating anything.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;SO TEMPTING!!!!!!!!! HERP DERP.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Mar 2014 22:53:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2923890#M830294</guid>
      <dc:creator>scvbd99</dc:creator>
      <dc:date>2014-03-18T22:53:53Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924210#M830295</link>
      <description>&lt;P&gt;I got one of these too recently. The bad account I had with them fell off my reports and I've been getting them once every couple of months.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I keep it near the toilet just in case...&lt;/P&gt;</description>
      <pubDate>Wed, 19 Mar 2014 00:47:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924210#M830295</guid>
      <dc:creator>injustifiiable</dc:creator>
      <dc:date>2014-03-19T00:47:44Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924232#M830296</link>
      <description>I wonder why First Premier, Credit One, and the like send so many of these to people with decent, if not great, credit. Maybe their targeting screens are based purely on number of inquiries, and the people on here tend to have more than the general population?</description>
      <pubDate>Wed, 19 Mar 2014 00:59:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924232#M830296</guid>
      <dc:creator>CalAlumnus13</dc:creator>
      <dc:date>2014-03-19T00:59:43Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924236#M830297</link>
      <description>36% that's incredible lol.</description>
      <pubDate>Wed, 19 Mar 2014 01:00:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924236#M830297</guid>
      <dc:creator>Involver</dc:creator>
      <dc:date>2014-03-19T01:00:27Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924264#M830298</link>
      <description>&lt;P&gt;i thought under the card act the af could not exceed 25% of the loc&lt;/P&gt;</description>
      <pubDate>Wed, 19 Mar 2014 01:09:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2924264#M830298</guid>
      <dc:creator>juggalo9er</dc:creator>
      <dc:date>2014-03-19T01:09:00Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2925466#M830299</link>
      <description>&lt;P&gt;Wow, jump on it before it is gone!&amp;nbsp; That is the sweetest deal I have seen in ages!&amp;nbsp; The last offer I got was from Citi for 19.99%, 36% is so much better and you also get that AF.&amp;nbsp; The Citi card did have an AF, so I didn't take it.&amp;nbsp; This FP is much better offers than I get!&amp;nbsp; Smaller amounts, higher AFs, higher APRs, and they probably also charge you for CLIs too!&amp;nbsp; That makes it all so much better!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Such a SWEET offer!!!&lt;/P&gt;</description>
      <pubDate>Wed, 19 Mar 2014 07:58:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2925466#M830299</guid>
      <dc:creator>TiggerDat</dc:creator>
      <dc:date>2014-03-19T07:58:10Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2925500#M830305</link>
      <description>&lt;P&gt;You should try to contact the EO and see if you can get two of them!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Mar 2014 09:02:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/2925500#M830305</guid>
      <dc:creator>vpae</dc:creator>
      <dc:date>2014-03-19T09:02:51Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165712#M887241</link>
      <description>&lt;P&gt;I recieved one today also..thats crazy..sent confirmation # and says pre approved..signed on and found out u must a checking acct. I only use debit card and have no checking. Dont want one. last time someone stole 400 checks from me and it took me 2 yrs plus before it was all straighened ou..they wrote checks on me for $2000 in one day a year after acct was closed!!!t..sure u dont wanna here all this..sorry I got carried away &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 11 Jun 2014 21:07:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165712#M887241</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-06-11T21:07:28Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165724#M887244</link>
      <description>&lt;P&gt;Lately I have gotten some from them as well as Credit One... I like to write a nice&amp;nbsp;sarcastic&amp;nbsp;note and send it back in the prepaid envelope.&amp;nbsp; At least make them feel&amp;nbsp;49 cents&amp;nbsp;worth of pain. -B&lt;/P&gt;</description>
      <pubDate>Wed, 11 Jun 2014 21:13:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165724#M887244</guid>
      <dc:creator>BarryNTexas</dc:creator>
      <dc:date>2014-06-11T21:13:16Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165736#M887245</link>
      <description>&lt;P&gt;I get first premier emails everyonce in an while. They seem to be only one i get consistent pre approvals from sadly.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 11 Jun 2014 21:16:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3165736#M887245</guid>
      <dc:creator>mongstradamus</dc:creator>
      <dc:date>2014-06-11T21:16:02Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3166078#M887346</link>
      <description>&lt;P&gt;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;If i told my client who said he has a title loan around 90% he would think this was great. Lets get 2!&lt;/P&gt;</description>
      <pubDate>Wed, 11 Jun 2014 23:11:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3166078#M887346</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-06-11T23:11:58Z</dc:date>
    </item>
    <item>
      <title>Re: Pre-Approved for First Premier PLATINUM MASTERCARD</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3262738#M909591</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/674871"&gt;@scvbd99&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;APR of 36%&lt;/P&gt;&lt;P&gt;CL of $700&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and best of all, only $225/year in fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I only have until 4/14 to accept this amazing offer. &amp;nbsp;I'm on it!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I received a pre-approved notice as well, but for $1000 credit limit. You know its good, because it came with a cardboard mock-up of an Orange credit card. That just shouts "class"... Servicing fees are only $174.00/yr ($14.50 per month).&lt;/P&gt;</description>
      <pubDate>Sat, 19 Jul 2014 00:08:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Pre-Approved-for-First-Premier-PLATINUM-MASTERCARD/m-p/3262738#M909591</guid>
      <dc:creator>Themanwhocan</dc:creator>
      <dc:date>2014-07-19T00:08:27Z</dc:date>
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