topic Re: Walmart app in Credit Cards

Walmart app

Deltadog03 — Sat, 22 Mar 2014 01:33:39 GMT

Hey everyone, how much time do you need in between apps with Walmart? 30 days? 45? Thank You!

Re: Walmart app

gdale6 — Sat, 22 Mar 2014 02:09:06 GMT

I believe its 30 days

Re: Walmart app

Deltadog03 — Sat, 22 Mar 2014 02:10:06 GMT

ok, thank you!

Re: Walmart app

angelcred10 — Sat, 22 Mar 2014 09:55:18 GMT

wait... wait wait

you are RE-Applying?

what was reason for denial in the first place? did you Recon?

Re: Walmart app

Deltadog03 — Sat, 22 Mar 2014 14:31:20 GMT

It would to be to reapply. They denied me back on 2/14 due to utl on revolv to high. My util was like 95%. Its now down at 45% so I was going to try again to see if that did the trick.

Re: Walmart app

Creditaddict — Sat, 22 Mar 2014 17:18:41 GMT

@Deltadog03 wrote:
It would to be to reapply. They denied me back on 2/14 due to utl on revolv to high. My util was like 95%. Its now down at 45% so I was going to try again to see if that did the trick.

not if that TU score of 574 is current!

I would NOT apply for any GE backed card including walmart until you are at a 610 TU or better. Have people gotten approved lower, yes... but you already were denied so make sure next time you get approved when you apply and the best chance of that happening are to be much better not just a drop in util.

Re: Walmart app

Deltadog03 — Sat, 22 Mar 2014 18:04:46 GMT

Good call, yes its 579 right now, so I will more than likely just wait. The score will go up once barclays refreshes on my report. TY!

Re: Walmart app

toi34 — Sat, 22 Mar 2014 18:58:41 GMT

You need at least a 630+ on TU.