https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950986#M836812 Oldest account would be with student loans in 2006. Newest would be March of 2013.<BR /><BR />3-4% utilization Thu, 27 Mar 2014 00:07:32 GMT 2011beginnings 2014-03-27T00:07:32Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950958#M836801 I just got the itch to app for the AMEX Everyday because it's new and the Capital One Quicksilver because it's 1.5% cashback.<BR /><BR />Do you think I will be approved?<BR /><BR />My credit scores are:<BR />Credit Karma (748)<BR />Discover (760)<BR />Credit Sesame (753)<BR /><BR />CREDIT PROFILE -<BR />OPEN: (9)<BR />*AMEX BCE ($8300)<BR />*Bank of America Cash Rewards ($7500)<BR />Bank of America Better Balance Rewards ($5000)<BR />Chase Freedom ($4500)<BR />Chase Sapphire ($5000)<BR />*Chase Sapphire Preferred ($6500) / $95<BR />*Citi Dividend Platinum Select ($5700)<BR />*Discover It ($4000)<BR />PenFed Premium Travel Rewards AMEX ($5500)<BR /><BR />TOTAL CREDIT AVAILABLE:<BR />$52,000 Wed, 26 Mar 2014 23:59:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950958#M836801 2011beginnings 2014-03-26T23:59:21Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950978#M836808 What is your util and AAOA? Thu, 27 Mar 2014 00:05:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950978#M836808 B335is 2014-03-27T00:05:17Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950986#M836812 Oldest account would be with student loans in 2006. Newest would be March of 2013.<BR /><BR />3-4% utilization Thu, 27 Mar 2014 00:07:32 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950986#M836812 2011beginnings 2014-03-27T00:07:32Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950990#M836813 Any idea on EXP score or negs?<BR /><BR />Judging by what you've told me I think you will be approved. Thu, 27 Mar 2014 00:09:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950990#M836813 B335is 2014-03-27T00:09:20Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950994#M836815 No negs or baddies. Completely clean report.<BR /><BR />Last I checked in June, it was 763. My FAKO is 753. Thu, 27 Mar 2014 00:10:49 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950994#M836815 2011beginnings 2014-03-27T00:10:49Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950998#M836817 Your chances are good. Go for it! Thu, 27 Mar 2014 00:11:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2950998#M836817 Anonymous 2014-03-27T00:11:50Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951002#M836818 Agree, keep us posted! Thu, 27 Mar 2014 00:13:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951002#M836818 B335is 2014-03-27T00:13:35Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951010#M836820 I'm just wondering what kind of limits I can expect. Thu, 27 Mar 2014 00:17:23 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951010#M836820 2011beginnings 2014-03-27T00:17:23Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951018#M836821 Unless your going to use it for 20 purchases to get the extra 20% in points there is no point. The BCE is still better in my opinion Thu, 27 Mar 2014 00:22:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951018#M836821 Josh2942 2014-03-27T00:22:31Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951046#M836831 <P>Your signature and the cards you listed don't match. Were a lot of your CLI hard or soft pulls. Inquiries maybe the only thing holding you back from getting the card or a fair credit limit if you do get it.</P> Thu, 27 Mar 2014 00:28:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951046#M836831 coldnmn 2014-03-27T00:28:01Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951056#M836835 I haven't updated my signature because I am mostly on my iPhone which is why I posted what my current limits are.<BR /><BR />I have only had soft/automatic CLI's. Thu, 27 Mar 2014 00:31:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951056#M836835 2011beginnings 2014-03-27T00:31:54Z https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951064#M836837 <P>Well I wish you luck my guess would be $5000 but that really depends how much risk adding a second TL AMEX is willing to extend on the CL.</P> Thu, 27 Mar 2014 00:35:53 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-have-the-itch-to-app/m-p/2951064#M836837 coldnmn 2014-03-27T00:35:53Z