topic Re: What is a siggy card? in Credit Cards

What is a siggy card?

Booboo71 — Thu, 27 Mar 2014 01:55:04 GMT

I see a lot of people talking about "siggy" cards. What is the difference and what qualifies for a siggy card? I just recently (feb2014) had my boa secured card unsecured and was able to get the card from 1300 to 5000 with teco cli. Would that qualify for a siggy?

Re: What is a siggy card?

-Wade- — Thu, 27 Mar 2014 01:59:18 GMT

@Booboo71 wrote:
I see a lot of people talking about "siggy" cards. What is the difference and what qualifies for a siggy card? I just recently (feb2014) had my boa secured card unsecured and was able to get the card from 1300 to 5000 with teco cli. Would that qualify for a siggy?

Yes a 5K limit would qualify for a signature card. Call them and see if you can PC or UG to a Siggy Card

Re: What is a siggy card?

Anonymous — Thu, 27 Mar 2014 02:02:03 GMT

@Booboo71 wrote:
I see a lot of people talking about "siggy" cards. What is the difference and what qualifies for a siggy card? I just recently (feb2014) had my boa secured card unsecured and was able to get the card from 1300 to 5000 with teco cli. Would that qualify for a siggy?

the requirements for visa signature varies depending on the lender. Most lenders require 5k CL, but some such as Citi and Chase issue visa signature cards for as low as 2k CL.

For BofA the requirements for visa signature is 5k, so yes you can request to have your account converted.

The difference for visa signature is that you will have more benefits compared to platinum visa.

For more info refer to visa's website: https://usa.visa.com/visasignature/

Re: What is a siggy card?

-Wade- — Thu, 27 Mar 2014 02:03:23 GMT

@Booboo71 wrote:
I see a lot of people talking about "siggy" cards. What is the difference and what qualifies for a siggy card? I just recently (feb2014) had my boa secured card unsecured and was able to get the card from 1300 to 5000 with teco cli. Would that qualify for a siggy?

Identifying A Signature Card

To determine if you have one of these cards, look for the words "Visa Signature" printed on it. Many different types of cards bear these words, including Hyatt, United Mileage Plus, Marriott Rewards, Southwest Rapid Rewards, Alaska Airlines, Fidelity and Nordstrom. Companies issuing the cards include Chase, Bank of America, Wells Fargo and a Capital One.

Re: What is a siggy card?

Stralem — Thu, 27 Mar 2014 02:05:58 GMT

A "siggy" is a Visa Signature card.

Visa Signature cards often come with a $5000 minimum credit line, a kinda-sorta NPSL ability (depending on lender and account holder's credit profile), and various other benefits which are described here. But for most people, there's no real difference between a Visa Signature and a normal Visa. It's a status symbol or decoration more than anything.

Re: What is a siggy card?

Booboo71 — Thu, 27 Mar 2014 02:10:46 GMT

Thank you all for replying. My boa 123 doesn't sat signature I guess because the card stayed the same when it unsecured.

Re: What is a siggy card?

Booboo71 — Thu, 27 Mar 2014 02:11:33 GMT

Sorry using iPad and I see it respells words on here.

Re: What is a siggy card?

C24Webb — Thu, 27 Mar 2014 12:31:45 GMT

If having a signature card interests you, just send a message or call into BoA to see if your card is eligible for the upgrade... many signature upgrades are not automatic. They might like to see more post-secured history, but it might be good to find out where you stand. Good luck.

Re: What is a siggy card?

Anonymous — Thu, 27 Mar 2014 12:37:54 GMT

Good posts on this thread concerning siggy cards. Give BOA a holler and find out what it takes. Remember: "...nothing ventured nothing gained...".

Re: What is a siggy card?

lg8302ch — Thu, 27 Mar 2014 12:42:42 GMT

BofA does not convert/upgrade automatically if you reached the 5K via CLI. Once you request your Signature card the account number will change.

Re: What is a siggy card?

yudeology101 — Thu, 27 Mar 2014 13:00:25 GMT

@lg8302ch wrote:
BofA does not convert/upgrade automatically if you reached the 5K via CLI. Once you request your Signature card the account number will change.

+1. I had to request my BOA card to be converted to Signature once i got my CLI a few months ago. If you are eligible, call the EO and talk to an analyst instead of the regular CSR, i went through a whole fiasco when converting my BOA card to signature.