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    <title>topic Re: Just Joined ! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951624#M837033</link>
    <description>&lt;P&gt;Great to hear ! I am excited to learn more about the world of credit from reliable sources. Great story you have as well. Very motivating. Funny because that Marriot Rewards card was the opposing card I was considering applying for instead of the AMEX gold that I got. Do you think I have a good chacne of being apporved for that card if I was approved for the AMEX?&lt;/P&gt;</description>
    <pubDate>Thu, 27 Mar 2014 03:05:48 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2014-03-27T03:05:48Z</dc:date>
    <item>
      <title>Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950664#M836721</link>
      <description>&lt;P&gt;Hi everyone I just joined this forum about 2 weeks or so ago and I have just been parsing through the different threads and found so much useful information! Im a 24 year old law student (almost at least, currently still an undergrad applying to law schools) who has a very minimal knowledge basis about credit, credit cards etc. Last year at this time my credit score was about 525 with only 1 capital one credit card to my name. As of today my credit score has risen to 668 and I now have 5 credit cards icluding the AMEX Premier Rewards Gold card that I was just approved for last week! Just wanted to say hello and a big thank you to all of the knowledgeable people on this forum you guys are awesome !!!!!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:33:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950664#M836721</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-03-26T22:33:56Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950678#M836727</link>
      <description>&lt;P&gt;Congratz!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:36:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950678#M836727</guid>
      <dc:creator>DawgZ</dc:creator>
      <dc:date>2014-03-26T22:36:01Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950688#M836729</link>
      <description>&lt;P&gt;Congrats on your approvals. This forum has invaluable information that I have also taken the opportunity to learn.&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:38:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950688#M836729</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-03-26T22:38:20Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950712#M836735</link>
      <description>&lt;P&gt;Welcome!!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:42:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950712#M836735</guid>
      <dc:creator>suebee123</dc:creator>
      <dc:date>2014-03-26T22:42:16Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950730#M836742</link>
      <description>&lt;P&gt;Welcome to the board and congrats to your success &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:46:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950730#M836742</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2014-03-26T22:46:40Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950740#M836745</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 22:48:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950740#M836745</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2014-03-26T22:48:16Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950826#M836765</link>
      <description>&lt;P&gt;Welcome and way to go!&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 23:07:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950826#M836765</guid>
      <dc:creator>jesseh</dc:creator>
      <dc:date>2014-03-26T23:07:00Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950858#M836774</link>
      <description>&lt;P&gt;Congrats!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 23:20:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950858#M836774</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2014-03-26T23:20:47Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950912#M836787</link>
      <description>&lt;P&gt;Welcome&amp;nbsp; and&amp;nbsp; Congrats! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Mar 2014 23:43:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2950912#M836787</guid>
      <dc:creator>8benji</dc:creator>
      <dc:date>2014-03-26T23:43:00Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951270#M836908</link>
      <description>&lt;P&gt;Congrats and welcome aboard!!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 01:30:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951270#M836908</guid>
      <dc:creator>kevinjjc</dc:creator>
      <dc:date>2014-03-27T01:30:02Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951280#M836910</link>
      <description>&lt;P&gt;Congrats and welcome. From my own experience the lessons that can be learned from the contributors on this forum are invaluable. In my short 6 monthis here I have gone from from $1100 CL on 3 subprime cards to what I have in my sig. And I can honestly can say that I could not have done it without the help of these fine folks here. So listen and learn.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 01:32:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951280#M836910</guid>
      <dc:creator>Longroad</dc:creator>
      <dc:date>2014-03-27T01:32:49Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951288#M836914</link>
      <description>&lt;P&gt;congrats and welcome to the forum, don't be a stragner with us&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 01:33:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951288#M836914</guid>
      <dc:creator>dabossman</dc:creator>
      <dc:date>2014-03-27T01:33:14Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951308#M836923</link>
      <description>&lt;P&gt;CONGRATS!!!&amp;nbsp; Rebuilding and moving in the right direction.&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 01:37:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951308#M836923</guid>
      <dc:creator>VirtualCuriosity</dc:creator>
      <dc:date>2014-03-27T01:37:37Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951624#M837033</link>
      <description>&lt;P&gt;Great to hear ! I am excited to learn more about the world of credit from reliable sources. Great story you have as well. Very motivating. Funny because that Marriot Rewards card was the opposing card I was considering applying for instead of the AMEX gold that I got. Do you think I have a good chacne of being apporved for that card if I was approved for the AMEX?&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 03:05:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2951624#M837033</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-03-27T03:05:48Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953526#M837560</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Great to hear ! I am excited to learn more about the world of credit from reliable sources. Great story you have as well. Very motivating. Funny because that Marriot Rewards card was the opposing card I was considering applying for instead of the AMEX gold that I got. Do you think I have a good chacne of being apporved for that card if I was approved for the AMEX?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I would think that you would. Chase has been very good to me, and should it not be auto approval, they are very good on recon. Good luck&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 19:13:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953526#M837560</guid>
      <dc:creator>Longroad</dc:creator>
      <dc:date>2014-03-27T19:13:13Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953570#M837588</link>
      <description>Awesome! &amp;amp; Welcome to the forum!&lt;BR /&gt;You will continue to learn so much more as the months pass. I am also thankful for this site.</description>
      <pubDate>Thu, 27 Mar 2014 19:28:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953570#M837588</guid>
      <dc:creator>creditFiend</dc:creator>
      <dc:date>2014-03-27T19:28:33Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953618#M837594</link>
      <description>&lt;P&gt;Congrats and welcome&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 19:40:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953618#M837594</guid>
      <dc:creator>creditjail</dc:creator>
      <dc:date>2014-03-27T19:40:43Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953836#M837635</link>
      <description>&lt;P&gt;Welcome and congrats!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 20:59:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953836#M837635</guid>
      <dc:creator>aubie1kenobie2</dc:creator>
      <dc:date>2014-03-27T20:59:56Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953982#M837666</link>
      <description>Congrats on your success and welcome &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Thu, 27 Mar 2014 21:33:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2953982#M837666</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2014-03-27T21:33:16Z</dc:date>
    </item>
    <item>
      <title>Re: Just Joined !</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2954536#M837816</link>
      <description>&lt;P&gt;Congrats on the approval and welcome to the forum! &amp;nbsp;I agree with others - the knowledge I have learned here over the last month has been invaluable! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Mar 2014 23:48:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Just-Joined/m-p/2954536#M837816</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-03-27T23:48:10Z</dc:date>
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