topic Re: Discover It Increase?? in Credit Cards

Discover It Increase??

Anonymous — Thu, 27 Mar 2014 22:40:40 GMT

I got the card about a year ago no increase ever. I got it with 15k.. First is online cli instant and also is the pull soft?

Re: Discover It Increase??

dodgerslv — Thu, 27 Mar 2014 22:47:46 GMT

@Anonymous wrote:
I got the card about a year ago no increase ever. I got it with 15k.. First is online cli instant and also is the pull soft?

it can be any of the above. It will tell you though that one cannot be done without a HP and then you decide if you wanna proceed. Best if you call it in. Good luck maria and keep us posted on the outcome.

Re: Discover It Increase??

Anonymous — Thu, 27 Mar 2014 23:11:12 GMT

I agree to just call. Every CSR I have ever talked to was extremely nice. Last time I asked for a CLI it would have had to be a HP, so I said no thanks. The next day I had an auto-increase for more than I was asking. Give it a try!!!

Re: Discover It Increase??

bk510 — Thu, 27 Mar 2014 23:26:33 GMT

what credit score do u need for discoverIT?

Re: Discover It Increase??

Anonymous — Thu, 27 Mar 2014 23:59:16 GMT

@bk510 wrote:
what credit score do u need for discoverIT?

Discover was my first credit card, so they took a chance on me. My score was 657.income at $24,000 at the time.

Re: Discover It Increase??

Ron1 — Fri, 28 Mar 2014 00:01:37 GMT

It will be HP over $15K.

Ron.

Re: Discover It Increase??

09Lexie — Fri, 28 Mar 2014 00:24:04 GMT

@Ron1 wrote:
It will be HP over $15K.

Ron.

Thought I remembered a post saying it will also require income docs. Someone correct me if I'm wrong

edit: borrower initated CLI's

Re: Discover It Increase??

B335is — Fri, 28 Mar 2014 00:25:19 GMT

@bk510 wrote:
what credit score do u need for discoverIT?

I believe Discover utilizes a dartboard for approvals. Some people get crazy limits with negs but few accts, others (like me) didn't get in until my score was close to 800.