topic Re: Discover CLI - Sorry Message in Credit Cards

Discover CLI - Sorry Message

newUser0 — Thu, 27 Mar 2014 22:38:58 GMT

Does any one else see this message? or only me?

Re: Discover CLI - Sorry Message

dodgerslv — Thu, 27 Mar 2014 22:45:36 GMT

@newUser0 wrote:
Does any one else see this message? or only me?

i get the same message when i try to request one online also. Basically means you have to call them and they will tell you if they can process one with a SP (which everytime is a denial for me) or one cannot be done without a HP.

Re: Discover CLI - Sorry Message

newUser0 — Thu, 27 Mar 2014 22:52:44 GMT

Lol!!

I am in exact same situation as yours. All SP CLI declined for NO REASONS.

Re: Discover CLI - Sorry Message

svtthis — Thu, 27 Mar 2014 22:58:55 GMT

My fiancee gets the same message on her account. I read a post with someone mentioning that they had to wait a year because when they applied they had a baddie on their CR. I think My fiancee had one too when she applied. She has 2 more months for it to hit 1 year so we shall see. Also no auto luv either yet.

Re: Discover CLI - Sorry Message

Anonymous — Thu, 27 Mar 2014 23:07:15 GMT

Mine has never worked either. I've had the card for 17 months. Every time I have had to call.

Re: Discover CLI - Sorry Message

pdog661 — Thu, 27 Mar 2014 23:11:39 GMT

Mine said this for months, and then out of the blue discover called me to ask if I wanted a credit increase.

I said sure - they then raised the limit 2K.

Re: Discover CLI - Sorry Message

Anonymous — Thu, 27 Mar 2014 23:12:39 GMT

@pdog661 wrote:
Mine said this for months, and then out of the blue discover called me to ask if I wanted a credit increase.

I said sure - they then raised the limit 2K.

That's awesome!!

Re: Discover CLI - Sorry Message

newUser0 — Fri, 28 Mar 2014 02:56:24 GMT

@pdog661 wrote:
Mine said this for months, and then out of the blue discover called me to ask if I wanted a credit increase.

I said sure - they then raised the limit 2K.

Congrats. Was this a SP?

Re: Discover CLI - Sorry Message

myjourney — Fri, 28 Mar 2014 03:06:11 GMT

That message can mean 2 things and one of which is you asked for to big a CLI....

So call in lower the requested amount and worst case they ask for a HP at which time you can cancel the CLI request

Re: Discover CLI - Sorry Message

mongstradamus — Fri, 28 Mar 2014 03:42:51 GMT

@svtthis wrote:
My fiancee gets the same message on her account. I read a post with someone mentioning that they had to wait a year because when they applied they had a baddie on their CR. I think My fiancee had one too when she applied. She has 2 more months for it to hit 1 year so we shall see. Also no auto luv either yet.

hmm that seems to make sense. I have been having same issue with it giving me same message. I had my last baddie fall off and was going to try for an CLI , but apparently they still dont want to play ball oh well. Its going to get SD for an while anyways. Not really thrilled with the 5% categories till end of the year for christmas shopping

Re: Discover CLI - Sorry Message

NikoD — Fri, 28 Mar 2014 04:53:51 GMT

If you call the number on the back of the card and select "other options" I believe it is, one of the options is for CLI. I did it a few days ago and didn't have to actually talk with anyone. You just punch in annual income and housing expenses and that's it. You don't get to ask for a specific amount though, the automated system just spits out what it thinks you deserve. I got a 15% bump doing this. Not great but better than nothing.

Re: Discover CLI - Sorry Message

newUser0 — Fri, 28 Mar 2014 05:40:18 GMT

@myjourney wrote:
That message can mean 2 things and one of which is you asked for to big a CLI....
So call in lower the requested amount and worst case they ask for a HP at which time you can cancel the CLI request

MJ - Nice to see your reply. But, till now, I have never said/requested any specific amount.

The CSR, said that my history with discover is EXCELLENT. But still no loveeeee whyyy MJ? why??

Re: Discover CLI - Sorry Message

newUser0 — Fri, 28 Mar 2014 05:41:13 GMT

@mongstradamus wrote:
@svtthis wrote:
My fiancee gets the same message on her account. I read a post with someone mentioning that they had to wait a year because when they applied they had a baddie on their CR. I think My fiancee had one too when she applied. She has 2 more months for it to hit 1 year so we shall see. Also no auto luv either yet.
hmm that seems to make sense. I have been having same issue with it giving me same message. I had my last baddie fall off and was going to try for an CLI , but apparently they still dont want to play ball oh well. Its going to get SD for an while anyways. Not really thrilled with the 5% categories till end of the year for christmas shopping

Oh!! but I never ever had any baddie guys... Do they hate me so much?

Re: Discover CLI - Sorry Message

lg8302ch — Fri, 28 Mar 2014 07:02:54 GMT

@newUser0 wrote:
@mongstradamus wrote:
@svtthis wrote:
My fiancee gets the same message on her account. I read a post with someone mentioning that they had to wait a year because when they applied they had a baddie on their CR. I think My fiancee had one too when she applied. She has 2 more months for it to hit 1 year so we shall see. Also no auto luv either yet.
hmm that seems to make sense. I have been having same issue with it giving me same message. I had my last baddie fall off and was going to try for an CLI , but apparently they still dont want to play ball oh well. Its going to get SD for an while anyways. Not really thrilled with the 5% categories till end of the year for christmas shopping
Oh!! but I never ever had any baddie guys... Do they hate me so much?

No no....but I believe you have been as busy as me adding new accounts and this is too risky behavior for a conservative lender like Discover.....just give it time and garden garden garden....worked for me finally after 15 months!

Re: Discover CLI - Sorry Message

Anonymous — Fri, 28 Mar 2014 12:37:55 GMT

I get the same thing. I've called once to request and it costed me a hp. I will play with the button here and there but it always says the same thing. My credit is very good but I don't see them giving me an increase. I spend about 500.00 a month with them and pif before the bill cuts. They figure I don't need the increase. I've heard that Discover likes for you to run a balance which I have never done.

Re: Discover CLI - Sorry Message

Anonymous — Fri, 28 Mar 2014 13:19:19 GMT

@Anonymous wrote:
I get the same thing. I've called once to request and it costed me a hp. I will play with the button here and there but it always says the same thing. My credit is very good but I don't see them giving me an increase. I spend about 500.00 a month with them and pif before the bill cuts. They figure I don't need the increase. I've heard that Discover likes for you to run a balance which I have never done.

I had high utilization in January (97%) and high utilization for that matter for 6 moniths (>70%). I paid it off in February and and got a $2,300 SP increase. Go figure.

Re: Discover CLI - Sorry Message

yudeology101 — Fri, 28 Mar 2014 15:14:42 GMT

Yea i got the same msg as well, but i thought i was getting that msg because my account has been opened for less than 3months.

Re: Discover CLI - Sorry Message

amakol — Fri, 28 Mar 2014 17:44:23 GMT

I've been trying to get rid of this message for 2 years now (card is 4 years old but never tried for CLI first 2 years). I think it might be due to one time where I paid a couple days past the due date (not a 30-day, everything reports as okay on my CRs x3 except for one month where it shows minimum payment $99).

As someone mentioned, try the automated system through the phone for a try. I was bumped up 25% last week with no HP. After asking CSRs twice for SP CLIs and getting denied, I plan on abusing that robot every 6 months until infinity.

Re: Discover CLI - Sorry Message

newUser0 — Fri, 28 Mar 2014 17:50:18 GMT

@NikoD wrote:
If you call the number on the back of the card and select "other options" I believe it is, one of the options is for CLI. I did it a few days ago and didn't have to actually talk with anyone. You just punch in annual income and housing expenses and that's it. You don't get to ask for a specific amount though, the automated system just spits out what it thinks you deserve. I got a 15% bump doing this. Not great but better than nothing.

If I do this, It says -

"It looks like we need additional information to process your request"

Re: Discover CLI - Sorry Message

newUser0 — Fri, 28 Mar 2014 17:51:03 GMT

@lg8302ch wrote:
@newUser0 wrote:
@mongstradamus wrote:
@svtthis wrote:
My fiancee gets the same message on her account. I read a post with someone mentioning that they had to wait a year because when they applied they had a baddie on their CR. I think My fiancee had one too when she applied. She has 2 more months for it to hit 1 year so we shall see. Also no auto luv either yet.
hmm that seems to make sense. I have been having same issue with it giving me same message. I had my last baddie fall off and was going to try for an CLI , but apparently they still dont want to play ball oh well. Its going to get SD for an while anyways. Not really thrilled with the 5% categories till end of the year for christmas shopping
Oh!! but I never ever had any baddie guys... Do they hate me so much?
No no....but I believe you have been as busy as me adding new accounts and this is too risky behavior for a conservative lender like Discover.....just give it time and garden garden garden....worked for me finally after 15 months!

Lol

This may be true... I may have to wait long time...