topic Re: PC BCE to new EveryDay card worth it? in Credit Cards

PC BCE to new EveryDay card worth it?

HenryJumbo — Sat, 29 Mar 2014 05:15:06 GMT

I haven't done the breakdown but does PC'ing over to the new card (for someone with the BCE, not cash rewards) worth it? Will the points carry over? And will it be a hard or soft pull?

Thx

Re: PC BCE to new EveryDay card worth it?

09Lexie — Sat, 29 Mar 2014 05:17:33 GMT

@HenryJumbo wrote:
I haven't done the breakdown but does PC'ing over to the new card (for someone with the BCE, not cash rewards) worth it? Will the points carry over? And will it be a hard or soft pull?

Thx

they are not doing any PC'ing to the ED or EDP and the BCE is cash back and the ED/EDP cards are MR.

Re: PC BCE to new EveryDay card worth it?

CreditUnionFan — Sat, 29 Mar 2014 14:28:56 GMT

@09Lexie wrote:
@HenryJumbo wrote:
I haven't done the breakdown but does PC'ing over to the new card (for someone with the BCE, not cash rewards) worth it? Will the points carry over? And will it be a hard or soft pull?

Thx
they are not doing any PC'ing to the ED or EDP and the BCE is cash back and the ED/EDP cards are MR.

Hmmm. Since I have Blue, Blue Cash, and Blue Sky... I wonder if I should app for the Everyday card, and when they say they can't approve an additional card, see if they can swap out the Blue card for the new "Everyday" card, yet keep the MR points I have on the old Blue.

I had the original Optima, which was MR, and I was able to transfer the MR points over to Blue when I added the Blue Sky.

Or, would they allow me to move the points to my wife's account? ;-)

Re: PC BCE to new EveryDay card worth it?

Anonymous — Sat, 29 Mar 2014 15:15:03 GMT

@CreditUnionFan wrote:
@09Lexie wrote:
@HenryJumbo wrote:
I haven't done the breakdown but does PC'ing over to the new card (for someone with the BCE, not cash rewards) worth it? Will the points carry over? And will it be a hard or soft pull?

Thx
they are not doing any PC'ing to the ED or EDP and the BCE is cash back and the ED/EDP cards are MR.

Hmmm. Since I have Blue, Blue Cash, and Blue Sky... I wonder if I should app for the Everyday card, and when they say they can't approve an additional card, see if they can swap out the Blue card for the new "Everyday" card, yet keep the MR points I have on the old Blue.

I had the original Optima, which was MR, and I was able to transfer the MR points over to Blue when I added the Blue Sky.

Or, would they allow me to move the points to my wife's account? ;-)

Sounds like that would depend on some system issues! If you have to cancel the Blue before the ED can be opened, there is no active card to transfer the MR points to. so that might be an issue.

You are allowed 4 revolvers, so is the problem with getting the additional card because you have too much credit with them?

Re: PC BCE to new EveryDay card worth it?

CreditUnionFan — Sat, 29 Mar 2014 22:50:41 GMT

longtimelurker wrote

Sounds like that would depend on some system issues! If you have to cancel the Blue before the ED can be opened, there is no active card to transfer the MR points to. so that might be an issue.

You are allowed 4 revolvers, so is the problem with getting the additional card because you have too much credit with them?

I have four revolvers:

Blue (MR Points)

Blue Cash (the old one)

Blue Sky

Simply Cash (business)

I've thought about calling them to inquire about opening LLC-specific accounts, now that I have both my sole proprietor business and a new LLC this year since a firm I was doing work for refused to pay until I formed a "corporation".