topic App for anything? in Credit Cards

App for anything?

Eyisila — Mon, 31 Mar 2014 02:33:53 GMT

Just pulled EX Fico - from here 636, anything I could be approved for that would pull just this score?

I would like 1 more "decent" card before off to gardening. If it matters I can list what I have atm and other scores:

599 EQ ScoreWatch, 644 TU from here pulled early Feb 2014.

1 Inq on EX, couple of collections (being worked on atm), all over 2 years old.

Cap 1 QS 1 - $500

Cap 1 Secured - $300

NFCU goRewards - $4000

VS Card - $250

Lane Bryant - $500

NFCU Secured Joint with DH - $600

Discover It Secured AU with DH - $1000

Wal-Mart joint w/DH - $600

All are used/paid as agreed - 1 30 day late on Cap 1 secured Nov 2011 (they won't budge on removal )

Utilization around 30% across all

AoAA - don't really know, I know it took a hit due to the recent NFCU goRewarads (12/2013) and VS and Lane Bryant (1/2014). Dunno if the Discover and Wal-Mart affect it because DH was approved for those in March of this year but those are on there also. I would hazzard a guess that mine is around 2 - 3 years.

Thanks

Re: App for anything?

myjourney — Mon, 31 Mar 2014 02:44:32 GMT

Yes approvaL to the garden

To let scores and INQ's age

I'm just saying

Re: App for anything?

Eyisila — Mon, 31 Mar 2014 02:51:25 GMT

Yea, I was going to go with that.

Got to looking at everything I posted and was like 'HMMM, maybe that's enough for now LOL"

Was just curious as this was the first time I have ever seen my 'actual' FICO EX score and it was a lot better than I thought

Although, I may be tempted to pull the trigger on a possible CLI with NFCU on the goRewards as I will be hitting 4th statement as of 4/12/14 hehe.