topic Re: WAMU Approved! in Credit Cards

WAMU Approved!

myficomatt — Wed, 28 May 2008 13:14:36 GMT

I applied yesterday and received the famous "2-4 weeks" message. I called this morning and they finalized my application and said I was approved for $1500. That's not huge for a lot of people but for ME it's great! I finally feel like I'm getting things on track. Hopefully I'll have as good luck with WAMU as a lot of people on here claim to have had.

They pulled EX in Atlanta, GA. and my score is 661 as of 04/15.

Thanks forum! I definitely have a lot of you to thank.

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 13:28:38 GMT

Super Congrats myficomatt!!!

It must feel good to finally be getting back on your

feet credit-wise. Most folks here in the forum are

very pleased with WAMU, so take great care of

that card and doors will start opening that you didn't

know existed.

Once again, Congratulations on the new card!

CanDo

"The right attitude is everything"

Re: WAMU Approved!

glamchick — Wed, 28 May 2008 13:32:22 GMT

Yay congrats!!!! I just got mine in the mail. It takes about a week to get.

Re: WAMU Approved!

myficomatt — Wed, 28 May 2008 13:37:26 GMT

Thanks you all! I'm trying to decide if I should APP for another card while I'm at it or just call it quits for now. Any ideas?

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 13:49:45 GMT

Hi again Matt,

I guess it depends how many cards you have right now.

Opinions vary, but the magic number seems to be 3.

Just rotate the usage so that all of them are active.

If you have more than 3 cards now, I'd focus on paying on time,

keeping util low and getting credit limit increases every 3-6 months.

If you have less than 3 cards, keep apping until you have 3.

Then pay on time and focus on CLI's.

Like I said, opinions vary.

Congrats again on the card!

CanDo

"The right attitude is everything"

Message Edited by CanDoAttitude on 05-28-2008 06:47 AM

Message Edited by CanDoAttitude on 05-28-2008 06:49 AM

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 13:56:53 GMT

Congrats!! I love WAMU, despite the negative publicity they get around here. Use the card wisely, and you will get CLI's.

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 13:59:01 GMT

Ishmael109 wrote:

Congrats!! I love WAMU, despite the negative publicity they get around here. Use the card wisely, and you will get CLI's.

Me too!

They gave me a WaMu Real Rewards MC with $15K and 0% for 21 months when the most anyone else would give me was $2500.

I have no complaints about WaMu. (Well, other than the lack of online statements.)

Re: WAMU Approved!

myficomatt — Wed, 28 May 2008 15:08:20 GMT

So for you WAMU alumni, what do you think is the best way I should use the card for a good chance of CLI?

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 17:03:39 GMT

I'm not sure about WAMU's forumla, and everyone's situation is different. I have always carried a balance, and paid it off within 3-6 months on this card. I got the card in 2006, with a starting credit line of 11K. I'm now up to a 15,500 CL I believe. In 2005, I started paying off a TON of CC debt. I used this card for all of the low rate balance transfer offers. I currently have a balance of 2,500 on it, that I will have paid off in Oct. This is the only CC balance I have at present, so my total utilization is very low.

I've been increased once every 6 months. Pay on time, and pay more than the minimum due, and I think you'll be good to go.

Re: WAMU Approved!

Anonymous — Wed, 28 May 2008 17:10:13 GMT

Im Blacklisted Come on WAMU, i was 18 years old when i had that Providian Card, and its paided OFF!

Re: WAMU Approved!

tanisha04 — Wed, 28 May 2008 18:11:12 GMT

I agree with you, lookingfor700. I had a Providian card as well which ended up being charged off back when I was 18 or 19 - I was irresponsible back then with my credit plus I had some "life things" happen and I couldn't pay my bills. Had I know that Providian/WAMU were one in the same now, I would have never applied oh well.......