topic Re: Applying for CSP in Credit Cards

Applying for CSP

MoreRewards — Mon, 31 Mar 2014 23:26:58 GMT

If you app & don't qualify for it will you be given the Sapphire or would you have to reapp?
I really want the CSP at any rate but would like something out of a HP. Is it harder to get the preferred?

Re: Applying for CSP

myjourney — Mon, 31 Mar 2014 23:30:50 GMT

@MoreRewards wrote:
If you app & don't qualify for it will you be given the Sapphire or would you have to reapp?
I really want the CSP at any rate but would like something out of a HP. Is it harder to get the preferred?

If denied try recon but if unsuccessful ...New app next time you will not be offered a different product

Re: Applying for CSP

Anonymous — Tue, 01 Apr 2014 01:54:16 GMT

both CSP and CS has the same credit requiremnt... so no

Re: Applying for CSP

MoreRewards — Tue, 01 Apr 2014 02:11:24 GMT

Oh I didn't know. So it's just a matter of preference then. I will try for the CSP when I app then.

Re: Applying for CSP

MoreRewards — Tue, 01 Apr 2014 02:44:42 GMT

Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.

Re: Applying for CSP

Stralem — Tue, 01 Apr 2014 02:49:13 GMT

@MoreRewards wrote:
Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.

Both versions of the Sapphire are Visa Signature cards, so Chase will not approve either for a penny less than $5000.

You don't need to have another $5000 line to qualify, but it would help to have something close to it. The highest credit line I had when I applied and got approved was only $3100.

Re: Applying for CSP

MoreRewards — Tue, 01 Apr 2014 03:00:26 GMT

Oh ok thank you for this info. I didn't realize that about the CS. Guess all I can do is app & see. I saw previously people said they won't be the first to give you 5k limit but seems otherwise with your approval.

Re: Applying for CSP

09Lexie — Tue, 01 Apr 2014 03:02:11 GMT

@Stralem wrote:
@MoreRewards wrote:
Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.
Both versions of the Sapphire are Visa Signature cards, so Chase will not approve either for a penny less than $5000.

You don't need to have another $5000 line to qualify, but it would help to have something close to it. The highest credit line I had when I applied and got approved was only $3100.

The CS can be issued with lines less than $5k

Re: Applying for CSP

Stralem — Tue, 01 Apr 2014 03:10:23 GMT

@09Lexie wrote:
The CS can be issued with lines less than $5k [citation needed]

Oh?

Re: Applying for CSP

09Lexie — Tue, 01 Apr 2014 03:29:46 GMT

@Stralem wrote:
@09Lexie wrote:
The CS can be issued with lines less than $5k [citation needed]
Oh?

It's been mentioned before here. A quick search came up with this thread

http://ficoforums.myfico.com/t5/Credit-Cards/Question-about-credit-limit-transfer/td-p/2310417

Re: Applying for CSP

MoreRewards — Tue, 01 Apr 2014 19:03:07 GMT

Hmmmm not sure what to do then. Nail biting...

Re: Applying for CSP

09Lexie — Tue, 01 Apr 2014 19:57:27 GMT

@MoreRewards wrote:
Hmmmm not sure what to do then. Nail biting...

App for the card you need.