https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249270#M84191 <DIV>Looks like a B of A application....</DIV> Wed, 28 May 2008 14:43:11 GMT unknown_entity 2008-05-28T14:43:11Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249195#M84161 <DIV></DIV><DIV></DIV><DIV>I just setup my account with GMAC Mortgage online so I can follow my account and pay my bills.&nbsp; I see they offer a credit card too.&nbsp; Seems like a decent deal.&nbsp; Was wondering if anyone has ever used it before?</DIV><DIV>&nbsp;</DIV><P><STRONG>Earn 1% on all net retail purchases</STRONG> when you use your credit card.§</P><P><STRONG>Each time you spend $2,500</STRONG> on purchases, $25 will be applied directly to your mortgage balance on a quarterly basis.§ <SPAN class="aprleadin">Introductory <SPAN class="aprnumber">0<SPAN class="aprnumberper">%</SPAN></SPAN> Annual Percentage Rate (APR)†</SPAN> for Balance Transfers and Cash Advance Checks<SPAN class="aprsupasterisk">*</SPAN> through your first 12 billing cycles. <SPAN class="aprparens">(subject to a <SPAN class="aprtransper">3%</SPAN> transaction fee, no less than <SPAN class="aprtransmin">Min $10</SPAN>)</SPAN></P><P><STRONG>T</STRONG><STRONG>here's no yearly limit</STRONG> to the rewards you can earn!</P><P><STRONG>Reducing your mortgage principal</STRONG> by even two or three hundred dollars a year could save thousands of dollars over the life of your mortgage, and using this credit card will make it effortless!</P><P><A href="https://wwwa.applyonlinenow.com/USCCapp/Ctl/redirect?sc=FAA77S&amp;mc=A000002B7I" target="_blank">https://wwwa.applyonlinenow.com/USCCapp/Ctl/redirect?sc=FAA77S&amp;mc=A000002B7I</A></P><BR /><BR />Message Edited by nicemann on <SPAN class="date_text">05-28-2008</SPAN> <SPAN class="time_text">06:18 AM</SPAN> Wed, 28 May 2008 13:18:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249195#M84161 nicemann 2008-05-28T13:18:59Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249270#M84191 <DIV>Looks like a B of A application....</DIV> Wed, 28 May 2008 14:43:11 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249270#M84191 unknown_entity 2008-05-28T14:43:11Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249303#M84204 <DIV>I wish it was, I know I would get approved.</DIV> Wed, 28 May 2008 15:30:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249303#M84204 nicemann 2008-05-28T15:30:57Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249306#M84205 <DIV></DIV> <DIV></DIV> <DIV><BR /></DIV> <BLOCKQUOTE> <DIV> <HR /> unknown_entity wrote:<BR /> <DIV>Looks like a B of A application....</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV>It kind of is.&nbsp; From the T&amp;C:</DIV> <DIV>&nbsp;</DIV> <DIV>"This credit card program is issued and administered by FIA Card Services, N.A"</DIV> <DIV>&nbsp;</DIV> <DIV>Good observation.&nbsp; The buttons and fields have the same design as those on BofA's site.</DIV><BR /><BR />Message Edited by cheddar on <SPAN class="date_text">05-28-2008</SPAN> <SPAN class="time_text">08:36 AM</SPAN> Wed, 28 May 2008 15:36:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249306#M84205 Anonymous 2008-05-28T15:36:14Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249389#M84234 <DIV>So FIA Card Services is a division of BoA?</DIV> Wed, 28 May 2008 16:55:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249389#M84234 nicemann 2008-05-28T16:55:10Z https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249448#M84261 <DIV></DIV> <DIV></DIV> <DIV><BR /></DIV> <BLOCKQUOTE> <DIV> <HR /> nicemann wrote:<BR /> <DIV>So FIA Card Services is a division of BoA?</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV>Yes.</DIV> <DIV><BR />&nbsp;Edit to clarify:&nbsp; FIA Card Services was formerly MBNA America Bank, which was acquired by BofA in 2005.</DIV> <DIV>&nbsp;</DIV> <DIV></DIV><BR /><BR />Message Edited by cheddar on <SPAN class="date_text">05-28-2008</SPAN> <SPAN class="time_text">11:15 AM</SPAN> Wed, 28 May 2008 18:15:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/GMAC-Equity-Rewards-MasterCard/m-p/249448#M84261 Anonymous 2008-05-28T18:15:14Z