topic Re: AMEX Everyday vs Blue Everyday Underwriting? in Credit Cards

AMEX Everyday vs Blue Everyday Underwriting?

Jungook — Wed, 02 Apr 2014 06:16:11 GMT

Has information regarding the underwriting for the new Everyday card been released?

I've been searching to get an AMEX revolver by the end of the year and I was wondering which card has the easier underwritiing to get approved? I missed out on getting in with AMEX as an 18 year old and I will definitely not miss again a year later.

Re: AMEX Everyday vs Blue Everyday Underwriting?

Anonymous — Wed, 02 Apr 2014 08:30:21 GMT

I got a 2k limit on a blue everyday with a TU fako of 705 and about 5 months of good credit history. I say go ahead and app for whichever one you want if you aren't too concerned about a HP right now.

Re: AMEX Everyday vs Blue Everyday Underwriting?

takeshi74 — Wed, 02 Apr 2014 13:15:16 GMT

I haven't seen anything and I'd expect them to be similar. If you're looking for easier approvals there are several other AmEx cards commonly mentioned but neither of these 2 are among those cards.

Re: AMEX Everyday vs Blue Everyday Underwriting?

Stralem — Wed, 02 Apr 2014 14:40:11 GMT

Apply for Delta Gold, PC to Blue Cash or EveryDay.

Easy-peasy.

Well... Except for the thing about Amex apparently not allowing PCs to EveryDay yet.

Re: AMEX Everyday vs Blue Everyday Underwriting?

CreditExpressNJ — Wed, 02 Apr 2014 14:45:57 GMT

@Stralem wrote:
Apply for Delta Gold, PC to Blue Cash or EveryDay.

Easy-peasy.

Well... Except for the thing about Amex apparently not allowing PCs to EveryDay yet.

And that AmEx wants you to have the product for at least 12 MONTHs at least thats what they told me when i wanted to product change...

Re: AMEX Everyday vs Blue Everyday Underwriting?

BigBS — Wed, 02 Apr 2014 14:46:25 GMT

@Stralem wrote:
Apply for Delta Gold, PC to Blue Cash or EveryDay.

Easy-peasy.

Well... Except for the thing about Amex apparently not allowing PCs to EveryDay yet.

That's my plan once they allow PC to EveryDay.