topic Re: 76 Gas Card GE Credit Solutions CLI Denied in Credit Cards

76 Gas Card GE Credit Solutions CLI Denied

Creditaddict — Wed, 02 Apr 2014 23:46:51 GMT

Called today as just had my 4th statement and on my 3rd was auto CLI from $300 to $650.

I asked for $2500 and she came back after a bit of a hold and told me declined for ANY amount above the $650 currently.

now I'm grateful I have been given another chance with GE since I did settle 6 accounts with them last year but it's for sure costing me considering my score 675 is now higher then it was with ANY of my previous GE cards and I had PayPal MC too!

Is it just me or does it sound like the same barely english speaking reps from far far away that use to refer to the computer screen when you called in that now say they review your credit but can't say anything but "a letter has been sent"

I'm waiting for my payment to clear and then I'mn going to try the luv button but I can't help myself from wanting to apply for other GE cards but clearly they seem to have a block on me for the most part and since it's computer decisions all the way it's hard to gauge how long I should wait before applying!!! My denial letters have never changed rather my score is a 550 or a 675 they give the same reasons and the same reasons that come on the "cost of your credit" so I feel they are pointless to depend on.

Re: 76 Gas Card GE Credit Solutions CLI Denied

SunriseEarth — Wed, 02 Apr 2014 23:49:53 GMT

@Creditaddict wrote:
Called today as just had my 4th statement and on my 3rd was auto CLI from $300 to $650.
I asked for $2500 and she came back after a bit of a hold and told me declined for ANY amount above the $650 currently.
now I'm grateful I have been given another chance with GE since I did settle 6 accounts with them last year but it's for sure costing me considering my score 675 is now higher then it was with ANY of my previous GE cards and I had PayPal MC too!

Is it just me or does it sound like the same barely english speaking reps from far far away that use to refer to the computer screen when you called in that now say they review your credit but can't say anything but "a letter has been sent"

I'm waiting for my payment to clear and then I'mn going to try the luv button but I can't help myself from wanting to apply for other GE cards but clearly they seem to have a block on me for the most part and since it's computer decisions all the way it's hard to gauge how long I should wait before applying!!! My denial letters have never changed rather my score is a 550 or a 675 they give the same reasons and the same reasons that come on the "cost of your credit" so I feel they are pointless to depend on.

Sorry to hear it. I've only ever had luck with Credit Solutions once. I've had better luck with the LUV button, over all (twice on JCP, once at Wally).

Re: 76 Gas Card GE Credit Solutions CLI Denied

navigatethis12 — Thu, 03 Apr 2014 00:18:13 GMT

@Creditaddict wrote:

Is it just me or does it sound like the same barely english speaking reps from far far away that use to refer to the computer screen when you called in that now say they review your credit but can't say anything but "a letter has been sent"

I've had the same happen with Chase. I requested a credit limit increase and went to an anlyst. It was declined and the analyst said I'd get a letter and she couldn't say why it was declined. Anyway, I've only been declined by a General Electric analyst once and it was a United States representative. Every time I get someone who is of a different nationality I always get what I ask. They are also a lot nicer and more fun to talk to in my experience, at any company.

Re: 76 Gas Card GE Credit Solutions CLI Denied

B335is — Thu, 03 Apr 2014 00:22:29 GMT

@navigatethis12 wrote:
@Creditaddict wrote:

Is it just me or does it sound like the same barely english speaking reps from far far away that use to refer to the computer screen when you called in that now say they review your credit but can't say anything but "a letter has been sent"

I've had the same happen with Chase. I requested a credit limit increase and went to an anlyst. It was declined and the analyst said I'd get a letter and she couldn't say why it was declined. Anyway, I've only been declined by a General Electric analyst once and it was a United States representative. Every time I get someone who is of a different nationality I always get what I ask. They are also a lot nicer and more fun to talk to in my experience, at any company.

Same for me, I generally got better results calling late on Sundays.

I really dialed back those Credit Solutions calls after those reports of AA began surfacing a few months ago. I don't know if those calls go into their risk assessment or not, but I don't want to chance it.