topic Re: Barclay Card not reporting as AU?? in Credit Cards

Barclay Card not reporting as AU??

Jon85 — Wed, 02 Apr 2014 21:36:48 GMT

Hi all,

My sister opened an Apple Barclays card 3 years ago and trusted me to just take over the card since she never used it. I've had it for three years and make small purchases every now and then to keep it open but always PIF. So, I'm just an authorized user because she said it'll help my credit.

I just realized that a few days, it's only reporting on my EQ report and not on the other 2 for the last three years. Kind of bummed.

Is there anything that I can do? Can she call them and ask that they report me to all three as the authorized user, or no?

Re: Barclay Card not reporting as AU??

09Lexie — Thu, 03 Apr 2014 00:29:49 GMT

@Jon85 wrote:
Hi all,

My sister opened an Apple Barclays card 3 years ago and trusted me to just take over the card since she never used it. I've had it for three years and make small purchases every now and then to keep it open but always PIF. So, I'm just an authorized user because she said it'll help my credit.

I just realized that a few days, it's only reporting on my EQ report and not on the other 2 for the last three years. Kind of bummed.

Is there anything that I can do? Can she call them and ask that they report me to all three as the authorized user, or no?

The issue is with the CRAs and their match/fiter algorithms. Do you and your sister share the same last name and/or address? IF not, it will be much harder to match your information with your sister's profile.

Re: Barclay Card not reporting as AU??

Jon85 — Thu, 03 Apr 2014 00:35:04 GMT

Thank you for your response.

We share the same address, but we don't have the same last name.

Re: Barclay Card not reporting as AU??

09Lexie — Thu, 03 Apr 2014 00:40:26 GMT

@Jon85 wrote:
Thank you for your response.

We share the same address, but we don't have the same last name.

You can ask Barclays to re-submit but if it still may get kicked out. See if they are willing to to take your SSN