topic Re: BoA MC to WMC question in Credit Cards

BoA MC to WMC question

j_casteel — Fri, 04 Apr 2014 23:11:09 GMT

I have the BankAmericard Cash Rewards 123 or 321 (however you look at it) its the MC not VISA. Could I call and have that upgraded to the WMC with chip or do they just do the VISA Sig with chip? I think I seen almost any card can have a chip for BoA.

Thanks

Re: BoA MC to WMC question

B335is — Sat, 05 Apr 2014 01:15:57 GMT

With BoA you have to apply for the upgrade, but it's no HP and takes about 4 weeks from request to card in hand. I don't recall if they changed my acct # or not, but it keeps the same "open" date on the CR.

Re: BoA MC to WMC question

yudeology101 — Sat, 05 Apr 2014 01:43:09 GMT

@B335is wrote:
With BoA you have to apply for the upgrade, but it's no HP and takes about 4 weeks from request to card in hand. I don't recall if they changed my acct # or not, but it keeps the same "open" date on the CR.

I didn't know about this.

I got my BOA Cash Rewards Visa card upgraded to Visa Sig back in February of this year, had a $1k limit, took the HP for CLI, approved for the full asking $6k through recon. Then I asked the analyst to see if i can get my card upgraded to Visa Sig, and she said yes. So assuming that she used the same HP for the CLI + Visa Sig upgrade if HP was needed in general to get the upgrade....

Anyways, yes it does take about 4weeks for the conversion process, I did get the new account #, and kept the same open date on the CR.

Re: BoA MC to WMC question

B335is — Sat, 05 Apr 2014 01:45:54 GMT

@yudeology101 wrote:
@B335is wrote:
With BoA you have to apply for the upgrade, but it's no HP and takes about 4 weeks from request to card in hand. I don't recall if they changed my acct # or not, but it keeps the same "open" date on the CR.
I didn't know about this.

I got my BOA Cash Rewards Visa card upgraded to Visa Sig back in February of this year, had a $1k limit, took the HP for CLI, approved for the full asking $6k through recon. Then I asked the analyst to see if i can get my card upgraded to Visa Sig, and she said yes. So assuming that she used the same HP for the CLI + Visa Sig upgrade if HP was needed in general to get the upgrade....

Anyways, yes it does take about 4weeks for the conversion process, I did get the new account #, and kept the same open date on the CR.

I was at $2.5k, took a HP for CLI to $5k then requested the upgrade about a month later. At the time the analyst said it's not another HP. OP, maybe find out if that's still the case from BoA before you pull the trigger.

Re: BoA MC to WMC question

yudeology101 — Sat, 05 Apr 2014 01:49:25 GMT

@B335is wrote:
@yudeology101 wrote:
@B335is wrote:
With BoA you have to apply for the upgrade, but it's no HP and takes about 4 weeks from request to card in hand. I don't recall if they changed my acct # or not, but it keeps the same "open" date on the CR.
I didn't know about this.

I got my BOA Cash Rewards Visa card upgraded to Visa Sig back in February of this year, had a $1k limit, took the HP for CLI, approved for the full asking $6k through recon. Then I asked the analyst to see if i can get my card upgraded to Visa Sig, and she said yes. So assuming that she used the same HP for the CLI + Visa Sig upgrade if HP was needed in general to get the upgrade....

Anyways, yes it does take about 4weeks for the conversion process, I did get the new account #, and kept the same open date on the CR.
I was at $2.5k, took a HP for CLI to $5k then requested the upgrade about a month later. At the time the analyst said it's not another HP. OP, maybe find out if that's still the case from BoA before you pull the trigger.

I'm sorry...I've misread your reply, i thought you wrote it WAS a HP....Sorry for the confusion! It's Friday and my head is going in the tubes...especially after reading some wild threads last night & this morning.

Yea, i don't think it's a HP to request the conversion from regular Visa to Visa Sig.

::edited for typo::

Re: BoA MC to WMC question

Jlu — Sat, 05 Apr 2014 01:57:46 GMT

From my most recent experience - roughly 3 weeks ago...

Started with a BOA 3-2-1 Secured Visa card @ $300.

Graduated 1 year later with a CLI to $2500 and collateral refund.

Requested $8000 limit 2 weeks ago.. approved with a HP.

Requested (on the same analyst call) that the card be converted to a Visa Signature - no problem (sure that would apply to WMC).

Request submitted and takes 3-4 weeks to be converted - same account number, no extra credit pulls, same tradeline - just a shiny new card with Siggy/WMC logo & benefits that go along with it.

Re: BoA MC to WMC question

j_casteel — Sat, 05 Apr 2014 02:59:16 GMT

Cool, I just took the HP yesterday for a CLI $3500 to $8100. I will call and see if I can get it upgraded to the WMC since I already have some VISA Sigs.

Re: BoA MC to WMC question

j_casteel — Sat, 05 Apr 2014 22:53:13 GMT

Which # would you suggest I call and request the upgrade to WMC?

Re: BoA MC to WMC question

myjourney — Sat, 05 Apr 2014 22:54:55 GMT

Try BofA: 866-811-4108 (Credit analyst - existing cardholders)

Re: BoA MC to WMC question

j_casteel — Sat, 05 Apr 2014 22:55:42 GMT

@myjourney wrote:
Try BofA: 866-811-4108 (Credit analyst - existing cardholders)

thought so.....thanks!

Re: BoA MC to WMC question

j_casteel — Sat, 05 Apr 2014 22:58:57 GMT

It's saturday duh....will try next week.

Re: BoA MC to WMC question

myjourney — Sat, 05 Apr 2014 22:59:17 GMT

@j_casteel wrote:
@myjourney wrote:
Try BofA: 866-811-4108 (Credit analyst - existing cardholders)
thought so.....thanks!

Good luck

Re: BoA MC to WMC question

Jlu — Sat, 05 Apr 2014 23:22:33 GMT

Yup 866-811-4108 got me from 2,500 to 8,000 like snapping sticks. Definitely use this

Re: BoA MC to WMC question

mattmix36 — Sun, 06 Apr 2014 09:01:03 GMT

I actually did this in March.

I originially had a BankAmericard Worldpoints MasterCard (Aircraft Owner's and Pilot's Association brand) since 2011. I called in to have the card PC'd to the newer Bank Americard Cash Rewards Mastercard last month...When this process was finished (I guess it did take about 4 weeks), I receaved my new WORLD MASTERCARD in the mail--I was totally surprised...didn't even knew what that meant to be honest. I was also shocked when I logged into my online account and noticed my CL had increased from 17k to 25k.

Obviously this isn't a practical way of upgrading to the World MasterCard, but it did in fact happen--and I certify that this deed was, in fact, did.

Re: BoA MC to WMC question

Anonymous — Sun, 06 Apr 2014 11:03:24 GMT

Double Congrats! CLI and WMC upgrade.