topic Re: My experience "applying for AMEX CENTURION" card in Credit Cards

My experience "applying for AMEX CENTURION" card

youdontkillmoney — Mon, 07 Apr 2014 14:19:00 GMT

I called AMEX Platinum and asked for a Centurion, here's how the conversation went:

ME: Hi, i'm looking into acquiring the centurion card

AMEX: Centurion, is usually invitation only but can get you to centurion accounts

CENTURION new accounts: Thanks for your interest in Centurion, I understand you'd like to express interest in the Centurion card

ME: Yes

CENTURION: it is by invitation only but I can take your information down and when applicants are being sought for invites we will review your information. I'll add your name to the list and the list never expires.

ME: Thank you.

CENTURION: Have a great day, bye-bye

---

I think this is a rejection right off the bat since I assume they quickly reviewed my account and saw that I charge no more than $100,000 a year on the Platinum card

Re: My experience "applying for AMEX CENTURION" card

yudeology101 — Mon, 07 Apr 2014 14:42:02 GMT

Did you want to apply for the Centurion? Or was this just an experiment?

Re: My experience "applying for AMEX CENTURION" card

youdontkillmoney — Mon, 07 Apr 2014 14:43:06 GMT

Just an expiriment. I can't swallow the $10,000 first year cost ($7,500 initiation + $2,500 AF).

Re: My experience "applying for AMEX CENTURION" card

Creditaddict — Mon, 07 Apr 2014 14:46:18 GMT

There was a small window back in the credit crunch that you could request it IF you met the $250k Annual spend but they closed that right back up to invitation only and since they didn't really advertise they were allowing simple requests for it I don't think that many were able to take advantage of it.

Re: My experience "applying for AMEX CENTURION" card

yudeology101 — Mon, 07 Apr 2014 14:48:55 GMT

@youdontkillmoney wrote:
Just an expiriment. I can't swallow the $10,000 first year cost ($7,500 initiation + $2,500 AF).

That's exactly what i was going to mention.

Re: My experience "applying for AMEX CENTURION" card

ACsteel — Mon, 07 Apr 2014 16:51:41 GMT

With those kind of ridiculous fees, I wouldn't even come near to experimenting with it, it's repulsive

Re: My experience "applying for AMEX CENTURION" card

09Lexie — Mon, 07 Apr 2014 16:55:55 GMT

@youdontkillmoney wrote:
I called AMEX Platinum and asked for a Centurion, here's how the conversation went:

ME: Hi, i'm looking into acquiring the centurion card

AMEX: Centurion, is usually invitation only but can get you to centurion accounts

CENTURION new accounts: Thanks for your interest in Centurion, I understand you'd like to express interest in the Centurion card

ME: Yes

CENTURION: it is by invitation only but I can take your information down and when applicants are being sought for invites we will review your information. I'll add your name to the list and the list never expires.

ME: Thank you.

CENTURION: Have a great day, bye-bye

---
I think this is a rejection right off the bat since I assume they quickly reviewed my account and saw that I charge no more than $100,000 a year on the Platinum card

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

Re: My experience "applying for AMEX CENTURION" card

Vegas247 — Mon, 07 Apr 2014 16:57:37 GMT

Just get one off ebay......guaranteed approval...only $90 membership fee http://www.ebay.com/bhp/american-express-card

Re: My experience "applying for AMEX CENTURION" card

ACsteel — Mon, 07 Apr 2014 17:01:54 GMT

@Vegas247 wrote:
Just get one off ebay......guaranteed approval...only $90 membership fee http://www.ebay.com/bhp/american-express-card

LOL wwwoowwww

Re: My experience "applying for AMEX CENTURION" card

youdontkillmoney — Mon, 07 Apr 2014 17:02:45 GMT

@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

Re: My experience "applying for AMEX CENTURION" card

ACsteel — Mon, 07 Apr 2014 17:05:29 GMT

@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

LOL would you trash it or keep it????

Re: My experience "applying for AMEX CENTURION" card

09Lexie — Mon, 07 Apr 2014 17:05:37 GMT

@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

Shaking my head!

Re: My experience "applying for AMEX CENTURION" card

yudeology101 — Mon, 07 Apr 2014 17:11:01 GMT

@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

Hmm....in that case, i'll do the same thing...imma call and specifically ask them to send me a free welcome kit and let me get a "feel" to what it is like and sell it on ebay for about $500 or so...

Re: My experience "applying for AMEX CENTURION" card

dilettante — Mon, 07 Apr 2014 17:26:04 GMT

@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

Re: My experience "applying for AMEX CENTURION" card

yudeology101 — Mon, 07 Apr 2014 17:31:46 GMT

@dilettante wrote:
@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.
Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

It's a heavy card for sure, I see them quite often where I run my business. However, if you've felt the Ritz & the other heavier cards, the Centurion is no different...it does have the nice matte finish.

Re: My experience "applying for AMEX CENTURION" card

Anonymous — Mon, 07 Apr 2014 18:45:02 GMT

@dilettante wrote:
@youdontkillmoney wrote:
@09Lexie wrote:
And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?
^^^
I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.
Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

+1.

If you are approved, regardless of whether you activate the card, the tradeline will still report onto your CRs and you will still be billed the initiation and annual fee. You can try crying them a river to have them waive it, but you probably will floor your internal score as a result.

I've seen several, and they're nice. Like yue said, the card's design is somewhat similar to the Ritz and Palladium cards. It's much harder to get invited for the personal Centurion in the US, but it's much easier to be invited approved for the business version, especially since it's much easier for businesses to rack up lots of spending over the course of a year.

If you have residency and income in other continents, you can also try your luck with Amex overseas. Getting the Centurion (both personal and business versions) in the Middle East and Asia are much easier compared to the U.S..

Re: My experience "applying for AMEX CENTURION" card

amdm2013 — Tue, 08 Apr 2014 00:36:40 GMT

In the Middle East they began offering the Centurion to nearly every Platinum member with excellent credit history before the credit crunch, in June 2008.

During the credit crunch, they began reducing limits on the card.

One didnt have to be a millionaire to get this card. It was by invitation only. There is no initial joining fee but an AF of $3k.

It's easier to get Amex cards in the Middle East, but, the only negative factor is there is no online app sytem for any cc's. Since they are all reviewed manually, they require several documents.

Re: My experience "applying for AMEX CENTURION" card

mrlh1980 — Tue, 08 Apr 2014 02:13:56 GMT

This has to be funny. I have a American Express Premier Gold card (personal card) and use between 24,000$ - 45,000$ a month. I'm on track to spending 300,000$ this year. Hopefully they invite me to the "Centurion" card so I can say NO. Last year I only spent 120,000$ as I was using other cards.

Re: My experience "applying for AMEX CENTURION" card

B335is — Tue, 08 Apr 2014 02:19:03 GMT

Lol @ mrlh. I wonder what the actual acceptance rate for this card is?

Re: My experience "applying for AMEX CENTURION" card

mrlh1980 — Tue, 08 Apr 2014 02:27:25 GMT

@B335is wrote:
@Anonymous @ mrlh. I wonder what the actual acceptance rate for this card is?

Haha I wouldn't know. But I do know with my spending habits I will get there in no time. Oh yeah I make between 8,000.00$ - 10,000.00$ payments every Sunday's. They get a kick out of it. But the killer is getting a notice from Bank of America around 6:00am every Monday on a withdraw has been made on my account. American Express doesn't wait long to get the money. Haha