topic Approval chance for AMEX BCE with given history/credentials in Credit Cards

Approval chance for AMEX BCE with given history/credentials

Youngcredit23 — Tue, 08 Apr 2014 13:39:50 GMT

I'm looking to apply for my second credit card, the Amex BCE. What are my chances for approval with my given history. The reason I am asking is because I rather not waste a pull/inquiry when I could just shoot for something I have an actual chance with

Here is how my credit report looks:

•Accounts- Chase Freedom Visa $0/$500CL

•AAOA- 6 months

•Inquiries- 2-3 inquires

Other Information:
Yearly income: I work part time as a supermarket front end supervisor at $7,000 a year.

Full time student with no student loans

Any other info you guys need to help factor approval chances?

Re: Approval chance for AMEX BCE with given history/credentials

Anonymous — Tue, 08 Apr 2014 14:03:21 GMT

I think income might be a little low but I've seen people get approved for it with around that amount. I only had 6 months of credit history and got approved instantly for the BCE with an EX score of 720. I think you have a great chance at getting approved but I don't think your going to get a high starting CL.

Re: Approval chance for AMEX BCE with given history/credentials

Anonymous — Tue, 08 Apr 2014 14:48:03 GMT

@Youngcredit23 wrote:
I'm looking to apply for my second credit card, the Amex BCE. What are my chances for approval with my given history. The reason I am asking is because I rather not waste a pull/inquiry when I could just shoot for something I have an actual chance with

Here is how my credit report looks:

•Accounts- Chase Freedom Visa $0/$500CL

•AAOA- 6 months

•Inquiries- 2-3 inquires

Other Information:
Yearly income: I work part time as a supermarket front end supervisor at $7,000 a year.

Full time student with no student loans

Any other info you guys need to help factor approval chances?

Apart from BCE, also look at the Barclays Sallie Mae. This will give better rewards in most cases.

Re: Approval chance for AMEX BCE with given history/credentials

Creditaddict — Tue, 08 Apr 2014 14:54:21 GMT

Income would be the only issue I would see... do you have any income from student loans or family that you can add in?

Re: Approval chance for AMEX BCE with given history/credentials

Youngcredit23 — Tue, 08 Apr 2014 15:14:37 GMT

I do have some income that my mom tends to give me monthly, but I was reluclant too add that into my income.

Re: Approval chance for AMEX BCE with given history/credentials

CreditRookie22 — Tue, 08 Apr 2014 15:24:35 GMT

I say go for it. I've seen portfolios like yours get approved. When do u plan on app?

Re: Approval chance for AMEX BCE with given history/credentials

Youngcredit23 — Tue, 08 Apr 2014 15:45:26 GMT

I should be recieving my 6th statement by the end of this week, so a short time after that.

Re: Approval chance for AMEX BCE with given history/credentials

CreditRookie22 — Tue, 08 Apr 2014 16:02:31 GMT

Ok, pull your cr before apping, and make sure it reported its 6th statement. Also to be in your best position, let ONLY 1 cc report a 1-9% util.

Re: Approval chance for AMEX BCE with given history/credentials

CreditRookie22 — Tue, 08 Apr 2014 16:03:53 GMT

You have to make sure it reports everything I just told u. I can take a few weeks to update, so be careful

Re: Approval chance for AMEX BCE with given history/credentials

Youngcredit23 — Tue, 08 Apr 2014 16:49:55 GMT

Ok, what I'll do is wait untill everything is reported before I apply.

Re: Approval chance for AMEX BCE with given history/credentials

CreditRookie22 — Tue, 08 Apr 2014 18:02:31 GMT

Good luck bro, get back with us with your results. Fingers crossed

Re: Approval chance for AMEX BCE with given history/credentials

Youngcredit23 — Wed, 09 Apr 2014 22:27:06 GMT

Will do, thanks for the tips.