topic Re: Question About Chase Fixed APR After Promo APR in Credit Cards

Question About Chase Fixed APR After Promo APR

Anonymous — Thu, 10 Apr 2014 14:46:12 GMT

I was approved for a Chase card yesterday, and today I noticed today that they are offering the same card with a different fixed APR after the intro APR. Will they match the lower APR if I bring it it to their attention? Mine is currently 15.24, but the same card is being offered at 13.24.

Thanks

Re: Question About Chase Fixed APR After Promo APR

Genkeim — Thu, 10 Apr 2014 15:33:25 GMT

Which card was it? I believe Chase has different tiers for their APR

Re: Question About Chase Fixed APR After Promo APR

youngandcreditwrthy — Thu, 10 Apr 2014 15:35:57 GMT

Yeah.. which card?

I rarely see cards with that low of a "fixed APR" from Chase. I thought most of theirs were variable...

Re: Question About Chase Fixed APR After Promo APR

Anonymous — Thu, 10 Apr 2014 16:09:41 GMT

It was for the chase ink cash. Look at the links bellow, two different after intro apr:

https://creditcards.chase.com/ink-business-credit-cards/rewards/ink-cash-card?data=lDLhNwrzSFve+2O8+NaW4g==#

https://creditcards.chase.com/credit-cards/ink-cash-credit-card.aspx

Re: Question About Chase Fixed APR After Promo APR

VirusCredit13 — Thu, 10 Apr 2014 16:34:28 GMT

@Anonymous wrote:
It was for the chase ink cash. Look at the links bellow, two different after intro apr:

https://creditcards.chase.com/ink-business-credit-cards/rewards/ink-cash-card?data=lDLhNwrzSFve+2O8+NaW4g==#

https://creditcards.chase.com/credit-cards/ink-cash-credit-card.aspx

Often times, the same card depending on where you are refered from, will have different APR, bonuses, intro rates, intro periods and other things..

One link on chase.com might have a different offer than one from a referal from another site, and also can be different from a mailer sent to you.

btw those are variable rates, you rarely see "fixed" aprs anymore.

Thtat first link is customized/tailored to you or a certain site referal. remove the "?data=lDLhNwrzSFve+2O8+NaW4g==#" and the apr goes back to the default 13.24%.

Re: Question About Chase Fixed APR After Promo APR

Anonymous — Thu, 10 Apr 2014 19:21:46 GMT

So, do you think they will match the lowest offered variable rate?

Re: Question About Chase Fixed APR After Promo APR

09Lexie — Thu, 10 Apr 2014 19:28:50 GMT

@Anonymous wrote:
So, do you think they will match the lowest offered variable rate?

No, Chase is wonderful at recons and matching sign up bonuses but APR reductions are a whole different story.