topic Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone? in Credit Cards

Do I dare ask for a cli on the OSU Beaver card or leave it alone?

alvon123 — Thu, 10 Apr 2014 18:29:24 GMT

I have had the OSU Beaver card for 6 months now, Do I dare ask for a credit limit increase or just leave it alone for another 6 months?

I am scared to ask for one since they have closed so many accounts is it too soon yet, should i wait or go for it?

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

Creditaddict — Thu, 10 Apr 2014 18:32:51 GMT

@alvon123 wrote:
I have had the OSU Beaver card for 6 months now, Do I dare ask for a credit limit increase or just leave it alone for another 6 months?
I am scared to ask for one since they have closed so many accounts is it too soon yet, should i wait or go for it?

Leave it alone! LOL

kmock on wood my partners card is still open too

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

Ron1 — Thu, 10 Apr 2014 18:34:26 GMT

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

coldnmn — Thu, 10 Apr 2014 18:34:41 GMT

If your not in their foot print I would wait. Who knows what can of worms that would open!

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

plasectomy — Thu, 10 Apr 2014 19:49:04 GMT

+1 on leaving it alone. A 10K CL is a whole lot better than no card.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

waiter — Thu, 10 Apr 2014 20:03:44 GMT

Maybe they Missed/forgot to close your account. so.... SSHHHHHHHHHH......

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

iwazl71 — Thu, 10 Apr 2014 20:06:03 GMT

I am surprised that my Beaver card is still active and working. I am well outside their service area and not a member of the CU. I wonder why they closed some but not all.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

waiter — Thu, 10 Apr 2014 20:06:54 GMT

OH by the way...

me 20K beaver + 20K duck and DW 20K beaver and 20K duck = 80K just in my hosehold.

Both beavers closed... but ducks still quacking so now only40K from 80K.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

waiter — Thu, 10 Apr 2014 20:08:06 GMT

Maybe because you only have 1 account with them... they closed the 2nd card ppl had from them.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

gdale6 — Thu, 10 Apr 2014 20:56:32 GMT

@alvon123 wrote:
I have had the OSU Beaver card for 6 months now, Do I dare ask for a credit limit increase or just leave it alone for another 6 months?
I am scared to ask for one since they have closed so many accounts is it too soon yet, should i wait or go for it?

LOL, I think I would wait till it is 1 year old before asking OCCU for anything given their recent purge...

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

CreditMagic7 — Thu, 10 Apr 2014 21:37:30 GMT

I wouldn't reopen that Pandora's Box either. My DUCK is still Quacking too and those of us who by some miracle of fate, squeeked by the massive recall are lucky to still hold our accounts.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

alvon123 — Thu, 10 Apr 2014 21:56:51 GMT

Thanks everyone for the advice, all of you made great points, I will just leave this account alone.

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

Credit-hoarder — Fri, 11 Apr 2014 01:23:09 GMT

Mine is almost 6 mos. old also and I was thinking of asking for one also, but decided not to waste the HP and let it ride. Although i wouldn't be the least bit insulted if they closed the card and the whopping $1500 CL they gave me.