topic Re: Wells Fargo Platinum Master Card anyone have one? in Credit Cards

Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Thu, 10 Apr 2014 22:12:30 GMT

Ok so I work at a hotel and see a good variety of CCs while checking guest in and today is my second time I see a WF Mastercard which looks really nice on that grey plain card like shown in my siggy. Was this an old product offered by WF a while back? Anyone have it?

Re: Wells Fargo Platinum Master Card anyone have one?

gdale6 — Thu, 10 Apr 2014 22:59:20 GMT

I never had a CC from WF but I did bank with them a few years ago, if I remember you can design your own card with them and it did include any CCs at the time.

Re: Wells Fargo Platinum Master Card anyone have one?

mnavas — Fri, 11 Apr 2014 00:06:12 GMT

@BearsAndTurtlesRtheBest wrote:
Ok so I work at a hotel and see a good variety of CCs while checking guest in and today is my second time I see a WF Mastercard which looks really nice on that grey plain card like shown in my siggy. Was this an old product offered by WF a while back? Anyone have it?

I never have seen a WF mastercard version. I saw a WF AMEX a couple of day ago but anyway i don't like Wells Fargo they have such a lousy rewards program.

Re: Wells Fargo Platinum Master Card anyone have one?

mongstradamus — Fri, 11 Apr 2014 00:18:31 GMT

All I use my wf cc for is free cell phone insurance. I have amex,quicksilver, freddom, or it for most purchases .

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:21:37 GMT

@gdale6 wrote:
I never had a CC from WF but I did bank with them a few years ago, if I remember you can design your own card with them and it did include any CCs at the time.

Yes you can but I didint knoe they had MC cardholders.

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:22:58 GMT

@mnavas wrote:
@BearsAndTurtlesRtheBest wrote:
Ok so I work at a hotel and see a good variety of CCs while checking guest in and today is my second time I see a WF Mastercard which looks really nice on that grey plain card like shown in my siggy. Was this an old product offered by WF a while back? Anyone have it?
I never have seen a WF mastercard version. I saw a WF AMEX a couple of day ago but anyway i don't like Wells Fargo they have such a lousy rewards program.

Hey mnavas! Ive seen 2 already and it looks just like the regular VISA Platinum but with a MC logo instead. And true about their rewards.

Re: Wells Fargo Platinum Master Card anyone have one?

Josh2942 — Fri, 11 Apr 2014 00:23:21 GMT

Lousy is an understatement. My WF card has been kicked to the curb. I'll never get those 15 bucks out of it

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:23:29 GMT

@mongstradamus wrote:
All I use my wf cc for is free cell phone insurance. I have amex,quicksilver, freddom, or it for most purchases .

What does it cover?

Re: Wells Fargo Platinum Master Card anyone have one?

B335is — Fri, 11 Apr 2014 00:24:03 GMT

Is a banking relationship required for Wells Fargo credit cards?

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:26:34 GMT

@Josh2942 wrote:
Lousy is an understatement. My WF card has been kicked to the curb. I'll never get those 15 bucks out of it

Hopefully they fix this one day.

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:28:17 GMT

@B335is wrote:
Is a banking relationship required for Wells Fargo credit cards?

Your chances of getting approved are greater also you can apply online if you have a banking relationship, if you dont have a relationship then you must apply at a branch not sure if also over the phone.

Re: Wells Fargo Platinum Master Card anyone have one?

B335is — Fri, 11 Apr 2014 00:39:13 GMT

@BearsAndTurtlesRtheBest wrote:
@B335is wrote:
Is a banking relationship required for Wells Fargo credit cards?
Your chances of getting approved are greater also you can apply online if you have a banking relationship, if you dont have a relationship then you must apply at a branch not sure if also over the phone.

They don't have branches near me so I guess I'm counted out I heard they may roll out better cards later this year.

Re: Wells Fargo Platinum Master Card anyone have one?

BearsAndTurtlesRtheBest — Fri, 11 Apr 2014 00:44:16 GMT

Maybe you can apply over phone? You could give them a call and ask, and yes hopefully they rool em out soon.

Re: Wells Fargo Platinum Master Card anyone have one?

gdale6 — Fri, 11 Apr 2014 00:47:02 GMT

@B335is wrote:
Is a banking relationship required for Wells Fargo credit cards?

No but Ron1 apped as was denied just because he had no banking relationship with them.

Re: Wells Fargo Platinum Master Card anyone have one?

gdale6 — Fri, 11 Apr 2014 00:48:32 GMT

@BearsAndTurtlesRtheBest wrote:
@gdale6 wrote:
I never had a CC from WF but I did bank with them a few years ago, if I remember you can design your own card with them and it did include any CCs at the time.
Yes you can but I didint knoe they had MC cardholders.

They did when I was banking with them, they must have gotten a better deal to switch to Visa. I did originally miss that point in my first reply.

Re: Wells Fargo Platinum Master Card anyone have one?

mnavas — Fri, 11 Apr 2014 00:49:55 GMT

@BearsAndTurtlesRtheBest wrote:
@mnavas wrote:
@BearsAndTurtlesRtheBest wrote:
Ok so I work at a hotel and see a good variety of CCs while checking guest in and today is my second time I see a WF Mastercard which looks really nice on that grey plain card like shown in my siggy. Was this an old product offered by WF a while back? Anyone have it?
I never have seen a WF mastercard version. I saw a WF AMEX a couple of day ago but anyway i don't like Wells Fargo they have such a lousy rewards program.
Hey mnavas! Ive seen 2 already and it looks just like the regular VISA Platinum but with a MC logo instead. And true about their rewards.

Hey bears! Yeah i haven't seen that WF Mastercard Version, Hopefully they will come up with a better rewards program down the line, if they don't just ditch that card and get a Chase Freedom, Discover it and an AMEX BCE they're my favorite and believe me you won't miss Wells Fargo at all

Re: Wells Fargo Platinum Master Card anyone have one?

Credit-hoarder — Fri, 11 Apr 2014 01:13:56 GMT

B335is: I have a WF Rewards Visa-but I don't have a banking relationship with them. i got my card last January through a mail offer-go figure. I have been financing my car through WF Dealer Services for the past year, but was told after I got the loan and wanted to apply for a CC that the car financing is seperate from the regular banking and doesn't count.

Re: Wells Fargo Platinum Master Card anyone have one?

B335is — Fri, 11 Apr 2014 01:15:51 GMT

@Credit-hoarder wrote:
B335is: I have a WF Rewards Visa-but I don't have a banking relationship with them. i got my card last January through a mail offer-go figure. I have been financing my car through WF Dealer Services for the past year, but was told after I got the loan and wanted to apply for a CC that the car financing is seperate from the regular banking and doesn't count.

There's only 1 entry from MI in the pulls (TU), which would be nice as I have lower inq. I wish they had pre-approval link on the website. I should probably wait for them to find me

Re: Wells Fargo Platinum Master Card anyone have one?

dilettante — Fri, 11 Apr 2014 01:47:07 GMT

I have a Wells Fargo Home Rebate Card that was offered when we got a mortgage through them. I also have a checking account with them. IIRC, they just offered the card to me, I don't remember ever going through an application process.

Anyway, it's not such a horrible card - not the best, but not horrible. APR 10.65%, 1.35% rebate that gets automatically credited as mortgage principal payment, no AF, cell phone insurance up to $600 2X/year, chip and pin (though primary is chip and sig and FTF is 3%), US based CSR's and auto cli's.

But it's a platinum visa.

Re: Wells Fargo Platinum Master Card anyone have one?

mongstradamus — Fri, 11 Apr 2014 01:51:17 GMT

@BearsAndTurtlesRtheBest wrote:
@mongstradamus wrote:
All I use my wf cc for is free cell phone insurance. I have amex,quicksilver, freddom, or it for most purchases .
What does it cover?

Sorry for late reply here is link to the program haven't had to use it yet.https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/