topic Re: Chase CLI question in Credit Cards

Chase CLI question

j_casteel — Sat, 12 Apr 2014 00:30:13 GMT

I just got my card in the mail today. I called and activated it and asked about a CLI because I'm interested in doing a BT but wanted to maintain good UTI. The CSR informed me that it would be a second HP even though they only pulled my credit last week. Is there a good backdoor # to call and try to do this or will it be a second HP no matter what number I call? I didn't go for it because I didn't want the second HP.

Thanks

Re: Chase CLI question

myjourney — Sat, 12 Apr 2014 00:31:38 GMT

2nd HP no matter what sorry

Re: Chase CLI question

fused — Sat, 12 Apr 2014 00:36:24 GMT

I second what myjourney posted.

Re: Chase CLI question

j_casteel — Sat, 12 Apr 2014 00:54:46 GMT

Well, darn...I'll just wait then. I got some nice bumps from GE today so that makes up for it!

Re: Chase CLI question

j_casteel — Sat, 12 Apr 2014 01:05:23 GMT

@myjourney wrote:
2nd HP no matter what sorry

Thanks for the info

Re: Chase CLI question

azguy13 — Sat, 12 Apr 2014 01:05:46 GMT

Yea, Chase is HP happy. I would love a CLI from them but its not worth the HP for me.

Re: Chase CLI question

maiden_girl — Sat, 12 Apr 2014 02:31:33 GMT

Chase is HP happy. It will be another HP unfortunately

Re: Chase CLI question

hot4u — Sat, 12 Apr 2014 02:41:40 GMT

Chase is a hard nut to crack.

Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.

My example as a test to see if true.

Chase Freedom was 500.00 starting limit was going to ask for CLI

Decided to apply for CSP got 12,000 starting limit.

Then called next day had them transfer x Amount to Freedom

Re: Chase CLI question

j_casteel — Sat, 12 Apr 2014 03:15:58 GMT

@hot4u wrote:
Chase is a hard nut to crack.
Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.
My example as a test to see if true.
Chase Freedom was 500.00 starting limit was going to ask for CLI
Decided to apply for CSP got 12,000 starting limit.
Then called next day had them transfer x Amount to Freedom

how long did you wait to do that?

Re: Chase CLI question

maiden_girl — Sat, 12 Apr 2014 03:42:40 GMT

@j_casteel wrote:
@hot4u wrote:
Chase is a hard nut to crack.
Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.
My example as a test to see if true.
Chase Freedom was 500.00 starting limit was going to ask for CLI
Decided to apply for CSP got 12,000 starting limit.
Then called next day had them transfer x Amount to Freedom
how long did you wait to do that?

As far as I know...there isn't a waiting period. You can do it as soon as the account is approved and open...assuming you already have the physical card.

Re: Chase CLI question

Shock — Sat, 12 Apr 2014 11:24:28 GMT

FWIW i called the EO and tried getting a CLI on the same report pull on my week old/two week old card. They said they'd call me back and tell me if it was possible. And they called me and said they were sending ti to underwriters. Denied though. My limits and cards have outgrown my Chase ones. Im willing to take a HP for a CLI but if thats the case I should jst apply for a slate or CSP and transfer the lines over. I dont wanna hurt AAOA though as my file isnt as thick yet,,,any suggestions?