topic Re: Comenity Bank cards - close due to inactivity? in Credit Cards

Comenity Bank cards - close due to inactivity?

gh17 — Sat, 12 Apr 2014 18:52:11 GMT

Just wondering if anyone knows how long I'd have to go before two retail cards I have through Comenity Bank would be closed due to inactivity. I have cards from Express and the Limited. I usually use them a few times a year. I haven't used the Limited card since November 2013, and I haven't used the Express card since May 2013. I've gone long periods without using them before, but this is probably the longest. I buy most of my work clothes at these stores, but at the moment I just don't really need clothes and haven't gone shopping much in a while.

I actually just got credit limit increases on both of them today, not because I really needed them but just because I was on the website to make sure they were still open and they were soft pulls so why not.

Would they warn me before they were going to close them? I can buy some earrings or something if it's really necessary. But since Comenity has tons of store cards, I figured maybe there's someone on here who knows how long it would be.

Re: Comenity Bank cards - close due to inactivity?

gdale6 — Sat, 12 Apr 2014 20:00:08 GMT

@gh17 wrote:
Just wondering if anyone knows how long I'd have to go before two retail cards I have through Comenity Bank would be closed due to inactivity. I have cards from Express and the Limited. I usually use them a few times a year. I haven't used the Limited card since November 2013, and I haven't used the Express card since May 2013. I've gone long periods without using them before, but this is probably the longest. I buy most of my work clothes at these stores, but at the moment I just don't really need clothes and haven't gone shopping much in a while.

I actually just got credit limit increases on both of them today, not because I really needed them but just because I was on the website to make sure they were still open and they were soft pulls so why not.

Would they warn me before they were going to close them? I can buy some earrings or something if it's really necessary. But since Comenity has tons of store cards, I figured maybe there's someone on here who knows how long it would be.

I have heard anywhere from 1 year to 3 years depending on the card, use it 1x a year and you will prob be just fine.

Re: Comenity Bank cards - close due to inactivity?

gh17 — Sun, 13 Apr 2014 15:51:50 GMT

Guess I should go to Express soon then.

I would hope that they would give a warning though.