topic Re: Does Fidelity Amex pull Experian?? in Credit Cards

Does Fidelity Amex pull Experian??

salek10 — Sun, 13 Apr 2014 02:03:15 GMT

hello all!

what credit report does Fidelity Amex pull?? I think i read that Amex usually pulls experian, but since this is a fidelity card idk if that applies??

Re: Does Fidelity Amex pull Experian??

trumpet-205 — Sun, 13 Apr 2014 02:04:44 GMT

This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.

Re: Does Fidelity Amex pull Experian??

salek10 — Sun, 13 Apr 2014 02:06:53 GMT

@trumpet-205 wrote:
This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.

Thanks for the quick response!!... Would you happen to know which CR does FIA usually pull??

Re: Does Fidelity Amex pull Experian??

trumpet-205 — Sun, 13 Apr 2014 02:09:48 GMT

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.

Re: Does Fidelity Amex pull Experian??

Creditaddict — Sun, 13 Apr 2014 02:10:15 GMT

@salek10 wrote:
@trumpet-205 wrote:
This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.
Thanks for the quick response!!... Would you happen to know which CR does FIA usually pull??

EX for app

TU usually for CLI

Re: Does Fidelity Amex pull Experian??

salek10 — Sun, 13 Apr 2014 02:10:59 GMT

@trumpet-205 wrote:
FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.

Oh ok i see thanks for the info!!

Re: Does Fidelity Amex pull Experian??

Creditaddict — Sun, 13 Apr 2014 02:13:41 GMT

@salek10 wrote:
@trumpet-205 wrote:
FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.
Oh ok i see thanks for the info!!

I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened

Re: Does Fidelity Amex pull Experian??

salek10 — Sun, 13 Apr 2014 02:22:29 GMT

@Creditaddict wrote:
@salek10 wrote:
@trumpet-205 wrote:
FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.
Oh ok i see thanks for the info!!
I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened

ufff really? well that sucks hehe.. thanks for the info I'll be ready for it

Re: Does Fidelity Amex pull Experian??

Creditaddict — Sun, 13 Apr 2014 02:34:47 GMT

@salek10 wrote:
@Creditaddict wrote:
@salek10 wrote:
@trumpet-205 wrote:
FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.
Oh ok i see thanks for the info!!
I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened
ufff really? well that sucks hehe.. thanks for the info I'll be ready for it

I mean it just depends how long you have had the 2 cards you have had and what is on your credit reports... I see a higher amex but then all smaller limits then your BofA.

Re: Does Fidelity Amex pull Experian??

score_building — Sun, 13 Apr 2014 02:52:33 GMT

Thawed TU prior to app and that's what they pulled.