topic Re: Amex backdating.. in Credit Cards

Amex backdating..

Anonymous — Mon, 14 Apr 2014 04:37:56 GMT

Hi guys I have a question. I currently have 2 amex cards being the BCE and everyday card which were jus approved in March. My question is, if I get listed as authorized user on someone else's amex that was opened a while ago can I backdate these cards to that date? I'm only 19 so my AAoA is very low and was hoping this trick would help me out with that. I appreciate the help!

Re: Amex backdating..

-Wade- — Mon, 14 Apr 2014 04:41:18 GMT

@Anonymous wrote:
Hi guys I have a question. I currently have 2 amex cards being the BCE and everyday card which were jus approved in March. My question is, if I get listed as authorized user on someone else's amex that was opened a while ago can I backdate these cards to that date? I'm only 19 so my AAoA is very low and was hoping this trick would help me out with that. I appreciate the help!

Sorry, but you will not be backdated to that date.

Re: Amex backdating..

Anonymous — Mon, 14 Apr 2014 06:08:25 GMT

Are you sute? I've read of other doing it

Re: Amex backdating..

09Lexie — Mon, 14 Apr 2014 06:14:26 GMT

@Anonymous wrote:
Are you sute? I've read of other doing it

Yes, Wade is correct. Amex will only backdate your primary card to when YOU became a cardmember. You will not inherit the history of another Amex cardmember.

Re: Amex backdating..

Anonymous — Mon, 14 Apr 2014 07:28:48 GMT

If you were added as an authorized user to a card amex USED to backdate you to THEIR join date. This was heavily abused and in 2011 amex stopped letting you inherit history.