topic Re: CCC Pre-Approval sites in Credit Cards

CCC Pre-Approval sites

stlsme — Mon, 14 Apr 2014 20:31:45 GMT

I went to Barclay's preapproval site and received the congratulations screen for several cards. I want the Arrival AF card but the regular card is what appears. I will wait about a month to apply anyway but for pre-approval purposes is it a wash on which one you qualify for or pretty accurate.

Re: CCC Pre-Approval sites

Creditaddict — Mon, 14 Apr 2014 20:57:35 GMT

@stlsme wrote:
I went to Barclay's preapproval site and received the congratulations screen for several cards. I want the Arrival AF card but the regular card is what appears. I will wait about a month to apply anyway but for pre-approval purposes is it a wash on which one you qualify for or pretty accurate.

I have pretty much always seen approvals come from those offers.

Re: CCC Pre-Approval sites

DrZoidberg — Mon, 14 Apr 2014 21:08:19 GMT

Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"

Re: CCC Pre-Approval sites

Anonymous — Mon, 14 Apr 2014 21:13:54 GMT

@DrZoiberg wrote:
Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"

I tied it and I got:

Based on your information, these products might interest you.

Re: CCC Pre-Approval sites

JKSIMMONS — Mon, 14 Apr 2014 21:33:24 GMT

I get capital one and Citi mail all the time. I just tried both of them and it said I wasn't pre qualified for anything and gave me some other options

Re: CCC Pre-Approval sites

BigBS — Mon, 14 Apr 2014 21:37:32 GMT

@Anonymous wrote:
@DrZoiberg wrote:
Are they "Congratulations You Are Pre-Approved" or are they "Recommendations?"
I tied it and I got:
Based on your information, these products might interest you.

Same thing I got.

Re: CCC Pre-Approval sites

DrZoidberg — Mon, 14 Apr 2014 21:39:18 GMT

Those aren't pre-approvals or even a "you're qualified." Those are offers based on the search criteria you entered in the previous screen.

Re: CCC Pre-Approval sites

yudeology101 — Mon, 14 Apr 2014 21:47:55 GMT

@DrZoiberg wrote:
Those aren't pre-approvals or even a "you're qualified." Those are offers based on the search criteria you entered in the previous screen.

Well up to this day I'm never pre-qualifed for anything according to those pre-qual sites. As a matter of fact, they won't even offer the "based on your info, we recommend the following...". Yet, I was approved for all the cards that I have. So what gives? Those pre-qual sites don't mean too much in my opinion.

Re: CCC Pre-Approval sites

stlsme — Tue, 15 Apr 2014 00:18:43 GMT

It was the "Congratulationpre ot the based on your info.