topic Re: Living Spaces GE - Denied in Credit Cards

Living Spaces GE - Denied

Creditaddict — Tue, 15 Apr 2014 03:15:39 GMT

The kicker is it looks like they may have pulled BOTH EX AND TU... shows a 661 score (I assume that's my TU which little surprised since last week it was a 675 through Burbank City Credit Union)

Says even thought GE declined me I should stop in at my nearest store and discuss other finance options... Wonder what that means?

Re: Living Spaces GE - Denied

maiden_girl — Tue, 15 Apr 2014 03:32:32 GMT

THAT totally sucks! Did the letter list reasons for denial?

Re: Living Spaces GE - Denied

Creditaddict — Tue, 15 Apr 2014 03:37:34 GMT

@maiden_girl wrote:
THAT totally sucks! Did the letter list reasons for denial?

baddies

INQ's

New accounts

same as the letters have said since I started getting decline back in 2001 (Literally they almost never change for me) none of the reasons have ever been false, just in variations of how relevant I really feel they are.

it's my settled GE accounts from last year that are killing me... I have talked to EO several times and she says by law they have to report accurate, then after I said she is wrong, she corrected her statement to "GE WILL report accurate accounts!"

It's about time for me to head back to the garden with ALL 3 of my credit reports

Re: Living Spaces GE - Denied

maiden_girl — Tue, 15 Apr 2014 03:41:03 GMT

I'm trying hard not to HP for anything. Not even a CLI...I want to move up from my silver spade Garden for 6 months. I think that's the problem we all have with gardening.--setting unrealistic goals. Garden for 6 months..see how that goes...then do it for 6 more months. Don't say "OMG not gonna app for 4 years" when in reality that probably wouldn't be possible.

Re: Living Spaces GE - Denied

Creditaddict — Tue, 15 Apr 2014 04:01:51 GMT

@maiden_girl wrote:
I'm trying hard not to HP for anything. Not even a CLI...I want to move up from my silver spade Garden for 6 months. I think that's the problem we all have with gardening.--setting unrealistic goals. Garden for 6 months..see how that goes...then do it for 6 more months. Don't say "OMG not gonna app for 4 years" when in reality that probably wouldn't be possible.

yeah that will never be me (4 years)... but I really should try 12 months and have ALL my INQ's gone and be 2 years out from last baddie (settled GE, barclay stuff)