topic Re: Other cards cli in Credit Cards

Other cards cli

BKFireFly — Sat, 19 Apr 2014 22:31:32 GMT

Hi guys. Hope to get some opinions on this. Nfcu approved me for $8k visa (highest limit). Will my other cards CLI to match this? Or at least grow? Limits are low and they always use my low limits as a reason for decline along with my utility.

Re: Other cards cli

gdale6 — Sat, 19 Apr 2014 23:00:25 GMT

@BKFireFly wrote:
Hi guys. Hope to get some opinions on this. Nfcu approved me for $8k visa (highest limit). Will my other cards CLI to match this? Or at least grow? Limits are low and they always use my low limits as a reason for decline along with my utility.

Doubt it, the real reason for the decline of CLI is not the low limts but your utilization, pay them all off except 1 that you will let report 1-9% of its CL to the CRAs..

Re: Other cards cli

BKFireFly — Sat, 19 Apr 2014 23:08:38 GMT

Was planning to pay off the small limits and then do a bill consolidation for the larger amounts. The Apr will be lower and it would clear up all my cli

Re: Other cards cli

BigBS — Sun, 20 Apr 2014 00:48:06 GMT

CCCs are not all the same. Internal models for each may prevent them from matching given greater stringency.