topic Re: Anyone else not have your Barclay account report to Experian April 2014? in Credit Cards

Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Sat, 19 Apr 2014 10:09:50 GMT

Happy Weekend FicoFamily -

Just wondering if anyone else hasn't had their Barclay account report to Experian for the month. It has ALWAYS been the first one to update, then EQ, then finally TU about a week later. Statement closed on 04/10/14 - EQ updated & TU updated but so far, nada for Experian. Really wish it would already as it's the last one to report for the month & there is a significant balance change, etc. that I guarantee will raise me up! Need this TL to update obviously!!!

Well, it BETTER raise me up!

Thanks in advance - hopefully it isn't "just me" and I'll call Barclays later pending the responses. Thank you all again

Re: Anyone else not have your Barclay account report to Experian April 2014?

dumaine — Mon, 21 Apr 2014 13:05:21 GMT

Yes I am in the same boat. Barclays has updated as usual on EQ and TU but nothing for EX this month. Do not know if it is a Barclays issue or EX issue, but my Discover closed yesterday and has already updated on EX, as well with all my other cards this month.

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Mon, 21 Apr 2014 13:27:17 GMT

@dumaine wrote:
Yes I am in the same boat. Barclays has updated as usual on EQ and TU but nothing for EX this month. Do not know if it is a Barclays issue or EX issue, but my Discover closed yesterday and has already updated on EX, as well with all my other cards this month.

I got off the phone with them this morning and they've put a SECOND manual update request through to Experian. I'm just speculating here however once I (finally) got to the right department and right person, she basically said "Is Experian the one that didn't update?" prior to me even getting that far into the conversation. Like I said, I'm just speculating, but based on that verbiage & how the overall conversation went, this leads me to believe it is a 'known' problem with some of us this month. While I was on the phone, she had me fax what IS reporting w/EXP & once she saw it was 2 months behind, she said I'm pushing another manual through as this isn't just one month but TWO months behind now.

She told me to give it until Wednesday & if nothing happens by then, contact her again. I asked if this was being done electronically or via fax, since it is "out-of-cycle", and she stated it's being done electronically through E-Oscar. I didn't even know E-Oscar could be used for "non-dispute" (AUD) related account management so I HOPE it doesn't end up showing "Consumer Disputes"!!! Apparently, now that I've read it too, E-Oscar can be used for "Off-Cycle" reporting/updates even if they are not disputes or true ACDV's. Either way, least I know the AUD has been resent a second time...

Of ALL months for it to mess up too - especially since I'm really tired of seeing "799" as the score - SERIOUSLY? JUST GIMME THE DANG POINT TO GIVE ME 800!!! I'm convinced they're trying to find ANYTHING to prevent that one measly point LOLOL.

Will update if need be; hopefully this will work & I'll hit 800 finally! My luck, I'll end up going down for some strange reason. 2% util - cannot beat that - but could also not be 'enough' to join the 800 club for a few days.

Thanks for your reply too BTW - you take it easy!

Re: Anyone else not have your Barclay account report to Experian April 2014?

dumaine — Mon, 21 Apr 2014 13:36:15 GMT

It has got to the point where I don't even want an "Off Cycle" this month now due to current balance that will show.

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Mon, 21 Apr 2014 14:04:24 GMT

@dumaine wrote:
It has got to the point where I don't even want an "Off Cycle" this month now due to current balance that will show.

It won't be "current" info; it will be what your last statement showed. They're only "manually updating" the existing data that would have otherwise been updated through the monthly process.

Re: Anyone else not have your Barclay account report to Experian April 2014?

injustifiiable — Mon, 21 Apr 2014 14:48:25 GMT

both of my barclaycards just cut yesterday. Will let you all know if any oddities.

Re: Anyone else not have your Barclay account report to Experian April 2014?

Involver — Mon, 21 Apr 2014 14:58:03 GMT

Yeah my Sallie Mae has updated on both TU and EQ but not EX this month. I don't really care tbh but EX generally updates first for me.

Re: Anyone else not have your Barclay account report to Experian April 2014?

DaveSignal — Mon, 21 Apr 2014 23:13:44 GMT

My Barclays seems slow to update on EX as well. I don't remember if it was also slow last month, but I think it may have been. Statement cut on the 17th and EQ and TU have already updated. I have also seen two other credit cards reach statement date since Barclays and both have already updated on EX... so it is an issue specific to Barclays. Hopefully, it will update before the end of the month, since I had some new apps planned.

Re: Anyone else not have your Barclay account report to Experian April 2014?

dumaine — Wed, 23 Apr 2014 10:43:52 GMT

Finally updated this morning (or last night) on EX. 13 days late.

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Wed, 23 Apr 2014 11:48:47 GMT

Mine finally updated this morning as well. At least they advised correctly - and hopefully next month will be back to normal. It was nice waking up to an alert as well as a nice bump in the score too!

Thank you all for your input on this - have a great day my fico family!!!

Re: Anyone else not have your Barclay account report to Experian April 2014?

stengiz — Thu, 24 Apr 2014 19:55:11 GMT

it is an unrelated question but op can you tell me what do you use to see your reports?

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Thu, 24 Apr 2014 20:09:44 GMT

@stengiz wrote:
it is an unrelated question but op can you tell me what do you use to see your reports?

Not a problem whatsoever

EQ: MyFIco (FICO), EX: Experian Credit Manager (FAKO), & TU: TU Credit Monitoring (FAKO).

Once a month I get a real FICO from TU via both Barclay & either Chase or Cap One. One of them is at the beginning of the month, one is at the end of the month. It's actually a good comparison to see how "off" the FAKOs are. As for EX, however, apparently we're all "not worthy" of a FICO from them unless it's from a lender pull. IIRC, we cannot even purchase a FICO from EX anywhere - but I could be wrong on that.

Hope that helps ya

Re: Anyone else not have your Barclay account report to Experian April 2014?

stengiz — Thu, 24 Apr 2014 20:24:08 GMT

thank you so much.. it does help alot

Re: Anyone else not have your Barclay account report to Experian April 2014?

Involver — Thu, 24 Apr 2014 20:35:33 GMT

@nma851 wrote:
@stengiz wrote:
it is an unrelated question but op can you tell me what do you use to see your reports?

Once a month I get a real FICO from TU via both Barclay & either Chase or Cap One.

Where are you getting FICOs from Chase and/or Cap One? Cap One is the exact same as Credit Karma and I wasn't even aware Chase provided scores of any kind.

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Thu, 24 Apr 2014 20:39:27 GMT

@Involver wrote:
Where are you getting FICOs from Chase and/or Cap One? Cap One is the exact same as Credit Karma and I wasn't even aware Chase provided scores of any kind.

Then I guess they're FAKOs... I didn't realize those, also, were FAKOs. Thank you for the head's up!

Re: Anyone else not have your Barclay account report to Experian April 2014?

BigBS — Thu, 24 Apr 2014 20:40:04 GMT

My statement cut on the 19th and it has yet to report, as well.

Re: Anyone else not have your Barclay account report to Experian April 2014?

Involver — Thu, 24 Apr 2014 20:41:28 GMT

Also yeah Barclay finally updated to EX for me on the 23rd as well. Maybe it was a big batch update for all accounts.

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Tue, 20 May 2014 10:56:12 GMT

Go figure that THIS month, it's TU that's lagging behind by 12 days & counting..... Really wish/need em to update already - it's the difference between 12% and 4% UT!!!

Plus, I've gotta get EVERYTHING in line for them to Auto CLI me - I'm in the "waiting period" of the 5/6 statement & the LAST thing I need/want, after all this work, is for a piddly CLI over having more than one card reporting a balance. I cannot believe I went "dyslexic" for a moment and transposed a $21 balance with $12 - so ended up with that $12 reporting, making an additional card w/a balance, and now I get "dinged" for that too!

With all the "dinging" we get around here, anyone else's ears ringing ridiculously?

Hope you all are doing well!!

Re: Anyone else not have your Barclay account report to Experian April 2014?

baller4life — Tue, 20 May 2014 13:16:14 GMT

My TU still has not updated and statement cut on the 3rd. What in the Sam Hell is going on??? EQ updated first then EX like 2 weeks later. . Is this a common issue? What number are you guys calling about this? The main customer service number??

Re: Anyone else not have your Barclay account report to Experian April 2014?

nma851 — Tue, 20 May 2014 13:22:11 GMT

@baller4life wrote:
My TU still has not updated and statement cut on the 3rd. What in the Sam Hell is going on??? EQ updated first then EX like 2 weeks later. . Is this a common issue? What number are you guys calling about this? The main customer service number??

I don't know but it's getting old REALLY fast having to call em (yeah I just call the main number) each month just to get them to update things. Last month EX, this month TU - who knows with them. Starting to think they're holding back just to cause us issues!! They pull from TU and soft all 3 enough so one would think they could transmit at LEAST once during their "prying" ... Uhhhhhggggg