topic Re: DCU in Credit Cards

DCU

juggalo9er — Mon, 21 Apr 2014 04:00:10 GMT

when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..

Re: DCU

jesseh — Mon, 21 Apr 2014 11:26:30 GMT

Do you think there would be a difference between being asked to apply or to apply yourself?

Re: DCU

odd_dog — Mon, 21 Apr 2014 11:38:06 GMT

@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..

Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....

Re: DCU

juggalo9er — Mon, 21 Apr 2014 23:59:41 GMT

@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....

thank you

Re: DCU

avggoal700 — Sat, 03 May 2014 17:06:24 GMT

@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....

Did you apply online? I got instant approval for checking/savings but no cc/auto refi offers but I conf course can't log in yet. Wondering if I shoukd apply now or wait to look when I can log in.

Re: DCU

odd_dog — Sat, 03 May 2014 17:47:47 GMT

@avggoal700 wrote:
@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....
Did you apply online? I got instant approval for checking/savings but no cc/auto refi offers but I conf course can't log in yet. Wondering if I shoukd apply now or wait to look when I can log in.

Yes I did apply online and at the time of them approving the checking account a screen came up and asked if I wanted a CC and which one (rewards or low APR) also a car loan....that was all before I could log in on my personal page......I will say after about 2 months the offers started coming for CC CLI and auto loans....so maybe once your account is active you too will get offers on your home page......

Re: DCU

avggoal700 — Sat, 03 May 2014 17:55:59 GMT

@odd_dog wrote:
@avggoal700 wrote:
@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....
Did you apply online? I got instant approval for checking/savings but no cc/auto refi offers but I conf course can't log in yet. Wondering if I shoukd apply now or wait to look when I can log in.
Yes I did apply online and at the time of them approving the checking account a screen came up and asked if I wanted a CC and which one (rewards or low APR) also a car loan....that was all before I could log in on my personal page......I will say after about 2 months the offers started coming for CC CLI and auto loans....so maybe once your account is active you too will get offers on your home page......

Thank you for the response, good info. Garden it is.

Re: DCU

tmeach — Wed, 21 May 2014 05:30:51 GMT

@odd_dog wrote:
@avggoal700 wrote:
@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....
Did you apply online? I got instant approval for checking/savings but no cc/auto refi offers but I conf course can't log in yet. Wondering if I shoukd apply now or wait to look when I can log in.
Yes I did apply online and at the time of them approving the checking account a screen came up and asked if I wanted a CC and which one (rewards or low APR) also a car loan....that was all before I could log in on my personal page......I will say after about 2 months the offers started coming for CC CLI and auto loans....so maybe once your account is active you too will get offers on your home page......

Ugh. I did this all wrong. I applied for membership over the phone because of my faud alerts. When I mentioned I was interested in a CC, I was transferred to another number in IL. The credit card CSR said she was going to pull my credit report separately for DCU.

I figured I was going to have to speak to someone due to the fraud alerts. Now I will have 2 HPs. =/ I wish I came across this sooner.

Re: DCU

09Lexie — Wed, 21 May 2014 05:52:55 GMT

@tmeach wrote:
@odd_dog wrote:
@avggoal700 wrote:
@odd_dog wrote:
@juggalo9er wrote:
when opening a new account with DCU (savings) will they offer things like refi,cc's, amd other products or do you have to ask..
Hi Jug....yes my experience has been when I signed up for the checking they offered me a CC at the same time....since then, about every 2 months they offer loans, CLI on CC and other offers .... go to "account manager" at the top of your page after you log in hit that button and on the right you will see a bunch of icons, click "apply for a loan" and drop downs will have "current promotions" you can see if they have offered you anything there....hope this helps.....
Did you apply online? I got instant approval for checking/savings but no cc/auto refi offers but I conf course can't log in yet. Wondering if I shoukd apply now or wait to look when I can log in.
Yes I did apply online and at the time of them approving the checking account a screen came up and asked if I wanted a CC and which one (rewards or low APR) also a car loan....that was all before I could log in on my personal page......I will say after about 2 months the offers started coming for CC CLI and auto loans....so maybe once your account is active you too will get offers on your home page......
Ugh. I did this all wrong. I applied for membership over the phone because of my faud alerts. When I mentioned I was interested in a CC, I was transferred to another number in IL. The credit card CSR said she was going to pull my credit report separately for DCU.

I figured I was going to have to speak to someone due to the fraud alerts. Now I will have 2 HPs. =/ I wish I came across this sooner.

It is usually two HP's for DCU- the pop-up is a pre-approval. Once you accept a hp is then done on your EQ. IIRC, applying in branch, will limit you to one hp.